FIRST CAPITAL INC(FCAP)Stock Analysis
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Rank #1,212 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
FCAP Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for FIRST CAPITAL INC (FCAP), a Financials sector company. 13F Pro's AI-powered ranking engine scores FCAP at 56.0/100 on a 32-signal composite quality model, placing it at rank #1,212 of 2,961 stocks — the top half of the AI-ranked universe. FCAP scores in the top quartile across profitability (94.7), free cash flow (90.6). Areas of concern include revenue scale (9.6) and institutional flow (30.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 47.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), FIRST CAPITAL INC reports quarterly revenue of $14.3M, net income of $4.8M, an operating margin of 42.1%. Top institutional holders of FCAP by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. FCAP trades on the Nasdaq exchange and files with the SEC under CIK 1070296. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FCAP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST CAPITAL INC directly from SEC EDGAR. FIRST CAPITAL INC's 13F Pro composite quality score has ranged between 45 and 56 since 2026, currently 56.0 — a stable long-term trajectory across 48 quarterly and live scoring snapshots.
Revenue
Q2 2026
$14.3M
Net Income
Q2 2026
$4.8M
Free Cash Flow
Q2 2026
$3.5M
Operating Margin
Q2 2026
42.1%
ROIC
Q2 2026
16.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+16.5% YoYNet Income
+37.1% YoYOperating Income
EPS (Diluted)
+37.0% YoYTotal Assets
+7.1% YoYTotal Debt
Op. Cash Flow
-4.7% YoYFree Cash Flow
-7.8% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $50.6M +16.5% | $43.4M +2.9% | $42.2M +4.8% | $40.3M +6.3% | $37.9M +3.3% | $36.7M |
| Net Income | $16.4M +37.1% | $11.9M -6.6% | $12.8M +7.5% | $11.9M +4.2% | $11.4M +12.8% | $10.1M |
| Operating Income | — | $14.2M -5.9% | $15.1M +5.7% | $14.2M +4.1% | $13.7M +15.6% | $11.8M |
| EPS (Diluted) | $4.89 +37.0% | $3.57 -6.5% | $3.82 +7.6% | $3.55 +4.1% | $3.41 +12.9% | $3.02 |
| Total Assets | $1.27B +7.1% | $1.19B +2.6% | $1.16B +0.6% | $1.15B -0.4% | $1.16B +13.7% | $1.02B |
| Total Debt | $0.00 | $0.00 | — | — | — | — |
| Operating Cash Flow | $21.3M -4.7% | $22.3M +57.8% | $14.2M -14.3% | $16.5M -23.6% | $21.6M +79.4% | $12.1M |
| Free Cash Flow | $19.9M -7.8% | $21.6M +59.8% | $13.5M -16.0% | $16.1M -24.5% | $21.3M +86.3% | $11.5M |
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Top Institutional Holders of FCAP
BlackRock, Inc.
$12.8M198,569 shVANGUARD CAPITAL MANAGEMENT LLC
$9.2M142,858 shGEODE CAPITAL MANAGEMENT, LLC
$5.5M84,643 shSiena Capital Partners GP, LLC
$3.2M49,947 shSTATE STREET CORP
$3.0M46,960 shFarther Finance Advisors, LLC
$2.4M37,628 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$2.3M35,887 shHighTower Advisors, LLC
$1.8M28,124 shNORTHERN TRUST CORP
$1.7M26,199 shDIMENSIONAL FUND ADVISORS LP
$1.6M25,192 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $12.8M | 198,569 |
| VANGUARD CAPITAL MANAGEMENT LLC | $9.2M | 142,858 |
| GEODE CAPITAL MANAGEMENT, LLC | $5.5M | 84,643 |
| Siena Capital Partners GP, LLC | $3.2M | 49,947 |
| STATE STREET CORP | $3.0M | 46,960 |
| Farther Finance Advisors, LLC | $2.4M | 37,628 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2.3M | 35,887 |
| HighTower Advisors, LLC | $1.8M | 28,124 |
| NORTHERN TRUST CORP | $1.7M | 26,199 |
| DIMENSIONAL FUND ADVISORS LP | $1.6M | 25,192 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is FCAP a good stock to buy?
13F Pro's AI-powered analysis of FIRST CAPITAL INC (FCAP) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FCAP are available on the FCAP stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FCAP is classified as a small company.
Which hedge funds own FCAP?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FCAP. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST CAPITAL INC's investment landscape.