Open Lending Corp(LPRO)Stock Analysis
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Rank #2,545 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
LPRO Stock Analysis & AI Quality Score
Data updated 2026-08-29AI stock analysis and institutional research for Open Lending Corp (LPRO), a Financials sector company. 13F Pro's AI-powered ranking engine scores LPRO at 28.8/100 on a 32-signal composite quality model, placing it at rank #2,545 of 2,962 stocks — the bottom half of the AI-ranked universe. LPRO scores in the top quartile across institutional flow (84.5). Areas of concern include revenue growth (8.8) and revenue scale (14.1), which score below median versus the broader universe. Shareholder dilution risk is elevated at 19.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Open Lending Corp reports quarterly revenue of $20.5M, net income of $-460.0K, an operating margin of -3.1%. Top institutional holders of LPRO by reported 13-F value include BlackRock, True Wind Capital Management, L.P., Magnetar Financial, based on the most recent SEC filings. LPRO trades on the Nasdaq exchange and files with the SEC under CIK 1806201. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LPRO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Open Lending Corp directly from SEC EDGAR. Open Lending Corp's 13F Pro composite quality score has ranged between 18 and 81 since 2021, currently 28.8 — a declining long-term trajectory across 67 quarterly and live scoring snapshots.
Revenue
Q1 2026
$20.5M
Net Income
Q1 2026
$-460.0K
Free Cash Flow
Q1 2026
$-764.0K
Operating Margin
Q1 2026
-3.1%
ROIC
Q1 2026
-1.5%
D/E Ratio
Q1 2026
1.20
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+288.0% YoYNet Income
+96.9% YoYOperating Income
+92.3% YoYEPS (Diluted)
+96.5% YoYTotal Assets
-20.1% YoYTotal Debt
-37.3% YoYOp. Cash Flow
-118.1% YoYFree Cash Flow
-118.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $93.2M +288.0% | $24.0M -79.5% | $117.5M -34.6% | $179.6M -16.7% | $215.7M +98.0% | $108.9M |
| Net Income | $-4.2M +96.9% | $-135.0M -711.7% | $22.1M -66.9% | $66.6M -54.4% | $146.1M +249.7% | $-97.6M |
| Operating Income | $-5.0M +92.3% | $-65.4M -324.9% | $29.1M -70.2% | $97.6M -35.0% | $150.3M +165.0% | $56.7M |
| EPS (Diluted) | $-0.04 +96.5% | $-1.13 -727.8% | $0.18 -66.0% | $0.53 -54.3% | $1.16 +206.4% | $-1.09 |
| Total Assets | $236.7M -20.1% | $296.4M -20.8% | $374.0M -1.5% | $379.6M +19.1% | $318.8M +8.4% | $294.0M |
| Total Debt | $92.3M -37.3% | $147.2M -1.0% | $148.7M -1.6% | $151.2M +1.2% | $149.4M -8.1% | $162.6M |
| Operating Cash Flow | $-3.2M -118.1% | $17.6M -78.7% | $82.7M -23.1% | $107.4M +12.9% | $95.2M +286.2% | $24.6M |
| Free Cash Flow | $-3.3M -118.6% | $17.4M -78.9% | $82.5M -23.0% | $107.2M +12.8% | $95.0M +305.4% | $23.4M |
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13F Pro tracks comprehensive data for Open Lending Corp including:
Top Institutional Holders of LPRO
BlackRock, Inc.
$24.5M7,884,831 shTrue Wind Capital Management, L.P.
$23.5M7,545,144 shMagnetar Financial LLC
$15.5M4,970,430 shWASATCH ADVISORS LP
$15.2M4,871,864 shLB Partners LLC
$15.1M4,850,841 shVANGUARD CAPITAL MANAGEMENT LLC
$13.7M4,402,022 shEthos Financial Group, LLC
$10.2M3,266,939 shGLAZER CAPITAL, LLC
$8.7M2,790,724 shGEODE CAPITAL MANAGEMENT, LLC
$8.2M2,620,108 shMETEORA CAPITAL, LLC
$8.1M2,609,000 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $24.5M | 7,884,831 |
| True Wind Capital Management, L.P. | $23.5M | 7,545,144 |
| Magnetar Financial LLC | $15.5M | 4,970,430 |
| WASATCH ADVISORS LP | $15.2M | 4,871,864 |
| LB Partners LLC | $15.1M | 4,850,841 |
| VANGUARD CAPITAL MANAGEMENT LLC | $13.7M | 4,402,022 |
| Ethos Financial Group, LLC | $10.2M | 3,266,939 |
| GLAZER CAPITAL, LLC | $8.7M | 2,790,724 |
| GEODE CAPITAL MANAGEMENT, LLC | $8.2M | 2,620,108 |
| METEORA CAPITAL, LLC | $8.1M | 2,609,000 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is LPRO a good stock to buy?
13F Pro's AI-powered analysis of Open Lending Corp (LPRO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LPRO are available on the LPRO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. LPRO is classified as a small company.
Which hedge funds own LPRO?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LPRO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Open Lending Corp's investment landscape.