What is the 13F Pro Quality Score for NTWK?

13F Pro ranks NETSOL TECHNOLOGIES INC (NTWK) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View NTWK's current score at https://13fpro.ai/research/NTWK (free sign-up required for the full ranking).

Where does 13F Pro source NTWK data?

All NETSOL TECHNOLOGIES INC fundamentals and ownership data come directly from SEC EDGAR. NETSOL TECHNOLOGIES INC files with the SEC under CIK 1039280. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is NTWK in?

NETSOL TECHNOLOGIES INC (NTWK) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is NTWK research updated on 13F Pro?

NTWK's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

NETSOL TECHNOLOGIES INC(NTWK)Stock Analysis

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13F Pro Quality Score

41.6/100

Rank #1,887 of 2,879 stocks

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

67.0/100

Profitability

47.3/100

Balance Sheet

43.5/100

Earnings Quality

30.0/100

Free Cash Flow

25.3/100

Institutional Flow

12.8/100

Revenue Scale

14.2/100

Dilution Risk

82.9/100

NTWK Stock Analysis & AI Quality Score

AI stock analysis and institutional research for NETSOL TECHNOLOGIES INC (NTWK), a Technology sector company. 13F Pro's AI-powered ranking engine scores NTWK at 41.6/100 on a 32-signal composite quality model, placing it at rank #1,887 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (12.8) and revenue scale (14.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q3 2026), NETSOL TECHNOLOGIES INC reports quarterly revenue of $21.3M, net income of $1.3M, free cash flow of $-1.9M. Top institutional holders of NTWK by reported 13-F value include VANGUARD CAPITAL MANAGEMENT, RENAISSANCE TECHNOLOGIES, BlackRock,, based on the most recent SEC filings. NTWK trades on the Nasdaq exchange and files with the SEC under CIK 1039280. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NTWK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NETSOL TECHNOLOGIES INC directly from SEC EDGAR. NETSOL TECHNOLOGIES INC's 13F Pro composite quality score has ranged between 22 and 47 since 2021, currently 41.6 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.

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Fun facts about NETSOL TECHNOLOGIES INC

Quirks, history, and lore behind NTWK — the kind of stuff that makes a stock memorable.

1
The Basics
A small-cap technology company listed on Nasdaq, headquartered in California with significant operations across Asia and Europe.
2
The Numbers
Annual revenue in the range of $50–60 million — not exactly trillion-dollar territory, but it punches above its weight in a very niche enterprise software market.
3
The History
Founded in the 1990s, it planted deep roots in Pakistan — an unusual base for a U.S.-listed tech firm — and built a global delivery model long before nearshoring was trendy.
4
The Secret
Its core customers are leasing and finance companies — think auto, equipment, and fleet lenders — who rely on its platform to manage the entire asset finance lifecycle.
5
The Lore
Its software is trusted by some of the world's largest captive auto finance arms, meaning your car lease paperwork may have quietly passed through its systems.
6
The Giveaway
A Nasdaq-listed fintech/software firm whose name literally combines "network solutions" vibes with a tech-era suffix — and its flagship product, LeaseSoft, runs auto and equipment finance for global giants.

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Revenue

Q3 2026

$21.3M

Net Income

Q3 2026

$1.3M

Free Cash Flow

Q3 2026

$-1.9M

ROIC

Q3 2026

8.0%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+23.0% YoY

$64.5MFY 2024

FY20 $56.4MFY22 $57.2MFY23 $52.4MFY24 $64.5M

Net Income

+113.0% YoY

$683.9KFY 2024

FY20 $937.1KFY22 $-851.2KFY23 $-5.2MFY24 $683.9K

Operating Income

+139.8% YoY

$3.5MFY 2024

FY20 $1.1MFY22 $-1.1MFY23 $-8.8MFY24 $3.5M

EPS (Diluted)

