What is the 13F Pro Quality Score for KNSL?

13F Pro ranks Kinsale Capital Group, Inc. (KNSL) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View KNSL's current score at https://13fpro.ai/company/KNSL (free sign-up required for the full ranking).

Which hedge funds own the most KNSL stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of KNSL include BAMCO /NY/, BlackRock,, Capital World Investors. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/KNSL as soon as new 13F filings post.

Where does 13F Pro source KNSL data?

All Kinsale Capital Group, Inc. fundamentals and ownership data come directly from SEC EDGAR. Kinsale Capital Group, Inc. files with the SEC under CIK 1669162. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is KNSL in?

Kinsale Capital Group, Inc. (KNSL) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives KNSL's revenue?

Per Kinsale Capital Group, Inc.'s latest 10-Q filed with the SEC on 2026-07-23, the biggest revenue drivers are: Net earned premiums ($417.6M, +8.9% YoY); Change in the fair value of equity securities ($56.2M); Net investment income ($55.7M, +19.9% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/KNSL.

What are KNSL's largest expenses?

Kinsale Capital Group, Inc.'s latest 10-Q reports these as the largest expense items: Losses and loss adjustment expenses ($230.9M, +6.2% YoY); Underwriting, acquisition and insurance expenses ($93.2M, +14.2% YoY); Income tax expense ($43.9M, +28.6% YoY). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is KNSL research updated on 13F Pro?

KNSL's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Kinsale Capital Group, Inc.(KNSL)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →NYSEmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 1669162 KNSL stock profile & AI dashboard →

13F Pro Quality Score

77.3/100

Rank #71 of 2,961 stocksTOP 5%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

80.7/100

Profitability

89.3/100

Balance Sheet

84.4/100

Earnings Quality

75.5/100

Free Cash Flow

95.0/100

Institutional Flow

73.3/100

Revenue Scale

63.3/100

Dilution Risk

58.1/100

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Why KNSL Scores 77/100

exact factor attribution · 2026-09-11

KNSL's composite is driven by revenue growth and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+8.2 pts

81th pct

Profitability

+7.9 pts

89th pct

Free cash flow

+6.8 pts

95th pct

Capital efficiency

+4.6 pts

84th pct

Scale

+2.7 pts

63th pct

Earnings quality

+2.5 pts

76th pct

Earnings growth

+1.9 pts

79th pct

Institutional flow

+1.6 pts

73th pct

Shareholder dilution

+0.5 pts

58th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

KNSL Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Kinsale Capital Group, Inc. (KNSL), a Financials sector company. 13F Pro's AI-powered ranking engine scores KNSL at 77.3/100 on a 32-signal composite quality model, placing it at rank #71 of 2,961 stocks — the top 5% of the AI-ranked universe. KNSL scores in the top quartile across free cash flow (95.0), profitability (89.3), balance sheet strength (84.4). Based on the latest XBRL financial filings (Q2 2026), Kinsale Capital Group, Inc. reports quarterly revenue of $548.5M, net income of $175.9M, an operating margin of 40.1%. Top institutional holders of KNSL by reported 13-F value include BAMCO, BlackRock, Capital World Investors, based on the most recent SEC filings. KNSL trades on the NYSE exchange and files with the SEC under CIK 1669162. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate KNSL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Kinsale Capital Group, Inc. directly from SEC EDGAR. Kinsale Capital Group, Inc.'s 13F Pro composite quality score has ranged between 65 and 84 since 2021, currently 77.3 — a stable long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about Kinsale Capital Group, Inc.

Quirks, history, and lore behind KNSL — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. specialty insurance company · listed on the NYSE · headquartered in Virginia · operates in the excess and surplus lines market.
2
The Numbers
A small-to-mid-cap insurer with gross written premiums in the low billions — but its combined ratio consistently sits well below 90%, making most peers look sloppy.
3
The History
Founded in 2009 — right in the rubble of the financial crisis — by an executive who spotted opportunity in hard-to-place specialty risks that standard carriers won't touch.
4
The Secret
Its secret weapon is underwriting discipline: it writes policies for unusual, complex, or high-risk businesses and somehow keeps losses remarkably low and predictable.
5
The Lore
The stock has been a multi-bagger darling among insurance-nerd investors who noticed its loss ratios were almost suspiciously good — and kept getting better.
6
The Giveaway
This Richmond, Virginia E&S specialty insurer shares its name with a county in Ireland and trades under a ticker that rhymes with the word "stencil."

