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SEC EDGAR: CIK 1297989EXLS stock profile & AI dashboard →

13F Pro Quality Score

68.2/100

Rank #422 of 2,879 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

71.6/100

Profitability

74.7/100

Balance Sheet

93.2/100

Earnings Quality

63.0/100

Free Cash Flow

59.8/100

Institutional Flow

37.1/100

Revenue Scale

63.3/100

Dilution Risk

29.9/100

EXLS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for ExlService Holdings, Inc. (EXLS), a Industrials sector company. 13F Pro's AI-powered ranking engine scores EXLS at 68.2/100 on a 32-signal composite quality model, placing it at rank #422 of 2,879 stocks — the top 25% of the AI-ranked universe. EXLS scores in the top quartile across balance sheet strength (93.2). Areas of concern include institutional flow (37.1), which score below median versus the broader universe. Shareholder dilution risk is elevated at 29.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), ExlService Holdings, Inc. reports quarterly revenue of $570.4M, net income of $67.1M, an operating margin of 16.1%. Top institutional holders of EXLS by reported 13-F value include BlackRock,, FMR, AQR CAPITAL MANAGEMENT, based on the most recent SEC filings. EXLS trades on the Nasdaq exchange and files with the SEC under CIK 1297989. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EXLS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ExlService Holdings, Inc. directly from SEC EDGAR. ExlService Holdings, Inc.'s 13F Pro composite quality score has ranged between 8 and 74 since 2021, currently 68.2 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about ExlService Holdings, Inc.

Quirks, history, and lore behind EXLS — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. company in the business process management space · listed on Nasdaq · serves clients across insurance, healthcare, and banking sectors.
  • 2
    The Numbers
    Annual revenue in the range of $1–2 billion, with a workforce of roughly 30,000–40,000 employees — the majority of them based in India.
  • 3
    The History
    Founded around 1999 and spun out of a major consulting firm, it rode the early-2000s wave of offshore outsourcing before going public on Nasdaq.
  • 4
    The Secret
    It's not just pushing paper — it layers advanced analytics and AI-driven automation on top of outsourced operations, billing itself as smarter than your typical BPO shop.
  • 5
    The Lore
    Its name is a blend of its roots: "EXL" nods to excellence in execution, and it has quietly become a go-to back-office partner for some of the world's largest insurance carriers.
  • 6
    The Giveaway
    Ticker EXLS, headquartered in New York but operationally rooted in India — this is ExlService Holdings, the analytics-powered outsourcing firm insurers can't seem to quit.
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What's Driving EXLS's Business? Latest 10-Q Breakdown

39/39 datapoints verified

AI-extracted from ExlService Holdings, Inc.'s 10-Q filed 2026-04-28 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

ExlService Q1 2026 revenue grew 13.8% YoY to $570.4M, driven by expansion in all segments with Insurance +12.7%, Healthcare +21.0%, and gross margin improved 30bps to 38.9%.

Biggest Revenue Drivers

Total revenue: $570.4M+13.8% YoY

Insurance$193.9M+12.7% YoY

Expansion of business from existing clients by 11.5% and new clients by 1.2%.

Healthcare and Life Sciences$151.9M+21.0% YoY

Expansion of business from existing clients by 20.5% and new clients by 0.5%.

Banking, Capital Markets and Diversified Industries$127.4M+8.2% YoY

Expansion of business from existing clients by 4.1% and new clients by 4.1%.

International Growth Markets$97.1M+13.4% YoY

Expansion from existing clients by 8.0%, new clients by 2.9%, and foreign exchange gain net of hedging of 2.5%.

Largest Expense Items

Cost of revenues$348.3M+13.2% YoY

Increase in employee-related costs of $35.5M due to higher headcount and wage inflation, and higher technology, facilities and other operating costs of $8.8M.

General and administrative expenses$69.1M+16.2% YoY

Increases in employee-related costs of $11.8M on account of higher headcount and wage inflation, investments in AI capabilities of $1.9M, and higher sales and marketing costs of $1.3M.

Selling and marketing expenses$47.2M+12.6% YoY

Increase due to higher employee-related costs and sales and marketing investments.

