13F Pro Quality Score

63.4/100

Rank #635 of 2,962 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

72.8/100

Profitability

85.6/100

Balance Sheet

43.8/100

Earnings Quality

70.1/100

Free Cash Flow

89.6/100

Institutional Flow

88.9/100

Revenue Scale

15.1/100

Dilution Risk

94.7/100
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LCNB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for LCNB CORP (LCNB), a Financials sector company. 13F Pro's AI-powered ranking engine scores LCNB at 63.4/100 on a 32-signal composite quality model, placing it at rank #635 of 2,962 stocks — the top 25% of the AI-ranked universe. LCNB scores in the top quartile across free cash flow (89.6), institutional flow (88.9), profitability (85.6). Areas of concern include revenue scale (15.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), LCNB CORP reports quarterly revenue of $25.1M, net income of $7.5M, an operating margin of 36.6%. Top institutional holders of LCNB by reported 13-F value include SNS Financial Group, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. LCNB trades on the Nasdaq exchange and files with the SEC under CIK 1074902. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LCNB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for LCNB CORP directly from SEC EDGAR. LCNB CORP's 13F Pro composite quality score has ranged between 36 and 63 since 2026, currently 63.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about LCNB CORP

Quirks, history, and lore behind LCNB — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community banking company · small-cap · listed on Nasdaq · rooted in southwestern Ohio.
  • 2
    The Numbers
    Total assets in the roughly $2 billion range — big enough to matter locally, small enough that Wall Street barely notices. Net interest income is the bread and butter.
  • 3
    The History
    Traces its roots back to the late 19th century, making it one of those rare community banks that has quietly survived depressions, recessions, and fintech alike.
  • 4
    The Secret
    Beyond plain-vanilla deposits and loans, it also offers trust and investment management services — a full-service flavor uncommon for a bank its size.
  • 5
    The Lore
    Headquartered in Clinton County, Ohio, the kind of town where the local bank sponsoring the county fair is genuinely the most exciting financial news of the year.
  • 6
    The Giveaway
    Its ticker is practically its whole name — a four-letter Nasdaq code that doubles as the abbreviation for this Lebanon, Ohio-area community bank holding company.
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Revenue

Q2 2026

$25.1M

Net Income

Q2 2026

$7.5M

Free Cash Flow

Q2 2026

$7.4M

Operating Margin

Q2 2026

36.6%

ROIC

Q2 2026

9.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+13.3% YoY
$92.0MFY 2025
FY22 $75.3MFY23 $71.8MFY24 $81.2MFY25 $92.0M

Net Income

+71.4% YoY
$23.1MFY 2025
FY22 $22.1MFY23 $12.6MFY24 $13.5MFY25 $23.1M

EPS (Diluted)

+68.0% YoY
$1.63FY 2025
FY22 $1.93FY23 $1.10FY24 $0.97FY25 $1.63

Total Assets

-2.9% YoY
$2.24BFY 2025
FY22 $1.92BFY23 $2.29BFY24 $2.31BFY25 $2.24B

Total Debt

-32.7% YoY
$104.4MFY 2025
FY22 $90.5MFY23 $210.5MFY24 $155.2MFY25 $104.4M

Op. Cash Flow

-63.1% YoY
$34.4MFY 2025
FY22 $25.2MFY23 $20.7MFY24 $93.2MFY25 $34.4M

Free Cash Flow

-62.6% YoY
$33.4MFY 2025
FY22 $24.4MFY23 $18.1MFY24 $89.4MFY25 $33.4M

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Available Research

13F Pro tracks comprehensive data for LCNB CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is LCNB a good stock to buy?

13F Pro's AI-powered analysis of LCNB CORP (LCNB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LCNB are available on the LCNB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. LCNB is classified as a small company.

Which hedge funds own LCNB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LCNB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of LCNB CORP's investment landscape.