LSBKLake Shore Bancorp, Inc. /MD/(LSBK)Stock Analysis

AI analysis on 2,800+ stocks →
FinancialsNasdaqsmall
Institutional-grade research for retail investors
SEC EDGAR: CIK 2059653LSBK stock profile & AI dashboard →

13F Pro Quality Score

53.7/100

Rank #1,377 of 2,961 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

55.2/100

Profitability

91.3/100

Balance Sheet

44.7/100

Earnings Quality

53.6/100

Free Cash Flow

87.2/100

Institutional Flow

34.2/100

Revenue Scale

5.0/100

Dilution Risk

94.7/100
Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

LSBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Lake Shore Bancorp, Inc. /MD/ (LSBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores LSBK at 53.7/100 on a 32-signal composite quality model, placing it at rank #1,377 of 2,961 stocks — the top half of the AI-ranked universe. LSBK scores in the top quartile across profitability (91.3), free cash flow (87.2). Areas of concern include revenue scale (5.0) and institutional flow (34.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Lake Shore Bancorp, Inc. /MD/ reports quarterly revenue of $7.6M, net income of $2.2M, free cash flow of $2.3M. Top institutional holders of LSBK by reported 13-F value include Stilwell Value, ALLIANCEBERNSTEIN L.P., Oppenheimer & Close, based on the most recent SEC filings. LSBK trades on the Nasdaq exchange and files with the SEC under CIK 2059653. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LSBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Lake Shore Bancorp, Inc. /MD/ directly from SEC EDGAR. Lake Shore Bancorp, Inc. /MD/'s 13F Pro composite quality score has ranged between 36 and 54 since 2026, currently 53.7 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$7.6M

Net Income

Q2 2026

$2.2M

Free Cash Flow

Q2 2026

$2.3M

ROIC

Q2 2026

7.3%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+14.2% YoY
$27.8MFY 2025
FY23 FY24 $24.4MFY25 $27.8M

Net Income

+47.4% YoY
$7.3MFY 2025
FY23 $4.8MFY24 $4.9MFY25 $7.3M

EPS (Diluted)

+49.2% YoY
$0.97FY 2025
FY23 FY24 $0.65FY25 $0.97

Total Assets

+6.1% YoY
$727.3MFY 2025
FY23 FY24 $685.5MFY25 $727.3M

Total Debt

-100.0% YoY
$0.00FY 2025
FY23 FY24 $10.3MFY25 $0.00

Op. Cash Flow

+218.9% YoY
$8.0MFY 2025
FY23 FY24 $2.5MFY25 $8.0M

Get alerted when LSBK's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Lake Shore Bancorp, Inc. /MD/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to LSBK

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

SFBC

Sound Financial Bancorp, Inc.

44
AI score
Very similar · 3 shared holders
HFBL

Home Federal Bancorp, Inc. of Louisiana

48
AI score
Very similar · 1 shared holders
FBLA

FB Bancorp, Inc. /MD/

37
AI score
Very similar · 4 shared holders
AVBC

Avidia Bancorp, Inc.

57
AI score
Very similar · 2 shared holders
HYNE

Hoyne Bancorp, Inc.

48
AI score
Very similar · 5 shared holders
ECBK

ECB Bancorp, Inc. /MD/

55
AI score
Very similar · 3 shared holders
BVFL

BV Financial, Inc.

45
AI score
Shared smart-money ownership · 3 shared holders
RMBI

Richmond Mutual Bancorporation, Inc.

48
AI score
Similar quality profile · 3 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

Put LSBK on your watchlist

Track score changes the day Lake Shore Bancorp, Inc. /MD/ files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is LSBK a good stock to buy?

13F Pro's AI-powered analysis of Lake Shore Bancorp, Inc. /MD/ (LSBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LSBK are available on the LSBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. LSBK is classified as a small company.

Which hedge funds own LSBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LSBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Lake Shore Bancorp, Inc. /MD/'s investment landscape.