13F Pro Quality Score

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Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

NBBK Stock Analysis & AI Quality Score

AI stock analysis and institutional research for NB Bancorp, Inc. (NBBK), a Financials sector company. NBBK is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), NB Bancorp, Inc. reports quarterly revenue of $69.4M, net income of $15.0M, free cash flow of $25.3M. Top institutional holders of NBBK by reported 13-F value include BlackRock,, Pertento Partners LLP, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. NBBK trades on the Nasdaq exchange and files with the SEC under CIK 1979330. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NBBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NB Bancorp, Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$69.4M

Net Income

Q1 2026

$15.0M

Free Cash Flow

Q1 2026

$25.3M

ROIC

Q1 2026

2.4%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

-67.3% YoY
$9.8MFY 2023
FY22 $30.1MFY23 $9.8M

EPS (Diluted)

$0.23FY 2023
FY22 FY23 $0.23

Total Assets

+26.2% YoY
$4.53BFY 2023
FY22 $3.59BFY23 $4.53B

Op. Cash Flow

+33.2% YoY
$52.9MFY 2023
FY22 $39.7MFY23 $52.9M

AI Insight: NBBK Financial Trends

Equity surged to $859M in Q4 2025, likely reflecting a capital raise, while net income and operating cash flow rebounded strongly in Q1 2026.

Net income recovered to $15M in Q1 2026 after dropping to $8M in Q4 2025, matching the Q2–Q3 2025 run-rate.

Equity jumped from $737M in Q3 2025 to $859M in Q4 2025, a $122M increase suggesting a capital event.

Operating cash flow rebounded to $27M in Q1 2026 after collapsing to near zero in Q4 2025.

Q4 2025 operating cash flow fell to approximately $0M — first near-zero reading in the observed period; cause unclear.

Revenue data is absent across all periods, limiting margin and growth analysis for a complete fundamental view.

Equity declined from $765M in Q4 2024 to $737M by Q3 2025 before the Q4 jump — three quarters of erosion worth monitoring.

AI Insight: NBBK Ratio Trends

ROIC recovered to 9.7% in Q1 2026 after a sharp Q4 2025 dip, but TTM ROE of 6.2% remains modest and below peak quarterly levels.

ROIC improved from 6.3% in Q2 2024 to a peak of 10.8% in Q3 2025, reflecting a meaningful multi-quarter efficiency improvement.

ROA climbed from 0.7% in Q3 2024 to 1.2% in Q4 2024, then stabilized in the 1.0–1.1% range through Q3 2025.

Q4 2025 saw a sharp deterioration: ROE collapsed to 3.6% and ROA fell to 0.4%, the weakest quarterly readings in the dataset.

Q1 2026 showed partial recovery with ROE at 7.1% and ROIC at 9.7%, though neither has regained Q3 2025 peaks.

Q4 2025 ROE and ROA plunged to 3.6% and 0.4% — nature of that one-quarter shock (credit event, charge-off?) warrants close scrutiny.

TTM ROE of 6.2% is dragged down by Q4 2025 weakness; sustained Q1 2026-level performance is needed to rebuild trailing returns.

ROIC has not yet reclaimed its Q3 2025 high of 10.8%; momentum of recovery through mid-2026 will be a key inflection signal.

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Available Research

13F Pro tracks comprehensive data for NB Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of NBBK

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Is NBBK a good stock to buy?

13F Pro's AI-powered analysis of NB Bancorp, Inc. (NBBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NBBK are available on the NBBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own NBBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NBBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NB Bancorp, Inc.'s investment landscape.