International Money Express, Inc.(IMXI)Stock Analysis
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Rank #2,079 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
IMXI Stock Analysis & AI Quality Score
AI stock analysis and institutional research for International Money Express, Inc. (IMXI), a Industrials sector company. 13F Pro's AI-powered ranking engine scores IMXI at 36.9/100 on a 32-signal composite quality model, placing it at rank #2,079 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include earnings quality (11.2) and revenue growth (20.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 46.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), International Money Express, Inc. reports quarterly revenue of $122.0M, net income of $511.0K, free cash flow of $-42.9M. Top institutional holders of IMXI by reported 13-F value include ALLIANCEBERNSTEIN L.P., BlackRock,, Magnetar Financial, based on the most recent SEC filings. IMXI trades on the Nasdaq exchange and files with the SEC under CIK 1683695. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate IMXI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for International Money Express, Inc. directly from SEC EDGAR. International Money Express, Inc.'s 13F Pro composite quality score has ranged between 36 and 68 since 2021, currently 36.9 — a declining long-term trajectory across 12 quarterly and live scoring snapshots.
Revenue
Q1 2026
$122.0M
Net Income
Q1 2026
$511.0K
Free Cash Flow
Q1 2026
$-42.9M
D/E Ratio
Q1 2026
1.48
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-7.7% YoYNet Income
-44.5% YoYOperating Income
-41.4% YoYEPS (Diluted)
-39.7% YoYTotal Assets
+12.0% YoYTotal Debt
+24.4% YoYOp. Cash Flow
-30.5% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $607.8M -7.7% | $658.6M -0.0% | $658.7M +20.5% | $546.8M +19.1% | $459.2M +28.6% | $357.2M |
| Net Income | $32.7M -44.5% | $58.8M -1.2% | $59.5M +3.8% | $57.3M +22.4% | $46.8M +38.7% | $33.8M |
| Operating Income | $55.6M -41.4% | $95.0M -0.5% | $95.5M +15.2% | $82.9M +22.2% | $67.9M +28.3% | $52.9M |
| EPS (Diluted) | $1.08 -39.7% | $1.79 +9.8% | $1.63 +10.1% | $1.48 +23.3% | $1.20 +36.4% | $0.88 |
| Total Assets | $517.7M +12.0% | $462.4M -19.8% | $576.8M +12.6% | $512.1M +50.4% | $340.5M +31.2% | $259.5M |
| Total Debt | $194.8M +24.4% | $156.6M -16.8% | $188.2M +21.3% | $155.2M +86.8% | $83.1M -5.2% | $87.6M |
| Operating Cash Flow | $36.9M -30.5% | $53.1M -63.0% | $143.5M +845.9% | $15.2M -80.6% | $78.1M +8974.8% | $-880.0K |
AI Insight: IMXI Financial Trends
Revenue collapsed 15% year-over-year to $122M in Q1 2026; operating margin compressed to 3.3% amid deteriorating profitability.
• Operating income halved from $19M in Q2 2025 to $4M in Q1 2026; operating margin fell from 11.8% to 3.3%.
• Net income declined 91% to $1M in Q1 2026 from $11M in Q2 2025; lowest quarterly profit in dataset.
• Total debt surged to $241M in Q1 2026 from $144M in Q2 2025; leverage increased while profitability contracted.
⚠ Operating cash flow negative $37M in Q1 2026; three of last four quarters show cash outflows despite positive net income.
⚠ Revenue down 24% since Q2 2024 ($172M → $122M); sustained decline across eight consecutive quarters.
AI Insight: IMXI Ratio Trends
Operating margin collapsed to 3.0% in Q1 2026, marking a 76% decline from Q2 2024 peak of 13.4%.
• OpMargin deteriorated sharply to 3.0% in Q1 2026 from 7.8% in Q4 2025; NPM fell to 0.4% from 6.1%.
• ROIC compressed to 3.6% in Q1 2026 versus 13.0% in Q4 2025, continuing a steep downward trajectory.
• Debt-to-equity ratio climbed to 1.48 in Q1 2026, matching peak leverage from TTM period.
⚠ Q1 2026 profitability metrics (ROE 1.3%, ROA 0.4%) suggest severe operational distress or seasonal trough.
⚠ Two consecutive quarters of single-digit OpMargin (Q3 2025 at 6.8%, Q1 2026 at 3.0%) indicate structural headwinds.
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Available Research
13F Pro tracks comprehensive data for International Money Express, Inc. including:
Top Institutional Holders of IMXI
ALLIANCEBERNSTEIN L.P.
$35.1M2,286,967 shBlackRock, Inc.
$32.6M2,064,752 shMagnetar Financial LLC
$30.4M1,924,410 shMan Group plc
$20.6M1,304,169 shVANGUARD CAPITAL MANAGEMENT LLC
$19.3M1,221,876 shFIL Ltd
$19.0M1,205,469 shGEODE CAPITAL MANAGEMENT, LLC
$13.5M853,398 shAMERICAN CENTURY COMPANIES INC
$11.0M698,527 shCapula Management Ltd
$10.0M630,191 shAlberta Investment Management Corp
$9.7M613,400 sh
| Fund | Value | Shares |
|---|---|---|
| ALLIANCEBERNSTEIN L.P. | $35.1M | 2,286,967 |
| BlackRock, Inc. | $32.6M | 2,064,752 |
| Magnetar Financial LLC | $30.4M | 1,924,410 |
| Man Group plc | $20.6M | 1,304,169 |
| VANGUARD CAPITAL MANAGEMENT LLC | $19.3M | 1,221,876 |
| FIL Ltd | $19.0M | 1,205,469 |
| GEODE CAPITAL MANAGEMENT, LLC | $13.5M | 853,398 |
| AMERICAN CENTURY COMPANIES INC | $11.0M | 698,527 |
| Capula Management Ltd | $10.0M | 630,191 |
| Alberta Investment Management Corp | $9.7M | 613,400 |
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Popular Research
Is IMXI a good stock to buy?
13F Pro's AI-powered analysis of International Money Express, Inc. (IMXI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for IMXI are available on the IMXI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own IMXI?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling IMXI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of International Money Express, Inc.'s investment landscape.