What is the 13F Pro Quality Score for FCFS?

13F Pro ranks FirstCash Holdings, Inc. (FCFS) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FCFS's current score at https://13fpro.ai/research/FCFS (free sign-up required for the full ranking).

Which hedge funds own the most FCFS stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of FCFS include BlackRock,, FMR, EARNEST PARTNERS. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/FCFS as soon as new 13F filings post.

Where does 13F Pro source FCFS data?

All FirstCash Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. FirstCash Holdings, Inc. files with the SEC under CIK 840489. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FCFS in?

FirstCash Holdings, Inc. (FCFS) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

How often is FCFS research updated on 13F Pro?

FCFS's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

FirstCash Holdings, Inc.(FCFS)Stock Analysis

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13F Pro Quality Score

73.8/100

Rank #182 of 2,879 stocksTOP 10%

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

65.2/100

Profitability

86.9/100

Balance Sheet

76.1/100

Earnings Quality

73.6/100

Free Cash Flow

87.5/100

Institutional Flow

54.0/100

Revenue Scale

59.0/100

Dilution Risk

72.8/100

FCFS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for FirstCash Holdings, Inc. (FCFS), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores FCFS at 73.8/100 on a 32-signal composite quality model, placing it at rank #182 of 2,879 stocks — the top 10% of the AI-ranked universe. FCFS scores in the top quartile across free cash flow (87.5), profitability (86.9), balance sheet strength (76.1). Based on the latest XBRL financial filings (Q1 2026), FirstCash Holdings, Inc. reports quarterly revenue of $1.1B, net income of $107.7M, an operating margin of 13.8%. Top institutional holders of FCFS by reported 13-F value include BlackRock,, FMR, EARNEST PARTNERS, based on the most recent SEC filings. FCFS trades on the Nasdaq exchange and files with the SEC under CIK 840489. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FCFS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FirstCash Holdings, Inc. directly from SEC EDGAR. FirstCash Holdings, Inc.'s 13F Pro composite quality score has ranged between 8 and 83 since 2022, currently 73.8 — an improving long-term trajectory across 52 quarterly and live scoring snapshots.

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Fun facts about FirstCash Holdings, Inc.

Quirks, history, and lore behind FCFS — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. consumer finance company · mid-cap · listed on Nasdaq · headquartered in Fort Worth, Texas.
2
The Numbers
Operates thousands of retail locations across the Americas, with annual revenue in the low billions — built on short-term lending and the resale of secondhand goods.
3
The History
The company traces its roots to the 1980s pawnshop boom in Texas and grew into a multinational operator with a particularly strong foothold in Latin America.
4
The Secret
It makes money two ways: collateral-based loans where the customer never comes back for their stuff, and retailing that merchandise at a tidy markup.
5
The Lore
It is one of the largest pawnshop operators on the planet, with more stores in Mexico and Central America than most people realize — a genuine cross-border empire built on layaway and life's emergencies.
6
The Giveaway
When you need quick cash and your guitar is your only asset, this Fort Worth-based pawn giant — ticker matching the concept of first cash — will see you now.

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Revenue

Q1 2026

$1.1B

Net Income

Q1 2026

$107.7M

Free Cash Flow

Q1 2026

$153.6M

Operating Margin

Q1 2026

13.8%

D/E Ratio

Q1 2026

0.98

AI Insight: FCFS Financial Trends

Revenue surged 26% year-over-year to $1,052M in Q1 2026, but total debt increased 32% to $2,254M over the same period.

• Revenue jumped from $836M in Q1 2025 to $1,052M in Q1 2026, a 26% year-over-year increase.

• Net income grew from $84M in Q1 2025 to $108M in Q1 2026, up 29% year-over-year.

• Operating cash flow rose from $127M in Q1 2025 to $154M in Q1 2026, a 21% improvement.

• Total debt increased significantly from $1,707M in Q1 2025 to $2,254M in Q1 2026, up 32%.

⚠ Debt surge of $547M year-over-year may signal aggressive expansion or acquisition activity requiring monitoring.

⚠ Sequential revenue decline from $1,058M in Q4 2025 to $1,052M in Q1 2026 breaks momentum.

AI Insight: FCFS Ratio Trends

FirstCash delivered strong profitability expansion with operating margin rising from 8.0% in Q2 2024 to 13.8% in Q1 2026.

• Operating margin expanded from 8.0% in Q2 2024 to 13.8% in Q1 2026, demonstrating consistent improvement.

• ROE surged from 9.9% in Q2 2024 to 18.8% in Q1 2026, indicating strong returns to shareholders.

• ROIC improved from 7.2% in Q2 2024 to 12.8% in Q1 2026, showing enhanced capital efficiency.

• Debt-to-equity remained stable around 0.98 in recent quarters after declining from earlier peaks.

⚠ Q2 2025 showed temporary margin compression with operating margin dropping to 9.8% before recovery.

⚠ Debt-to-equity increased from 0.79 in Q2 2025 to 1.01 in Q3 2025, worth monitoring.

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Available Research

13F Pro tracks comprehensive data for FirstCash Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FCFS

BlackRock, Inc.
$891.2M4,740,334 sh
FMR LLC
$695.3M3,698,351 sh
EARNEST PARTNERS LLC
$406.4M2,161,933 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$372.9M1,983,569 sh
VANGUARD CAPITAL MANAGEMENT LLC
$317.7M1,689,960 sh
STATE STREET CORP
$267.8M1,424,351 sh
GEODE CAPITAL MANAGEMENT, LLC
$216.7M1,152,361 sh
Hood River Capital Management LLC
$213.2M1,133,915 sh
BANK OF AMERICA CORP /DE/
$208.9M1,111,340 sh
DIMENSIONAL FUND ADVISORS LP
$186.2M990,200 sh

Fund	Value	Shares
BlackRock, Inc.	$891.2M	4,740,334
FMR LLC	$695.3M	3,698,351
EARNEST PARTNERS LLC	$406.4M	2,161,933
VANGUARD PORTFOLIO MANAGEMENT LLC	$372.9M	1,983,569
VANGUARD CAPITAL MANAGEMENT LLC	$317.7M	1,689,960
STATE STREET CORP	$267.8M	1,424,351
GEODE CAPITAL MANAGEMENT, LLC	$216.7M	1,152,361
Hood River Capital Management LLC	$213.2M	1,133,915
BANK OF AMERICA CORP /DE/	$208.9M	1,111,340
DIMENSIONAL FUND ADVISORS LP	$186.2M	990,200

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Is FCFS a good stock to buy?

13F Pro's AI-powered analysis of FirstCash Holdings, Inc. (FCFS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FCFS are available on the FCFS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FCFS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FCFS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FirstCash Holdings, Inc.'s investment landscape.