NORTHPOINTE BANCSHARES INC(NPB)Stock Analysis
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Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
NPB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for NORTHPOINTE BANCSHARES INC (NPB), a Financials sector company. NPB is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), NORTHPOINTE BANCSHARES INC reports quarterly revenue of $63.4M, net income of $22.2M, an operating margin of 46.4%. Top institutional holders of NPB by reported 13-F value include WELLINGTON MANAGEMENT GROUP LLP, ADAGE CAPITAL PARTNERS GP, L.L.C., BlackRock,, based on the most recent SEC filings. NPB trades on the NYSE exchange and files with the SEC under CIK 1336706. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NPB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NORTHPOINTE BANCSHARES INC directly from SEC EDGAR.
Revenue
Q1 2026
$63.4M
Net Income
Q1 2026
$22.2M
Free Cash Flow
Q1 2026
$37.3M
Operating Margin
Q1 2026
46.4%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+27.3% YoYNet Income
+51.2% YoYEPS (Diluted)
+15.3% YoYTotal Assets
+34.4% YoYOp. Cash Flow
+123.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Revenue | $1.4M +27.3% | $1.1M +49.7% | $735.0K | — |
| Net Income | $83.4M +51.2% | $55.2M +63.4% | $33.8M | — |
| EPS (Diluted) | $2.11 +15.3% | $1.83 +1867.7% | $0.09 | — |
| Total Assets | $7.02B +34.4% | $5.22B +9.8% | $4.76B | — |
| Operating Cash Flow | $44.3M +123.6% | $19.8M -96.1% | $504.2M | — |
AI Insight: NPB Financial Trends
Net income grew 29% from Q4 2024 to Q1 2026, but operating cash flow remains volatile and equity has contracted 1.4% from peak.
• Net income expanded steadily from $17M (Q1 2025) to $24M (Q4 2025), a 41% gain over four quarters.
• Equity rose from $462M (Q4 2024) to $624M (Q3 2025), representing 35% growth before recent pullback to $590M (Q1 2026).
• Operating cash flow swung sharply: negative $72M (Q2 2025), positive $90M (Q3 2025), then negative $28M (Q4 2025).
⚠ OCF volatility and recent negative reading (Q4 2025, Q1 2026) — pattern suggests working capital or balance-sheet headwinds.
⚠ Equity declined $34M from Q3 2025 peak ($624M) to Q1 2026 ($590M) despite positive net income — potential loss or dividend pressure.
AI Insight: NPB Ratio Trends
ROIC surged to 22.5% in Q4 2025 before moderating to 20.0% in Q1 2026, indicating strong but volatile capital efficiency.
• ROE expanded from 11.8% in Q1 2025 to 16.6% in Q4 2025, up 480 bps, before settling at 15.0% in Q1 2026.
• ROA improved from 1.2% in Q1 2025 to peak 1.4% in Q4 2025, showing consistent profitability gains through 2025.
• ROIC climbed 470 bps from 15.4% in Q1 2025 to 22.5% in Q4 2025, demonstrating exceptional capital returns in recent quarter.
⚠ Q1 2026 shows ROIC and ROE decline from Q4 2025 peaks; monitor whether 20.0% ROIC represents sustainable run-rate.
⚠ ROA dipped to 1.2% in Q1 2026 versus 1.4% in Q4 2025; assess if seasonal or signal of margin pressure ahead.
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Available Research
13F Pro tracks comprehensive data for NORTHPOINTE BANCSHARES INC including:
Top Institutional Holders of NPB
WELLINGTON MANAGEMENT GROUP LLP
$77.8M4,507,932 shADAGE CAPITAL PARTNERS GP, L.L.C.
$44.9M2,601,503 shBlackRock, Inc.
$24.0M1,391,500 shBoston Partners
$21.0M1,215,187 shMORGAN STANLEY
$17.4M1,009,406 shVANGUARD CAPITAL MANAGEMENT LLC
$16.0M926,036 shHOTCHKIS & WILEY CAPITAL MANAGEMENT LLC
$12.7M737,370 shTWO SIGMA INVESTMENTS, LP
$10.4M600,655 shMALTESE CAPITAL MANAGEMENT LLC
$9.9M572,175 shAMERICAN CENTURY COMPANIES INC
$8.3M481,698 sh
| Fund | Value | Shares |
|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $77.8M | 4,507,932 |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $44.9M | 2,601,503 |
| BlackRock, Inc. | $24.0M | 1,391,500 |
| Boston Partners | $21.0M | 1,215,187 |
| MORGAN STANLEY | $17.4M | 1,009,406 |
| VANGUARD CAPITAL MANAGEMENT LLC | $16.0M | 926,036 |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $12.7M | 737,370 |
| TWO SIGMA INVESTMENTS, LP | $10.4M | 600,655 |
| MALTESE CAPITAL MANAGEMENT LLC | $9.9M | 572,175 |
| AMERICAN CENTURY COMPANIES INC | $8.3M | 481,698 |
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Popular Research
Is NPB a good stock to buy?
13F Pro's AI-powered analysis of NORTHPOINTE BANCSHARES INC (NPB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NPB are available on the NPB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own NPB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NPB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NORTHPOINTE BANCSHARES INC's investment landscape.