What is the 13F Pro Quality Score for FLYW?

13F Pro ranks Flywire Corp (FLYW) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FLYW's current score at https://13fpro.ai/research/FLYW (free sign-up required for the full ranking).

Which hedge funds own the most FLYW stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of FLYW include Voss Capital,, BlackRock,, CADIAN CAPITAL MANAGEMENT,. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/FLYW as soon as new 13F filings post.

Where does 13F Pro source FLYW data?

All Flywire Corp fundamentals and ownership data come directly from SEC EDGAR. Flywire Corp files with the SEC under CIK 1580560. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FLYW in?

Flywire Corp (FLYW) is classified in the Industrials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/industrials.

How often is FLYW research updated on 13F Pro?

FLYW's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Flywire Corp(FLYW)Stock Analysis

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13F Pro Quality Score

56.2/100

Rank #1,120 of 2,879 stocksTOP 50%

View Industrials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

84.9/100

Profitability

44.1/100

Balance Sheet

52.0/100

Earnings Quality

30.0/100

Free Cash Flow

67.5/100

Institutional Flow

81.3/100

Revenue Scale

41.2/100

Dilution Risk

15.4/100

FLYW Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Flywire Corp (FLYW), a Industrials sector company. 13F Pro's AI-powered ranking engine scores FLYW at 56.2/100 on a 32-signal composite quality model, placing it at rank #1,120 of 2,879 stocks — the top half of the AI-ranked universe. FLYW scores in the top quartile across revenue growth (84.9), institutional flow (81.3). Areas of concern include earnings quality (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 15.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Flywire Corp reports quarterly revenue of $188.1M, net income of $12.5M, an operating margin of 5.7%. Top institutional holders of FLYW by reported 13-F value include Voss Capital,, BlackRock,, CADIAN CAPITAL MANAGEMENT,, based on the most recent SEC filings. FLYW trades on the Nasdaq exchange and files with the SEC under CIK 1580560. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FLYW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Flywire Corp directly from SEC EDGAR. Flywire Corp's 13F Pro composite quality score has ranged between 8 and 77 since 2022, currently 56.2 — an improving long-term trajectory across 52 quarterly and live scoring snapshots.

✦

Fun facts about Flywire Corp

Quirks, history, and lore behind FLYW — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. software and payments company · listed on Nasdaq · headquartered in Boston, Massachusetts · operates across multiple countries.
2
The Numbers
Annual revenue in the low hundreds of millions of dollars, with a client base spanning thousands of organizations across healthcare, education, and travel.
3
The History
Founded in the 2010s, it went public around 2021 and built its platform specifically to solve the headache of complex, high-value cross-border payments.
4
The Secret
It doesn't just move money — it handles the entire payment experience, including currency conversion, compliance, and payer communication, all in one workflow.
5
The Lore
Its sweet spot is tuition payments from international students — a market where wiring money overseas through a bank is slow, opaque, and expensive.
6
The Giveaway
Think global tuition bills, hospital invoices, and travel bookings — this company's name literally evokes money taking flight across borders.

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Revenue

Q1 2026

$188.1M

Net Income

Q1 2026

$12.5M

Free Cash Flow

Q1 2026

$-16.0M

Operating Margin

Q1 2026

5.7%

ROIC

Q1 2026

1.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+26.6% YoY

$623.0MFY 2025

FY22 $289.4MFY23 $403.1MFY24 $492.1MFY25 $623.0M

Net Income

+365.4% YoY

$13.5MFY 2025

FY22 $-39.3MFY23 $-8.6MFY24 $2.9MFY25 $13.5M

Operating Income

+255.7% YoY

$11.3MFY 2025

FY22 $-30.2MFY23 $-21.5MFY24 $-7.3MFY25 $11.3M

EPS (Diluted)

