What is the 13F Pro Quality Score for KPLT?

13F Pro ranks Katapult Holdings, Inc. (KPLT) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View KPLT's current score at https://13fpro.ai/research/KPLT (free sign-up required for the full ranking).

Where does 13F Pro source KPLT data?

All Katapult Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. Katapult Holdings, Inc. files with the SEC under CIK 1785424. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is KPLT in?

Katapult Holdings, Inc. (KPLT) is classified in the Industrials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/industrials.

How often is KPLT research updated on 13F Pro?

KPLT's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Katapult Holdings, Inc.(KPLT)Stock Analysis

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13F Pro Quality Score

40.5/100

Rank #1,931 of 2,879 stocks

View Industrials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

72.9/100

Profitability

37.4/100

Balance Sheet

15.8/100

Earnings Quality

30.0/100

Free Cash Flow

48.8/100

Institutional Flow

4.2/100

Revenue Scale

29.5/100

Dilution Risk

51.2/100

KPLT Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Katapult Holdings, Inc. (KPLT), a Industrials sector company. 13F Pro's AI-powered ranking engine scores KPLT at 40.5/100 on a 32-signal composite quality model, placing it at rank #1,931 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (4.2) and balance sheet strength (15.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), Katapult Holdings, Inc. reports quarterly revenue of $79.0M, net income of $5.7M, an operating margin of 5.5%. Top institutional holders of KPLT by reported 13-F value include IRIDIAN ASSET MANAGEMENT /CT, CANTOR FITZGERALD, L. P., CIBC Bancorp USA, based on the most recent SEC filings. KPLT trades on the Nasdaq exchange and files with the SEC under CIK 1785424. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate KPLT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Katapult Holdings, Inc. directly from SEC EDGAR. Katapult Holdings, Inc.'s 13F Pro composite quality score has ranged between 15 and 42 since 2022, currently 40.5 — a stable long-term trajectory across 24 quarterly and live scoring snapshots.

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Fun facts about Katapult Holdings, Inc.

Quirks, history, and lore behind KPLT — the kind of stuff that makes a stock memorable.

1
The Basics
A U.S. fintech company listed on Nasdaq · operates in the consumer lending space · serves customers who are often underserved by traditional credit.
2
The Numbers
A small-cap company with annual revenue in the range of roughly $200 million — not a giant, but it processes a meaningful volume of lease-to-own transactions each year.
3
The History
Founded around 2016, it grew by partnering with e-commerce retailers to offer financing at checkout — essentially bringing rent-to-own into the digital age.
4
The Secret
Its secret weapon is an AI-driven decisioning platform that approves shoppers in seconds — even those with thin or no credit files — letting retailers close sales they'd otherwise lose.
5
The Lore
It went public via a SPAC merger in 2021, riding the fintech boom — then watched its stock price crater more than 90% as the SPAC party ended and interest rates rose.
6
The Giveaway
Its name is a mashup of "catapult" and a financial launch metaphor — ticker KPLT — and it exists to give non-prime shoppers a lease-to-own rocket ship to buy that couch today.

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Revenue

Q1 2026

$79.0M

Net Income

Q1 2026

$5.7M

Free Cash Flow

Q1 2026

$12.2M

Operating Margin

Q1 2026

5.5%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+5.8% YoY

$221.6MFY 2023

FY20 $247.2MFY21 $303.1MFY22 $209.5MFY23 $221.6M

Net Income

+9.4% YoY

$-36.7MFY 2023

FY20 $-31.9MFY21 $21.2MFY22 $-40.5MFY23 $-36.7M

Operating Income

+33.9% YoY

$-18.8MFY 2023

FY20 $-795.7KFY21 $1.7MFY22 $-28.4MFY23 $-18.8M

EPS (Diluted)