+113.0% YoY

$0.06FY 2024

FY20 $0.08FY22 $-0.08FY23 $-0.46FY24 $0.06

Total Assets

+9.9% YoY

$64.2MFY 2024

FY20 $88.5MFY22 $72.6MFY23 $58.4MFY24 $64.2M

Total Debt

+2.3% YoY

$6.4MFY 2024

FY20 $2.5MFY22 $10.3MFY23 $6.3MFY24 $6.4M

Op. Cash Flow

+44.8% YoY

$2.9MFY 2024

FY20 $4.0MFY22 $3.1MFY23 $2.0MFY24 $2.9M

Metric	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019	FY 2017
Revenue	$64.5M +23.0%	$52.4M -8.5%	$57.2M +1.6%	$56.4M -16.9%	$67.8M +3.8%	$65.4M
Net Income	$683.9K +113.0%	$-5.2M -516.1%	$-851.2K -190.8%	$937.1K -89.1%	$8.6M +272.4%	$-5.0M
Operating Income	$3.5M +139.8%	$-8.8M -714.2%	$-1.1M -200.7%	$1.1M -84.3%	$6.8M +782.0%	$-1.0M
EPS (Diluted)	$0.06 +113.0%	$-0.46 -475.0%	$-0.08 -200.0%	$0.08 -89.2%	$0.74 +260.9%	$-0.46
Total Assets	$64.2M +9.9%	$58.4M -19.6%	$72.6M -17.9%	$88.5M +1.1%	$87.5M -12.2%	$99.7M
Total Debt	$6.4M +2.3%	$6.3M -38.9%	$10.3M +315.9%	$2.5M -66.9%	$7.5M -29.5%	$10.6M
Operating Cash Flow	$2.9M +44.8%	$2.0M -34.3%	$3.1M -23.0%	$4.0M -19.5%	$4.9M +985.7%	$454.4K

AI Insight: NTWK Financial Trends

Revenue inflection to $21M in Q1 2026, but profitability remains volatile and operating cash flow deteriorating.

• Revenue grew 17% from Q4 2025 ($20M) to Q1 2026 ($21M), extending uptrend from Q1 2025 ($18M) baseline.

• Operating income turned positive at $3M in Q1 2026, matching Q2 2025 peak, after negative $2M in Q3 2025.

• Operating cash flow deteriorated to -$1M in Q1 2026; cumulative OCF negative over last three quarters despite revenue growth.

⚠ Net income swung $3M from +$3M (Q2 2025) to -$2M (Q3 2025) to +$1M (Q1 2026)—earnings quality inconsistent.

⚠ Operating cash flow trend broken: negative $5M in Q4 2025 and Q1 2026 despite positive operating income.

⚠ Debt stable at $9M but equity growth modest; leverage ratio unchanged at ~0.24x despite revenue volatility.

AI Insight: NTWK Ratio Trends

NTWK swung from Q3 2025 losses to Q1 2026 profitability, with operating margin and ROIC rebounding sharply despite persistent quarterly volatility.

• Operating margin recovered to 14.1% in Q1 2026 from -11.4% in Q3 2025; NPM climbed to 6.1% from -14.7%.

• ROIC surged to 26.2% in Q1 2026 (highest on record) from -16.6% in Q3 2025; TTM ROIC now 12.3%.

• Debt-to-equity ratio stable near 0.24, unchanged from Q1 2025 despite earnings swings.

⚠ Severe Q3 2025 contraction (OpMargin -11.4%, ROE -26.3%) signals operational instability; sequential rebound encouraging but pattern warrants scrutiny.

⚠ NPM volatility high: 10.1% (Q2 2025) to -14.7% (Q3 2025) to 6.1% (Q1 2026) suggests margin unpredictability.

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Available Research

13F Pro tracks comprehensive data for NETSOL TECHNOLOGIES INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of NTWK

VANGUARD CAPITAL MANAGEMENT LLC
$1.9M562,531 sh
RENAISSANCE TECHNOLOGIES LLC
$1.6M463,801 sh
BlackRock, Inc.
$871.9K257,211 sh
GEODE CAPITAL MANAGEMENT, LLC
$530.0K156,318 sh
Mink Brook Asset Management LLC
$370.7K109,346 sh
DIMENSIONAL FUND ADVISORS LP
$340.9K100,549 sh
CITADEL ADVISORS LLC
$279.2K82,366 sh
Topline Capital Management, LLC
$265.7K78,375 sh
BRIDGEWAY CAPITAL MANAGEMENT, LLC
$239.5K70,651 sh
Empowered Funds, LLC
$231.0K68,151 sh

Fund	Value	Shares
VANGUARD CAPITAL MANAGEMENT LLC	$1.9M	562,531
RENAISSANCE TECHNOLOGIES LLC	$1.6M	463,801
BlackRock, Inc.	$871.9K	257,211
GEODE CAPITAL MANAGEMENT, LLC	$530.0K	156,318
Mink Brook Asset Management LLC	$370.7K	109,346
DIMENSIONAL FUND ADVISORS LP	$340.9K	100,549
CITADEL ADVISORS LLC	$279.2K	82,366
Topline Capital Management, LLC	$265.7K	78,375
BRIDGEWAY CAPITAL MANAGEMENT, LLC	$239.5K	70,651
Empowered Funds, LLC	$231.0K	68,151

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Is NTWK a good stock to buy?

13F Pro's AI-powered analysis of NETSOL TECHNOLOGIES INC (NTWK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NTWK are available on the NTWK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own NTWK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NTWK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NETSOL TECHNOLOGIES INC's investment landscape.