Lument Finance Trust, Inc.(LFT)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
LFT Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Lument Finance Trust, Inc. (LFT), a Real Estate sector company. LFT is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Lument Finance Trust, Inc. reports net income of $206.6K, free cash flow of $3.6M. Top institutional holders of LFT by reported 13-F value include AXA S.A., BlackRock,, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. LFT trades on the NYSE exchange and files with the SEC under CIK 1547546. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LFT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Lument Finance Trust, Inc. directly from SEC EDGAR.
Net Income
Q1 2026
$206.6K
Free Cash Flow
Q1 2026
$3.6M
ROIC
Q1 2026
0.1%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+129.6% YoYEPS (Diluted)
+209.1% YoYTotal Assets
+0.1% YoYOp. Cash Flow
+66.6% YoY| Metric | FY 2024 | FY 2022 | FY 2020 | FY 2019 | FY 2018 | FY 2014 |
|---|---|---|---|---|---|---|
| Net Income | $22.6M +129.6% | $9.9M +16.7% | $8.4M +35.2% | $6.2M +214.2% | $-5.5M -265.1% | $3.3M |
| EPS (Diluted) | $0.34 +209.1% | $0.11 -35.3% | $0.17 | — | — | — |
| Total Assets | $1.13B +0.1% | $1.13B +81.5% | $621.5M -5.5% | $657.9M -3.2% | $679.4M -76.8% | $2.92B |
| Operating Cash Flow | $27.1M +66.6% | $16.3M +33.3% | $12.2M +67.8% | $7.3M -40.7% | $12.3M -40.8% | $20.7M |
AI Insight: LFT Financial Trends
Net income collapsed to breakeven in Q1 2026 after Q4 2025 loss, while operating cash flow remains anemic and leverage continues grinding lower.
• Net income swung from $5M profit in Q2 2024 to $0M in Q1 2026; Q4 2025 posted $-8M loss, worst quarter in series.
• Operating cash flow declined from $5–6M range (Q2–Q4 2024) to $1–4M (Q3 2025–Q1 2026), a 70% contraction.
• Total debt fell $26M from $242M (Q2 2024) to $216M (Q1 2026); equity compressed $11M to $230M, suggesting deleveraging amid profitability headwinds.
⚠ Two consecutive quarters of net losses (Q4 2025, Q1 2026) and persistent sub-$4M operating cash flow signal underlying credit or portfolio stress.
⚠ Q1 2026 recovery to $0M net income and $4M operating CF may indicate stabilization or remain noise in volatile earnings pattern.
AI Insight: LFT Ratio Trends
LFT's returns collapsed in Q4 2025 (ROE -14.2%, ROA -2.5%), with only modest Q1 2026 recovery suggesting persistent profitability stress.
• ROE deteriorated sharply from 3.2% in Q3 2025 to -14.2% in Q4 2025, then stabilized near breakeven at 0.4% in Q1 2026.
• ROA followed similar pattern: 0.8% in Q3 2025 to -2.5% in Q4 2025, recovering only slightly to 0.1% in Q1 2026.
• TTM returns now negative (ROE -0.9%, ROA -0.2%) versus positive quarterly results earlier in 2024.
⚠ Q4 2025 loss event drove TTM into negative territory; unclear if Q1 2026 stabilization at 0.4% ROE signals floor or continued volatility.
⚠ No OpMargin, NPM, ROIC, or D/E data available; inability to diagnose margin compression or leverage drivers limits analysis.
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Available Research
13F Pro tracks comprehensive data for Lument Finance Trust, Inc. including:
Top Institutional Holders of LFT
AXA S.A.
$4.2M3,340,780 shBlackRock, Inc.
$2.8M2,217,584 shVANGUARD CAPITAL MANAGEMENT LLC
$1.8M1,418,818 shPANORAMIC INVESTMENT ADVISORS, LLC
$1.7M1,383,836 shMelia Wealth LLC
$1.7M1,383,738 shGEODE CAPITAL MANAGEMENT, LLC
$1.6M1,236,715 shRussell Investments Group, Ltd.
$868.9K689,566 shSTATE STREET CORP
$594.3K457,224 shNORTHERN TRUST CORP
$419.2K332,722 shVANGUARD FIDUCIARY TRUST CO
$363.4K288,450 sh
| Fund | Value | Shares |
|---|---|---|
| AXA S.A. | $4.2M | 3,340,780 |
| BlackRock, Inc. | $2.8M | 2,217,584 |
| VANGUARD CAPITAL MANAGEMENT LLC | $1.8M | 1,418,818 |
| PANORAMIC INVESTMENT ADVISORS, LLC | $1.7M | 1,383,836 |
| Melia Wealth LLC | $1.7M | 1,383,738 |
| GEODE CAPITAL MANAGEMENT, LLC | $1.6M | 1,236,715 |
| Russell Investments Group, Ltd. | $868.9K | 689,566 |
| STATE STREET CORP | $594.3K | 457,224 |
| NORTHERN TRUST CORP | $419.2K | 332,722 |
| VANGUARD FIDUCIARY TRUST CO | $363.4K | 288,450 |
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Popular Research
Is LFT a good stock to buy?
13F Pro's AI-powered analysis of Lument Finance Trust, Inc. (LFT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LFT are available on the LFT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own LFT?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LFT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Lument Finance Trust, Inc.'s investment landscape.