ISABELLA BANK CORP(ISBA)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #1,205 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
ISBA Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for ISABELLA BANK CORP (ISBA), a Financials sector company. 13F Pro's AI-powered ranking engine scores ISBA at 56.1/100 on a 32-signal composite quality model, placing it at rank #1,205 of 2,961 stocks — the top half of the AI-ranked universe. ISBA scores in the top quartile across profitability (83.6), institutional flow (80.8), free cash flow (80.7). Areas of concern include revenue scale (13.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), ISABELLA BANK CORP reports quarterly revenue of $22.5M, net income of $5.0M, free cash flow of $7.3M. Top institutional holders of ISBA by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. ISBA trades on the Nasdaq exchange and files with the SEC under CIK 842517. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ISBA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ISABELLA BANK CORP directly from SEC EDGAR. ISABELLA BANK CORP's 13F Pro composite quality score has ranged between 36 and 56 since 2026, currently 56.1 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$22.5M
Net Income
Q2 2026
$5.0M
Free Cash Flow
Q2 2026
$7.3M
ROIC
Q2 2026
9.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+11.5% YoYNet Income
+36.2% YoYEPS (Diluted)
+37.6% YoYTotal Assets
+5.9% YoYTotal Debt
+26.1% YoYOp. Cash Flow
+36.6% YoYFree Cash Flow
+33.1% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $78.5M +11.5% | $70.4M -1.9% | $71.8M -3.2% | $74.1M +11.5% | $66.5M +2.7% | $64.8M |
| Net Income | $18.9M +36.2% | $13.9M -23.5% | $18.2M -18.3% | $22.2M +14.0% | $19.5M +79.1% | $10.9M |
| EPS (Diluted) | $2.56 +37.6% | $1.86 -22.5% | $2.40 -17.5% | $2.91 +18.8% | $2.45 +82.8% | $1.34 |
| Total Assets | $2.21B +5.9% | $2.09B +1.3% | $2.06B +1.4% | $2.03B -0.1% | $2.03B +3.8% | $1.96B |
| Total Debt | $142.5M +26.1% | $113.0M -2.7% | $116.1M +33.5% | $87.0M -12.4% | $99.3M -37.4% | $158.7M |
| Operating Cash Flow | $26.8M +36.6% | $19.6M -18.8% | $24.2M -10.1% | $26.9M +5.4% | $25.5M +15.9% | $22.0M |
| Free Cash Flow | $23.3M +33.1% | $17.5M -12.9% | $20.1M -15.0% | $23.7M -0.9% | $23.9M +16.7% | $20.5M |
Get alerted when ISBA's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for ISABELLA BANK CORP including:
Top Institutional Holders of ISBA
BlackRock, Inc.
$18.5M467,431 shVANGUARD CAPITAL MANAGEMENT LLC
$11.8M299,599 shGEODE CAPITAL MANAGEMENT, LLC
$7.0M176,251 shSTATE STREET CORP
$3.4M86,581 shNORTHERN TRUST CORP
$2.1M53,471 shVANGUARD PORTFOLIO MANAGEMENT LLC
$1.8M46,742 shVANGUARD FIDUCIARY TRUST CO
$1.8M46,482 shHARBOUR INVESTMENTS, INC.
$1.3M32,988 shVICTORY CAPITAL MANAGEMENT INC
$1.2M31,000 shGOLDMAN SACHS GROUP INC
$1.1M27,462 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $18.5M | 467,431 |
| VANGUARD CAPITAL MANAGEMENT LLC | $11.8M | 299,599 |
| GEODE CAPITAL MANAGEMENT, LLC | $7.0M | 176,251 |
| STATE STREET CORP | $3.4M | 86,581 |
| NORTHERN TRUST CORP | $2.1M | 53,471 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1.8M | 46,742 |
| VANGUARD FIDUCIARY TRUST CO | $1.8M | 46,482 |
| HARBOUR INVESTMENTS, INC. | $1.3M | 32,988 |
| VICTORY CAPITAL MANAGEMENT INC | $1.2M | 31,000 |
| GOLDMAN SACHS GROUP INC | $1.1M | 27,462 |
Companies Similar to ISBA
Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.
CNB FINANCIAL CORP/PA
RED RIVER BANCSHARES INC
LANDMARK BANCORP INC
Avidia Bancorp, Inc.
CHEMUNG FINANCIAL CORP
TRUSTCO BANK CORP N Y
LCNB CORP
COMMUNITY TRUST BANCORP INC /KY/
Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
More Financials Companies
View all Financials →Put ISBA on your watchlist
Track score changes the day ISABELLA BANK CORP files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is ISBA a good stock to buy?
13F Pro's AI-powered analysis of ISABELLA BANK CORP (ISBA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ISBA are available on the ISBA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. ISBA is classified as a small company.
Which hedge funds own ISBA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ISBA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ISABELLA BANK CORP's investment landscape.