FISFidelity National Information Services, Inc.(FIS)Stock Analysis

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SEC EDGAR: CIK 1136893FIS stock profile & AI dashboard →

13F Pro Quality Score

69.6/100

Rank #356 of 2,879 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

56.5/100

Profitability

87.2/100

Balance Sheet

77.5/100

Earnings Quality

30.0/100

Free Cash Flow

79.4/100

Institutional Flow

9.0/100

Revenue Scale

87.4/100

Dilution Risk

44.2/100

FIS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Fidelity National Information Services, Inc. (FIS), a Industrials sector company. 13F Pro's AI-powered ranking engine scores FIS at 69.6/100 on a 32-signal composite quality model, placing it at rank #356 of 2,879 stocks — the top 25% of the AI-ranked universe. FIS scores in the top quartile across revenue scale (87.4), profitability (87.2), free cash flow (79.4). Areas of concern include institutional flow (9.0) and earnings quality (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 44.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Fidelity National Information Services, Inc. reports quarterly revenue of $3.3B, net income of $2.4B, an operating margin of 12.8%. Top institutional holders of FIS by reported 13-F value include BlackRock,, DODGE & COX, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. FIS trades on the NYSE exchange and files with the SEC under CIK 1136893. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FIS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Fidelity National Information Services, Inc. directly from SEC EDGAR. Fidelity National Information Services, Inc.'s 13F Pro composite quality score has ranged between 8 and 70 since 2021, currently 69.6 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about Fidelity National Information Services, Inc.

Quirks, history, and lore behind FIS — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial technology company · large-cap · listed on the NYSE · headquartered in Jacksonville, Florida.
  • 2
    The Numbers
    Annual revenue north of $14 billion, with operations spanning more than 130 countries — one of the largest fintech firms on the planet by scale.
  • 3
    The History
    Roots going back to the 1960s, the company grew largely through acquisitions, including a blockbuster merger with Worldpay that briefly made it a payments titan before it spun Worldpay back off.
  • 4
    The Secret
    Its bread and butter is core banking software — the invisible plumbing that thousands of banks and credit unions rely on just to open accounts and process transactions every day.
  • 5
    The Lore
    At one point it was the largest fintech company in the world by market cap, but a debt-heavy acquisition spree sent shareholders on a wild ride that activist investors loudly complained about.
  • 6
    The Giveaway
    Its three-letter ticker is also a common word meaning financial information systems — and its full name is Fidelity National Information Services, no relation to that mutual-fund giant in Boston.
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What's Driving FIS's Business? Latest 10-Q Breakdown

24/24 datapoints verified

AI-extracted from Fidelity National Information Services, Inc.'s 10-Q filed 2026-05-08 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

FIS reported Q1 revenue of $3.3B (+30% YoY), boosted by Issuer Solutions acquisition completed January 9; recorded $2.2B pre-tax gain on sale of Worldpay minority interest.

Biggest Revenue Drivers

Total revenue: $3,295M+30% YoY

Banking Solutions$2,374M+45% YoY

Driven primarily by Issuer Solutions Business; excluding Issuer Solutions, Banking revenue grew 9% from increases in recurring revenue and software license revenue.

Capital Market Solutions$823M+5% YoY

Recurring revenue grew 4%; foreign currency movements contributed 2% to segment revenue growth.

Corporate and Other$98M-12% YoY

Decrease primarily due to divestiture of non-strategic business during Q1 2025.

Largest Expense Items

Cost of revenue$2,187M+32% YoY

Increased primarily due to expenses associated with the Issuer Solutions Business.

Selling, general and administrative expenses$605M+8% YoY

Increased primarily due to expenses related to Issuer Solutions acquisition, partially offset by continued cost management.

Asset impairments$104MNM

Primarily related to software impairment charges driven by rationalization of certain software assets following strategic realignment.

Interest expense, net$197M+146% YoY

Increased primarily due to $7.7 billion increase in borrowings used to fund the Issuer Solutions Acquisition.

Margins: Gross profit margin declined to 34% from 35% YoY due to dilutive impact of Issuer Solutions Business including amortization of acquired intangible assets. Operating margin decreased to 13% from 14% due to asset impairments and higher SG&A, offset partially by revenue growth.

