What is the 13F Pro Quality Score for NATL?

13F Pro ranks NCR Atleos Corp (NATL) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View NATL's current score at https://13fpro.ai/research/NATL (free sign-up required for the full ranking).

Where does 13F Pro source NATL data?

All NCR Atleos Corp fundamentals and ownership data come directly from SEC EDGAR. NCR Atleos Corp files with the SEC under CIK 1974138. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is NATL in?

NCR Atleos Corp (NATL) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is NATL research updated on 13F Pro?

NATL's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

NCR Atleos Corp(NATL)Stock Analysis

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13F Pro Quality Score

46.3/100

Rank #1,667 of 2,879 stocks

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

31.4/100

Profitability

54.4/100

Balance Sheet

49.4/100

Earnings Quality

30.0/100

Free Cash Flow

34.3/100

Institutional Flow

9.8/100

Revenue Scale

75.6/100

Dilution Risk

64.0/100

NATL Stock Analysis & AI Quality Score

AI stock analysis and institutional research for NCR Atleos Corp (NATL), a Technology sector company. 13F Pro's AI-powered ranking engine scores NATL at 46.3/100 on a 32-signal composite quality model, placing it at rank #1,667 of 2,879 stocks — the bottom half of the AI-ranked universe. NATL scores in the top quartile across revenue scale (75.6). Areas of concern include institutional flow (9.8) and earnings quality (30.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), NCR Atleos Corp reports quarterly revenue of $1.0B, net income of $22.0M, an operating margin of 8.1%. Top institutional holders of NATL by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. NATL trades on the NYSE exchange and files with the SEC under CIK 1974138. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NATL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NCR Atleos Corp directly from SEC EDGAR. NCR Atleos Corp's 13F Pro composite quality score has ranged between 8 and 50 since 2024, currently 46.3 — an improving long-term trajectory across 43 quarterly and live scoring snapshots.

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Fun facts about NCR Atleos Corp

Quirks, history, and lore behind NATL — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial technology company · mid-cap · listed on NYSE · headquartered in Georgia.
2
The Numbers
Generates roughly $1 billion or more in annual revenue serving banks, retailers, and consumers through self-service hardware and software.
3
The History
Spun off as an independent public company in 2023 after its former parent — a storied 19th-century cash-register giant — decided to split its ATM and banking business from its point-of-sale operations.
4
The Secret
Its real value isn't the machines themselves but the managed services and software wrapped around them — think remote monitoring, cash forecasting, and ATM-as-a-service contracts.
5
The Lore
Its parent company's initials once stood for National Cash Register, a firm so dominant in the 1900s it was the subject of one of America's first antitrust prosecutions.
6
The Giveaway
If you've ever pulled cash from an ATM outside a bank branch — at a convenience store, casino, or airport — there's a solid chance the machine was managed by this company, the world's largest independent ATM operator.

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Revenue

Q1 2026

$1.0B

Net Income

Q1 2026

$22.0M

Free Cash Flow

Q1 2026

$-36.0M

Operating Margin

Q1 2026

8.1%

ROIC

Q1 2026

2.7%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+17.9% YoY

$4.19BFY 2023

FY20 —FY21 $3.55BFY23 $4.19B

Net Income

-180.6% YoY

$-150.0MFY 2023

FY20 —FY21 $186.0MFY23 $-150.0M

Operating Income

+6.0% YoY

$263.0MFY 2023

FY20 —FY21 $248.0MFY23 $263.0M

EPS (Diluted)

-180.6% YoY

$-2.12FY 2023

FY20 —FY21 $2.63FY23 $-2.12

Total Assets

$5.70BFY 2023

FY20 —FY21 —FY23 $5.70B

Total Debt

$3.17BFY 2023

FY20 —FY21 —FY23 $3.17B

Op. Cash Flow

-20.9% YoY

$355.0MFY 2023

FY20 —FY21 $449.0MFY23 $355.0M

Metric	FY 2023	FY 2021	FY 2020
Revenue	$4.19B +17.9%	$3.55B	—
Net Income	$-150.0M -180.6%	$186.0M	—
Operating Income	$263.0M +6.0%	$248.0M	—
EPS (Diluted)	$-2.12 -180.6%	$2.63	—
Total Assets	$5.70B	—	—
Total Debt	$3.17B	—	—
Operating Cash Flow	$355.0M -20.9%	$449.0M	—

AI Insight: NATL Financial Trends

Operating cash flow surged to $231M in Q4 2025, but Q1 2026 shows sharp deceleration across revenue, margins, and cash generation.

