What is the 13F Pro Quality Score for NAVN?

13F Pro ranks Navan, Inc. (NAVN) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View NAVN's current score at https://13fpro.ai/research/NAVN (free sign-up required for the full ranking).

Where does 13F Pro source NAVN data?

All Navan, Inc. fundamentals and ownership data come directly from SEC EDGAR. Navan, Inc. files with the SEC under CIK 1639723. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is NAVN in?

Navan, Inc. (NAVN) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is NAVN research updated on 13F Pro?

NAVN's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

NAVN Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Navan, Inc. (NAVN), a Technology sector company. NAVN is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2027), Navan, Inc. reports quarterly revenue of $220.2M, net income of $-20.5M, free cash flow of $-6.9M. Top institutional holders of NAVN by reported 13-F value include Lightspeed Management Company, L.L.C., a16z Capital Management, L.L.C., GREENOAKS CAPITAL PARTNERS, based on the most recent SEC filings. NAVN trades on the Nasdaq exchange and files with the SEC under CIK 1639723. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NAVN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Navan, Inc. directly from SEC EDGAR.

Revenue

Q1 2027

$220.2M

Net Income

Q1 2027

$-20.5M

Free Cash Flow

Q1 2027

$-6.9M

ROIC

Q1 2027

-1.3%

D/E Ratio

Q1 2027

0.10

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+30.8% YoY

$702.3MFY 2026

FY23 —FY24 $402.3MFY25 $536.8MFY26 $702.3M

Net Income

-119.8% YoY

$-398.0MFY 2026

FY23 —FY24 $-331.6MFY25 $-181.1MFY26 $-398.0M

Operating Income

-82.9% YoY

$-196.9MFY 2026

FY23 —FY24 $-246.3MFY25 $-107.6MFY26 $-196.9M

EPS (Diluted)

-1.8% YoY

$-4.07FY 2026

FY23 —FY24 $-7.44FY25 $-4.00FY26 $-4.07

Total Assets

+57.6% YoY

$1.71BFY 2026

FY23 —FY24 —FY25 $1.08BFY26 $1.71B

Total Debt

-79.8% YoY

$124.8MFY 2026

FY23 —FY24 —FY25 $617.9MFY26 $124.8M

Op. Cash Flow

+166.8% YoY

$33.7MFY 2026

FY23 —FY24 $-166.4MFY25 $-50.4MFY26 $33.7M

Metric	FY 2026	FY 2025	FY 2024	FY 2023
Revenue	$702.3M +30.8%	$536.8M +33.5%	$402.3M	—
Net Income	$-398.0M -119.8%	$-181.1M +45.4%	$-331.6M	—
Operating Income	$-196.9M -82.9%	$-107.6M +56.3%	$-246.3M	—
EPS (Diluted)	$-4.07 -1.8%	$-4.00 +46.2%	$-7.44	—
Total Assets	$1.71B +57.6%	$1.08B	—	—
Total Debt	$124.8M -79.8%	$617.9M	—	—
Operating Cash Flow	$33.7M +166.8%	$-50.4M +69.7%	$-166.4M	—

AI Insight: NAVN Financial Trends

Revenue growth to $220M in Q2 2026 masks persistent operating losses and negative equity overhang despite debt reduction.

• Revenue grew 45% from Q4 2024 ($151M) to Q2 2026 ($220M), with sequential acceleration in recent quarters.

• Operating losses narrowed to $18M in Q2 2026 from $79M in Q1 2026; net loss improved to $21M from $225M Q4 2025.

• Total debt halved from $618M (Q4 2024) to $124M (Q2 2026), signaling deleveraging progress.

⚠ Equity remains deeply negative at $1,237M in Q2 2026; company destroyed shareholder value through cumulative losses.

⚠ Operating cash flow swung to $35M in Q1 2026 but turned negative ($7M) in Q2 2026—sustainability unclear.

AI Insight: NAVN Ratio Trends

Navan swung to near-breakeven in Q2 2026 after severe losses in late 2025, but profitability remains elusive and leverage crept up.

• Operating margin improved dramatically from -50.3% in Q1 2026 to -8.2% in Q2 2026, signaling operational traction.

• Net profit margin recovered to -9.3% in Q2 2026 from -115.6% in Q4 2025, though still deeply unprofitable.

• ROA improved to -4.8% in Q2 2026 from -50.3% in Q4 2025, but remains sharply negative.

⚠ Company remains unprofitable across all efficiency metrics; Q2 2026 margins still substantially negative.

⚠ Debt-to-equity rose to 0.17 in Q4 2025 from 0.10, signaling increased financial leverage during loss-making period.

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Available Research

13F Pro tracks comprehensive data for Navan, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of NAVN

Lightspeed Management Company, L.L.C.
$661.0M49,921,454 sh
a16z Capital Management, L.L.C.
$373.6M28,218,676 sh
GREENOAKS CAPITAL PARTNERS LLC
$190.0M14,349,328 sh
COSMIC MANAGEMENT, LLC
$94.5M7,138,769 sh
Napean Trading & Investment Co (Singapore) PTE Ltd
$77.8M5,874,257 sh
WELLINGTON MANAGEMENT GROUP LLP
$69.4M5,243,445 sh
Capital International Investors
$50.1M3,783,338 sh
MILLENNIUM MANAGEMENT LLC
$37.6M2,842,028 sh
BlackRock, Inc.
$37.4M2,827,983 sh
ALKEON CAPITAL MANAGEMENT LLC
$35.6M2,686,828 sh

Fund	Value	Shares
Lightspeed Management Company, L.L.C.	$661.0M	49,921,454
a16z Capital Management, L.L.C.	$373.6M	28,218,676
GREENOAKS CAPITAL PARTNERS LLC	$190.0M	14,349,328
COSMIC MANAGEMENT, LLC	$94.5M	7,138,769
Napean Trading & Investment Co (Singapore) PTE Ltd	$77.8M	5,874,257
WELLINGTON MANAGEMENT GROUP LLP	$69.4M	5,243,445
Capital International Investors	$50.1M	3,783,338
MILLENNIUM MANAGEMENT LLC	$37.6M	2,842,028
BlackRock, Inc.	$37.4M	2,827,983
ALKEON CAPITAL MANAGEMENT LLC	$35.6M	2,686,828

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Is NAVN a good stock to buy?

13F Pro's AI-powered analysis of Navan, Inc. (NAVN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NAVN are available on the NAVN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own NAVN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NAVN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Navan, Inc.'s investment landscape.