Watch Items from the Filing

  • Debt increased $7.7B to fund Issuer Solutions Acquisition, raising interest expense 146% YoY to $197M in Q1; weighted average cost of debt 3.7% with $21.1B total outstanding.
  • Issuer Solutions Business integration ongoing; excluded from disclosure controls assessment per SEC guidance; represents 18% of Q1 gross revenue and ~32% of total consolidated assets.
  • $2.2B pre-tax gain on 2026 Worldpay Minority Interest Sale subject to post-closing purchase price adjustments; final gain could differ materially from current estimate.
  • Goodwill of $24.6B as of March 31, 2026 increased by $6.9B from acquisitions; impairment testing at reporting-unit level shows substantial fair value excess but relies on management forecasts.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Revenue

Q1 2026

$3.3B

Net Income

Q1 2026

$2.4B

Free Cash Flow

Q1 2026

$663.0M

Operating Margin

Q1 2026

12.8%

ROIC

Q1 2026

1.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+8.6% YoY
$10.68BFY 2025
FY19 $10.33BFY20 $12.55BFY23 $9.83BFY25 $10.68B

Net Income

+105.7% YoY
$382.0MFY 2025
FY19 $298.0MFY20 $158.0MFY23 $-6.66BFY25 $382.0M

Operating Income

+20.3% YoY
$1.74BFY 2025
FY19 $969.0MFY20 $552.0MFY23 $1.45BFY25 $1.74B

EPS (Diluted)

+106.5% YoY
$0.73FY 2025
FY19 $0.66FY20 $0.25FY23 $-11.26FY25 $0.73

Total Assets

-39.1% YoY
$33.49BFY 2025
FY19 $83.81BFY20 $83.84BFY23 $54.97BFY25 $33.49B

Total Debt

-28.1% YoY
$15.65BFY 2025
FY19 $20.47BFY20 $22.64BFY23 $21.77BFY25 $15.65B

Op. Cash Flow

FY 2025
FY19 $2.41BFY20 $4.44BFY23 $4.33BFY25

AI Insight: FIS Financial Trends

Q1 2026 revenue surged to $3,295M — a 30% year-over-year jump — but total debt ballooned to $21,258M, the highest in the dataset, raising leverage concerns.

Revenue grew consistently from $2,491M in Q2 2024 to $3,295M in Q1 2026, with Q1 2026 marking a sharp $483M sequential acceleration.

Operating income improved from $384M in Q2 2024 to $529M in Q4 2025, though Q1 2026 dipped to $423M quarter-over-quarter.

Total debt surged from $11,554M in Q3 2024 to $21,258M in Q1 2026, while equity declined from $17,037M to $15,977M over the same period.

Net income of $2,366M in Q1 2026 appears outsized relative to operating income of $423M, suggesting a large non-operating or one-time gain.

Debt jumped $5,608M in a single quarter (Q1 2026) — monitor what acquisition or liability triggered this sharp increase.

Equity has eroded from $17,037M in Q2 2024 to $13,859M by Q3 2025 before a partial recovery; rising leverage compresses balance sheet cushion.

Q2 2025 net loss of $470M signals potential one-time charges; watch for recurrence as restructuring or impairment risk lingers.

AI Insight: FIS Ratio Trends

A massive Q1 2026 net income spike (71.8% NPM) appears one-off-driven, masking underlying operating margin compression to a 4-quarter low of 12.8%.

Operating margin hit 12.8% in Q1 2026, the lowest quarterly reading in the table, down from 18.8% in Q4 2025.

NPM of 71.8% and ROE of 59.2% in Q1 2026 appear non-recurring; Q2 2025 posted -18.0% NPM, signaling high below-the-line volatility.

D/E has risen steadily from 0.70 in Q3 2024 to 1.33 in Q1 2026, indicating meaningfully higher financial leverage.

ROIC declined to 4.5% in Q1 2026 from a recent peak of 7.2% in Q4 2025, eroding capital efficiency.

Identify the Q1 2026 non-operating item inflating NPM to 71.8%; sustainability is near-zero if one-off in nature.

D/E at 1.33 is nearly double Q3 2024's 0.70 — rising leverage alongside ROIC contraction pressures equity returns.

Operating margin has swung 6+ percentage points between consecutive quarters; watch for stabilization above 18% as a recovery signal.

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Available Research

13F Pro tracks comprehensive data for Fidelity National Information Services, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of FIS

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Is FIS a good stock to buy?

13F Pro's AI-powered analysis of Fidelity National Information Services, Inc. (FIS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FIS are available on the FIS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FIS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FIS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Fidelity National Information Services, Inc.'s investment landscape.