• Operating income margin peaked at 13.5% in Q4 2025 ($156M on $1,152M revenue), up from 9.8% in Q1 2025.

• Total debt fell $247M (8.2%) from Q2 2024 to Q1 2026, declining from $3,005M to $2,783M.

• Operating cash flow reversed to negative $9M in Q1 2026 after recording positive $231M in Q4 2025.

⚠ Revenue contracted 9.4% quarter-over-quarter in Q1 2026 to $1,043M, reversing six quarters of recovery momentum.

⚠ Net income collapsed 73% Q-o-Q in Q1 2026 to $22M despite prior quarter's $83M; operational traction weakening.

⚠ Equity volatility increased: swung $7–$53M range last three quarters, suggesting earnings inconsistency.

AI Insight: NATL Ratio Trends

Operating margin collapsed to 8.1% in Q1 2026, the weakest in nine quarters, while leverage stabilized but profitability metrics deteriorated sharply.

• OpMargin fell from 13.5% in Q4 2025 to 8.1% in Q1 2026, the lowest since Q3 2025. ROA dropped to 1.6% from 5.9%.

• Debt-to-equity improved to 7.03 from 6.84 in Q4 2025, continuing deleveraging trend since 13.42 in Q4 2024.

• ROIC declined to 10.6% in Q1 2026, the lowest in four quarters, despite TTM ROIC of 14.7%.

⚠ Q1 2026 shows severe seasonal weakness in operating and net margins; confirm whether Q4 2025's 13.5% OpMargin is sustainable.

⚠ NPM stabilized at 2.1% in Q1 2026 versus 1.7% average in odd quarters, suggesting Q4's 7.2% spike may not persist.

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Available Research

13F Pro tracks comprehensive data for NCR Atleos Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of NATL

BlackRock, Inc.
$461.1M10,580,974 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$184.2M4,227,222 sh
VANGUARD CAPITAL MANAGEMENT LLC
$144.5M3,315,121 sh
STATE STREET CORP
$123.2M2,826,262 sh
Engine Capital Management, LP
$112.5M2,581,525 sh
FULLER & THALER ASSET MANAGEMENT, INC.
$92.1M2,114,418 sh
Fourth Sail Capital LP
$88.4M2,028,605 sh
BANK OF AMERICA CORP /DE/
$81.1M1,861,433 sh
GEODE CAPITAL MANAGEMENT, LLC
$76.6M1,757,594 sh
DIMENSIONAL FUND ADVISORS LP
$71.3M1,636,083 sh

Fund	Value	Shares
BlackRock, Inc.	$461.1M	10,580,974
VANGUARD PORTFOLIO MANAGEMENT LLC	$184.2M	4,227,222
VANGUARD CAPITAL MANAGEMENT LLC	$144.5M	3,315,121
STATE STREET CORP	$123.2M	2,826,262
Engine Capital Management, LP	$112.5M	2,581,525
FULLER & THALER ASSET MANAGEMENT, INC.	$92.1M	2,114,418
Fourth Sail Capital LP	$88.4M	2,028,605
BANK OF AMERICA CORP /DE/	$81.1M	1,861,433
GEODE CAPITAL MANAGEMENT, LLC	$76.6M	1,757,594
DIMENSIONAL FUND ADVISORS LP	$71.3M	1,636,083

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Is NATL a good stock to buy?

13F Pro's AI-powered analysis of NCR Atleos Corp (NATL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NATL are available on the NATL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own NATL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NATL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NCR Atleos Corp's investment landscape.