▶ Think you know your stocks? Play the Daily Ticker

What's Driving KNSL's Business? Latest 10-Q Breakdown

✓ 39/39 datapoints verified

AI-extracted from Kinsale Capital Group, Inc.'s 10-Q filed 2026-07-23 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income rose 31.1% to $175.9M on a 75.5% combined ratio and stronger investing results, even as gross written premiums fell 5.0% to $527.6M.

Biggest Revenue Drivers

Net earned premiums$417.6M+8.9% YoY

Continued earning of premium from prior-period growth in gross written premiums and higher net retention levels

Change in the fair value of equity securities$56.2M

Generally consistent with changes in the broader U.S. stock market

Biggest Revenue Drivers

Total revenue: $548.5M

Net earned premiums$417.6M+8.9% YoY

Continued earning of premium from prior-period growth in gross written premiums and higher net retention levels

Change in the fair value of equity securities$56.2M

Generally consistent with changes in the broader U.S. stock market

Net investment income$55.7M+19.9% YoY

Growth in the investment portfolio generated from the investment of strong operating cash flows

Fee income$11.9M+10.6% YoY

Policy fees charged to insureds, impacted primarily by the volume of business written

Net realized investment gains$6.7M

Primarily a result of opportunistic sales of equity securities

Largest Expense Items

Losses and loss adjustment expenses$230.9M+6.2% YoY

Loss ratio fell to 53.8% from 55.1% on a lower current accident year loss ratio and higher favorable prior-year reserve development

Underwriting, acquisition and insurance expenses$93.2M+14.2% YoY

Lower ceding commissions as a result of increased retention on reinsurance treaties

Income tax expense$43.9M+28.6% YoY

Effective rate 20.0% versus 20.3%, below the 21% statutory rate on stock-based compensation and tax-exempt investment income benefits

Interest expense$3.3M+30.0% YoY

Borrowings under the Credit Facility and senior notes; Credit Facility weighted-average rate 5.42%

Margins: Combined ratio improved to 75.5% from 75.8%: the loss ratio fell to 53.8% from 55.1%, offset by the expense ratio rising to 21.7% from 20.7% on lower ceding commissions.

Watch Items from the Filing

Commercial Property, one of the larger divisions, saw gross written premiums fall 32.7% to $89.8M on heightened competition; total gross written premiums declined 5.0% to $527.6M.
Average premium per policy written fell to approximately $12,300 from $14,300, attributed to increased competition, primarily on larger accounts and in Commercial Property.
Expense ratio rose to 21.7% from 20.7% as net retention increased to 85.8% from 82.6%, reducing ceding commissions received.
Prior accident years developed favorably by $19.4M, but adverse development continued in construction liability for the 2017 through 2019 accident years.
Repurchased 321,055 shares for $100.9M in the quarter; a July 2026 authorization brings remaining buyback capacity to $337.5M.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$548.5M

Net Income

Q2 2026

$175.9M

Free Cash Flow

Q2 2026

$239.1M

Operating Margin

Q2 2026

40.1%

ROIC

Q2 2026

38.9%

D/E Ratio

Q2 2026

0.11

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+18.0% YoY

$1.87BFY 2025

FY22 $838.8MFY23 $1.22BFY24 $1.59BFY25 $1.87B

Net Income

+21.4% YoY

$503.6MFY 2025

FY22 $159.1MFY23 $308.1MFY24 $414.8MFY25 $503.6M

EPS (Diluted)