+12.9% YoY

$-8.97FY 2023

FY20 $0.48FY21 $0.26FY22 $-10.30FY23 $-8.97

Total Assets

-23.5% YoY

$100.9MFY 2023

FY20 $252.4MFY21 $166.2MFY22 $131.9MFY23 $100.9M

Op. Cash Flow

+16.5% YoY

$-17.4MFY 2023

FY20 $-986.0KFY21 $2.2MFY22 $-20.8MFY23 $-17.4M

Metric	FY 2023	FY 2022	FY 2021	FY 2020	FY 2018
Revenue	$221.6M +5.8%	$209.5M -30.9%	$303.1M +22.6%	$247.2M	—
Net Income	$-36.7M +9.4%	$-40.5M -290.9%	$21.2M +166.4%	$-31.9M	—
Operating Income	$-18.8M +33.9%	$-28.4M -1816.4%	$1.7M +308.2%	$-795.7K	—
EPS (Diluted)	$-8.97 +12.9%	$-10.30 -4061.5%	$0.26 -45.8%	$0.48	—
Total Assets	$100.9M -23.5%	$131.9M -20.6%	$166.2M -34.2%	$252.4M	—
Operating Cash Flow	$-17.4M +16.5%	$-20.8M -1062.5%	$2.2M +319.7%	$-986.0K	—

AI Insight: KPLT Financial Trends

Katapult swung to profitability in Q1 2026 with positive operating income and operating cash flow, though revenue growth has stalled.

• Net income improved from -$5M (Q3 2025) to +$6M (Q1 2026); operating income turned positive at +$4M.

• Operating cash flow recovered to +$12M in Q1 2026 after -$13M in Q4 2025, signaling improved working capital management.

• Revenue growth decelerated: flat $72M in Q1–Q2 2025, then +$2M gain to $74M by Q3 2025, now +$5M to $79M in Q1 2026.

⚠ Negative equity persists and deepened from -$33M (Q2 2024) to -$32M (Q1 2026), indicating structural balance-sheet stress.

⚠ Sustainability of Q1 2026 profitability unproven; prior quarters showed volatile swings between losses and modest gains.

AI Insight: KPLT Ratio Trends

Katapult swung from sustained losses across 2024–mid-2025 to operating profitability and positive ROA in Q1 2026, signaling a fundamental operational turnaround.

• Operating margin improved from -7.7% in Q4 2024 to +5.5% in Q1 2026, the first sustained positive quarter.

• ROA recovered to +21.9% in Q1 2026 from -41.1% in Q4 2024, a 63pp swing indicating sharply improved asset productivity.

• Net profit margin reached +7.2% in Q1 2026 versus -15.2% in Q4 2024, reversing two years of consecutive negative margins.

⚠ Q4 2025 NPM spike to +26.9% appears anomalous versus Q1 2026's +7.2%—likely one-time item; monitor sustainability of sub-10% normalized margin.

⚠ OpMargin remains volatile (±5.5pp range in last two quarters); confirm whether Q1 2026 improvement reflects structural cost control or seasonal benefit.

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Available Research

13F Pro tracks comprehensive data for Katapult Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of KPLT

IRIDIAN ASSET MANAGEMENT LLC/CT
$6.3M897,117 sh
CANTOR FITZGERALD, L. P.
$1.1M153,116 sh
CIBC Bancorp USA Inc.
$955.6K135,361 sh
VANGUARD CAPITAL MANAGEMENT LLC
$760.5K107,718 sh
Venturi Wealth Management, LLC
$389.5K55,174 sh
OCO Capital Partners, L.P.
$353.0K50,000 sh
GEODE CAPITAL MANAGEMENT, LLC
$340.9K48,266 sh
BlackRock, Inc.
$229.8K32,550 sh
GOLDMAN SACHS GROUP INC
$221.4K31,356 sh
STATE STREET CORP
$148.1K20,979 sh

Fund	Value	Shares
IRIDIAN ASSET MANAGEMENT LLC/CT	$6.3M	897,117
CANTOR FITZGERALD, L. P.	$1.1M	153,116
CIBC Bancorp USA Inc.	$955.6K	135,361
VANGUARD CAPITAL MANAGEMENT LLC	$760.5K	107,718
Venturi Wealth Management, LLC	$389.5K	55,174
OCO Capital Partners, L.P.	$353.0K	50,000
GEODE CAPITAL MANAGEMENT, LLC	$340.9K	48,266
BlackRock, Inc.	$229.8K	32,550
GOLDMAN SACHS GROUP INC	$221.4K	31,356
STATE STREET CORP	$148.1K	20,979

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Is KPLT a good stock to buy?

13F Pro's AI-powered analysis of Katapult Holdings, Inc. (KPLT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for KPLT are available on the KPLT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own KPLT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling KPLT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Katapult Holdings, Inc.'s investment landscape.