Margins: Gross margin improved 30bps to 38.9% in Q1 2026 from 38.6% in Q1 2025, driven by higher revenues and operational efficiencies, partially offset by lower volumes in certain existing clients. Operating margin expanded to 16.1% from 15.6% YoY despite SG&A expenses increasing as a percentage of revenue from 20.2% to 20.4%.

Watch Items from the Filing

  • Top ten clients represented 34.6% of Q1 2026 revenues, up from 33.7% in Q1 2025, indicating customer concentration risk.
  • Indian tax authorities have demanded $44.4M (net of advance payments) in transfer pricing and income tax disputes; company believes positions will be sustained but carries execution risk.
  • Company completed $125M accelerated share repurchase agreement at $29.88/share; $368.5M remains authorized under 2026 repurchase program through February 2028.
  • Effective tax rate increased to 26.6% in Q1 2026 from 16.9% in Q1 2025 primarily due to lower excess tax benefits related to stock-based compensation of $13.2M.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Revenue

Q1 2026

$570.4M

Net Income

Q1 2026

$67.1M

Free Cash Flow

Q1 2026

$-11.2M

Operating Margin

Q1 2026

16.1%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+13.6% YoY
$2.09BFY 2025
FY20 $958.4MFY23 $1.63BFY24 $1.84BFY25 $2.09B

Net Income

+26.6% YoY
$251.0MFY 2025
FY20 $89.5MFY23 $184.6MFY24 $198.3MFY25 $251.0M

Operating Income

+19.0% YoY
$313.8MFY 2025
FY20 $110.0MFY23 $238.8MFY24 $263.6MFY25 $313.8M

EPS (Diluted)

+27.3% YoY
$1.54FY 2025
FY20 $0.52FY23 $1.10FY24 $1.21FY25 $1.54

Total Assets

+5.2% YoY
$1.70BFY 2025
FY20 $1.25BFY23 $1.44BFY24 $1.62BFY25 $1.70B

Total Debt

+3.4% YoY
$303.5MFY 2025
FY20 $252.0MFY23 $265.0MFY24 $293.4MFY25 $303.5M

Op. Cash Flow

+30.6% YoY
$350.7MFY 2025
FY20 $203.0MFY23 $211.2MFY24 $268.5MFY25 $350.7M

AI Insight: EXLS Financial Trends

Revenue growth accelerated to 13.8% year-over-year in Q1 2026, but operating cash flow collapsed to just $2M for the second consecutive first quarter.

Revenue grew consistently from $448M in Q2 2024 to $570M in Q1 2026, with acceleration to 13.8% year-over-year growth.

Operating income expanded from $61M in Q2 2024 to $92M in Q1 2026, reaching the highest level in the dataset.

Total debt increased from $303M in Q4 2025 to $422M in Q1 2026, the highest level since Q2 2024.

Operating cash flow plummeted to $2M in Q1 2026, matching the weak Q1 2025 pattern despite strong operating income growth.

Equity declined from $1,061M in Q2 2025 to $779M in Q1 2026, a 27% drop over three quarters.

AI Insight: EXLS Ratio Trends

Operating margin improved from 13.7% in Q2 2024 to 16.1% in Q1 2026, while ROIC expanded meaningfully from 20.7% to 30.6%.

Operating margin expanded from 13.7% in Q2 2024 to 16.1% in Q1 2026, showing consistent improvement.

ROIC surged from 20.7% in Q2 2024 to 30.6% in Q1 2026, demonstrating enhanced capital efficiency.

ROE jumped from 21.5% in Q2 2024 to 34.4% in Q1 2026, reflecting strong shareholder returns.

Debt-to-equity ratio increased from 0.25 in Q2 2025 to 0.54 in Q1 2026.

Operating margin dipped to 14.4% in Q3 and Q4 2025 before rebounding to 16.1% in Q1 2026.

Debt-to-equity doubled from 0.25 to 0.54 between Q2 2025 and Q1 2026, signaling increased leverage.

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Available Research

13F Pro tracks comprehensive data for ExlService Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of EXLS

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Is EXLS a good stock to buy?

13F Pro's AI-powered analysis of ExlService Holdings, Inc. (EXLS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EXLS are available on the EXLS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own EXLS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EXLS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ExlService Holdings, Inc.'s investment landscape.