+21.8% YoY

$21.65FY 2025

FY22 $6.88FY23 $13.22FY24 $17.78FY25 $21.65

Total Assets

+23.7% YoY

$6.04BFY 2025

FY22 $2.75BFY23 $3.77BFY24 $4.89BFY25 $6.04B

Total Debt

+21.9% YoY

$224.4MFY 2025

FY22 $195.7MFY23 $183.8MFY24 $184.1MFY25 $224.4M

Op. Cash Flow

+6.9% YoY

$1.04BFY 2025

FY22 $557.8MFY23 $859.8MFY24 $976.3MFY25 $1.04B

Free Cash Flow

+4.0% YoY

$990.1MFY 2025

FY22 $550.9MFY23 $853.2MFY24 $952.4MFY25 $990.1M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.87B +18.0%	$1.59B +29.7%	$1.22B +46.0%	$838.8M +28.4%	$653.5M +42.1%	$459.9M
Net Income	$503.6M +21.4%	$414.8M +34.6%	$308.1M +93.6%	$159.1M +4.2%	$152.7M +72.7%	$88.4M
EPS (Diluted)	$21.65 +21.8%	$17.78 +34.5%	$13.22 +92.2%	$6.88 +3.9%	$6.62 +71.1%	$3.87
Total Assets	$6.04B +23.7%	$4.89B +29.5%	$3.77B +37.3%	$2.75B +35.6%	$2.03B +30.9%	$1.55B
Total Debt	$224.4M +21.9%	$184.1M +0.2%	$183.8M -6.1%	$195.7M +358.5%	$42.7M	—
Operating Cash Flow	$1.04B +6.9%	$976.3M +13.5%	$859.8M +54.1%	$557.8M +37.0%	$407.0M +45.4%	$280.0M
Free Cash Flow	$990.1M +4.0%	$952.4M +11.6%	$853.2M +54.9%	$550.9M +37.3%	$401.1M +62.3%	$247.1M

Get alerted when KNSL's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Kinsale Capital Group, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of KNSL

BAMCO INC /NY/
$878.6M2,663,958 sh
BlackRock, Inc.
$671.5M2,035,890 sh
Capital World Investors
$422.1M1,279,953 sh
VANGUARD CAPITAL MANAGEMENT LLC
$326.0M988,542 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$300.1M909,846 sh
STATE STREET CORP
$236.9M718,344 sh
GEODE CAPITAL MANAGEMENT, LLC
$217.6M653,268 sh
DAVENPORT & Co LLC
$176.4M533,170 sh
MORGAN STANLEY
$170.8M517,952 sh
JPMORGAN CHASE & CO
$151.7M455,789 sh

Fund	Value	Shares
BAMCO INC /NY/	$878.6M	2,663,958
BlackRock, Inc.	$671.5M	2,035,890
Capital World Investors	$422.1M	1,279,953
VANGUARD CAPITAL MANAGEMENT LLC	$326.0M	988,542
VANGUARD PORTFOLIO MANAGEMENT LLC	$300.1M	909,846
STATE STREET CORP	$236.9M	718,344
GEODE CAPITAL MANAGEMENT, LLC	$217.6M	653,268
DAVENPORT & Co LLC	$176.4M	533,170
MORGAN STANLEY	$170.8M	517,952
JPMORGAN CHASE & CO	$151.7M	455,789

Companies Similar to KNSL

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

HLNE

Hamilton Lane INC

AI score

Similar quality profile · 27 shared holders

KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC T. Rowe Price Investment Management, Inc.Copeland Capital Management, LLC

CBOE

Cboe Global Markets, Inc.

AI score

Similar quality profile · 10 shared holders

T. Rowe Price Investment Management, Inc.CAISSE DE DEPOT ET PLACEMENT DU QUEBEC ROYAL LONDON ASSET MANAGEMENT LTD

PRI

Primerica, Inc.

AI score

Similar quality profile · 22 shared holders

BAMCO INC /NY/KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC Life Cycle Investment Partners Ltd

SPGI

S&P Global Inc.

AI score

Similar quality profile · 11 shared holders

Capital World Investors FIRST MANHATTAN CO. LLC.RIVERBRIDGE PARTNERS LLC

ACGL

ARCH CAPITAL GROUP LTD.

AI score

Similar quality profile · 17 shared holders

BAMCO INC /NY/Maren Capital LLC Madison Asset Management, LLC

HLI

HOULIHAN LOKEY, INC.

AI score

Similar quality profile · 18 shared holders

BAMCO INC /NY/KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC Champlain Investment Partners, LLC

RLI

RLI CORP

AI score

Similar quality profile · 21 shared holders

KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC Maren Capital LLC T. Rowe Price Investment Management, Inc.

MSCI

MSCI Inc.

AI score

Similar quality profile · 10 shared holders

BAMCO INC /NY/KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC DF DENT & CO INC

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AAC

Ares Acquisition Corp III

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put KNSL on your watchlist

Track score changes the day Kinsale Capital Group, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is KNSL a good stock to buy?

13F Pro's AI-powered analysis of Kinsale Capital Group, Inc. (KNSL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for KNSL are available on the KNSL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. KNSL is classified as a mid company.

Which hedge funds own KNSL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling KNSL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Kinsale Capital Group, Inc.'s investment landscape.