+450.0% YoY

$0.11FY 2025

FY22 $-0.36FY23 $-0.07FY24 $0.02FY25 $0.11

Total Assets

+11.7% YoY

$1.25BFY 2025

FY22 $674.3MFY23 $1.08BFY24 $1.12BFY25 $1.25B

Total Debt

—FY 2025

FY22 $0.00FY23 —FY24 $0.00FY25 —

Op. Cash Flow

+1.5% YoY

$100.2MFY 2025

FY22 $5.4MFY23 $76.3MFY24 $98.7MFY25 $100.2M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020	FY 2018
Revenue	$623.0M +26.6%	$492.1M +22.1%	$403.1M +39.3%	$289.4M +119.6%	$131.8M	—
Net Income	$13.5M +365.4%	$2.9M +133.9%	$-8.6M +78.2%	$-39.3M -254.3%	$-11.1M	—
Operating Income	$11.3M +255.7%	$-7.3M +66.3%	$-21.5M +28.8%	$-30.2M -91.1%	$-15.8M	—
EPS (Diluted)	$0.11 +450.0%	$0.02 +128.6%	$-0.07 +80.6%	$-0.36 -200.0%	$-0.12	—
Total Assets	$1.25B +11.7%	$1.12B +4.0%	$1.08B +60.1%	$674.3M +148.4%	$271.4M	—
Total Debt	—	$0.00	—	$0.00 -100.0%	$24.4M	—
Operating Cash Flow	$100.2M +1.5%	$98.7M +29.2%	$76.3M +1306.8%	$5.4M +138.2%	$-14.2M	—

AI Insight: FLYW Financial Trends

Flywire's Q1 2026 revenue surged 41% year-over-year to $188M with a rare Q1 net profit of $13M, reversing the prior-year loss.

• Revenue grew 41% from $133M in Q1 2025 to $188M in Q1 2026, the strongest year-over-year quarterly comparison in the dataset.

• Q1 2026 posted $13M net income and $11M operating income vs. net loss of $4M and op loss of $11M in Q1 2025.

• Debt declined sharply from $60M in Q1–Q2 2025 to zero by Q4 2025, strengthening the balance sheet heading into 2026.

• Operating cash flow remains highly seasonal: Q3 peaks ($150M–$190M) contrast with consistent Q1 cash outflows across both years.

⚠ Q1 2026 operating cash flow was -$16M despite profitable earnings; working capital timing or accrual gaps warrant monitoring.

⚠ Q4 remains structurally weak — Q4 2025 net income was $0M and op income -$1M despite $158M revenue.

⚠ Equity grew modestly from $784M to $852M over four quarters; watch whether profitability can accelerate book value compounding.

AI Insight: FLYW Ratio Trends

Flywire's Q1 2026 marks its first positive operating margin in a non-Q3 quarter, but profitability remains erratic and structurally thin.

• Operating margin turned positive at 5.7% in Q1 2026, reversing -8.2% in Q1 2025 — a meaningful year-over-year improvement.

• Q3 seasonality dominates results: OpMargin spiked to 16.1% in Q3 2025 and 12.9% in Q3 2024, while all other quarters remain near breakeven or negative.

• TTM operating margin of 4.9% and ROA of 2.6% reflect very modest through-cycle profitability despite occasional strong quarters.

⚠ Profitability outside Q3 remains structurally weak — Q4 2025 OpMargin was -0.6%, underscoring heavy earnings concentration in one quarter.

⚠ ROIC swings violently — from -5.2% in Q1 2025 to 15.3% in Q3 2025 to -0.5% in Q4 2025 — signaling inconsistent capital deployment returns.

⚠ D/E data is sparse across most quarters; sustained leverage visibility is needed to assess balance sheet trajectory.

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Available Research

13F Pro tracks comprehensive data for Flywire Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FLYW

Voss Capital, LP
$158.6M13,625,000 sh
BlackRock, Inc.
$100.8M8,664,019 sh
CADIAN CAPITAL MANAGEMENT, LP
$77.0M6,618,119 sh
Temasek Holdings (Private) Ltd
$71.9M6,173,385 sh
Divisadero Street Capital Management, LP
$70.7M6,070,594 sh
JENNISON ASSOCIATES LLC
$61.7M5,298,881 sh
WELLINGTON MANAGEMENT GROUP LLP
$61.4M5,275,581 sh
VANGUARD CAPITAL MANAGEMENT LLC
$58.7M5,044,165 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$57.9M4,976,560 sh
CITADEL ADVISORS LLC
$39.4M3,386,283 sh

Fund	Value	Shares
Voss Capital, LP	$158.6M	13,625,000
BlackRock, Inc.	$100.8M	8,664,019
CADIAN CAPITAL MANAGEMENT, LP	$77.0M	6,618,119
Temasek Holdings (Private) Ltd	$71.9M	6,173,385
Divisadero Street Capital Management, LP	$70.7M	6,070,594
JENNISON ASSOCIATES LLC	$61.7M	5,298,881
WELLINGTON MANAGEMENT GROUP LLP	$61.4M	5,275,581
VANGUARD CAPITAL MANAGEMENT LLC	$58.7M	5,044,165
VANGUARD PORTFOLIO MANAGEMENT LLC	$57.9M	4,976,560
CITADEL ADVISORS LLC	$39.4M	3,386,283

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Is FLYW a good stock to buy?

13F Pro's AI-powered analysis of Flywire Corp (FLYW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FLYW are available on the FLYW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FLYW?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FLYW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Flywire Corp's investment landscape.