13F Pro Quality Score

72.3/100

Rank #233 of 2,879 stocksTOP 10%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

91.6/100

Profitability

74.9/100

Balance Sheet

96.0/100

Earnings Quality

30.0/100

Free Cash Flow

70.3/100

Institutional Flow

92.7/100

Revenue Scale

42.3/100

Dilution Risk

31.2/100

EVER Stock Analysis & AI Quality Score

AI stock analysis and institutional research for EverQuote, Inc. (EVER), a Technology sector company. 13F Pro's AI-powered ranking engine scores EVER at 72.3/100 on a 32-signal composite quality model, placing it at rank #233 of 2,879 stocks — the top 10% of the AI-ranked universe. EVER scores in the top quartile across balance sheet strength (96.0), institutional flow (92.7), revenue growth (91.6). Areas of concern include earnings quality (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 31.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), EverQuote, Inc. reports quarterly revenue of $190.9M, net income of $18.7M, an operating margin of 12.3%. Top institutional holders of EVER by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, RENAISSANCE TECHNOLOGIES, based on the most recent SEC filings. EVER trades on the Nasdaq exchange and files with the SEC under CIK 1640428. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EVER daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EverQuote, Inc. directly from SEC EDGAR. EverQuote, Inc.'s 13F Pro composite quality score has ranged between 8 and 74 since 2021, currently 72.3 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about EverQuote, Inc.

Quirks, history, and lore behind EVER — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. technology company · listed on Nasdaq · operates an online marketplace · headquartered in Massachusetts.
  • 2
    The Numbers
    Annual revenue in the low hundreds of millions of dollars, with a business model built on referral fees rather than selling anything directly.
  • 3
    The History
    Founded in the mid-2010s, it was built on the premise that shopping for insurance online was broken — and that data could fix it.
  • 4
    The Secret
    It doesn't sell insurance itself — it sells consumer leads to carriers and agents, making it essentially a high-tech matchmaker for policies.
  • 5
    The Lore
    Its platform uses machine learning to match shoppers with insurers across auto, home, life, and health — think of it as a dating app, but the romance is between you and your deductible.
  • 6
    The Giveaway
    This insurance marketplace company's ticker literally spells out the word EVER — fitting for a business betting you'll always need coverage.
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What's Driving EVER's Business? Latest 10-Q Breakdown

AI-extracted from EverQuote, Inc.'s 10-Q filed 2026-05-05 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

EverQuote revenue grew 14.5% YoY to $190.9M in Q1 2026, driven by increased carrier spending; net income surged to $18.7M from $8.0M YoY as one customer now represents 40% of revenue.

Biggest Revenue Drivers

Total revenue: $190.9M+14.5% YoY

Automotive$172.4M+12.8% YoY

Increase in carrier spend for referrals in automotive vertical

Largest Expense Items

Sales and Marketing$145.4M+12.3% YoY

Increase primarily due to advertising costs of $15.2M from increased carrier spend and personnel-related costs of $0.4M

Research and Development$8.5M+14.2% YoY

Increase primarily due to personnel-related costs of $1.0M from increased headcount

General and Administrative$9.2M+9.1% YoY

Increase primarily due to personnel-related costs of $0.3M and bank service fees of $0.2M

Cost of Revenue$4.3M-20.7% YoY

Decrease due to reductions in third-party call center costs, lead verification services, hosting costs, and amortization of internal-use software

Watch Items from the Filing

  • Customer concentration: one customer represented 40% of Q1 2026 revenue; top three customers account for 30%, 17%, and 17% of accounts receivable as of March 31, 2026.
  • Automotive vertical concentration: 90% of Q1 2026 revenue derives from automotive insurance, creating exposure to industry-specific downturns as occurred in 2022-2023.
  • Credit facility covenants: Company must maintain minimum Adjusted Quick Ratio of 1.30x or lenders may redirect cash receipts to repay obligations; company was in compliance as of March 31, 2026.
  • Share repurchase program: $9.1M remaining of $50M authorization as of March 31, 2026; company repurchased $19.9M in Q1 and additional $7.7M in April 2026.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Revenue

Q1 2026

$190.9M

Net Income

Q1 2026

$18.7M

Free Cash Flow

Q1 2026

$28.1M

Operating Margin

Q1 2026

12.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+38.5% YoY
$692.5MFY 2025
FY21 $418.5MFY22 $404.1MFY24 $500.2MFY25 $692.5M

Net Income

+208.7% YoY
$99.3MFY 2025
FY21 $-19.4MFY22 $-24.4MFY24 $32.2MFY25 $99.3M

Operating Income

+83.7% YoY
$58.3MFY 2025
FY21 $-21.9MFY22 $-24.8MFY24 $31.8MFY25 $58.3M

EPS (Diluted)

+198.9% YoY
$2.63FY 2025
FY21 $-0.67FY22 $-0.77FY24 $0.88FY25 $2.63

Total Assets

+55.3% YoY
$326.9MFY 2025
FY21 $143.6MFY22 $156.5MFY24 $210.5MFY25 $326.9M

Total Debt

FY 2025
FY21 FY22 FY24 FY25

Op. Cash Flow

+43.3% YoY
$95.4MFY 2025
FY21 $7.2MFY22 $-15.8MFY24 $66.6MFY25 $95.4M

AI Insight: EVER Financial Trends

Revenue grew 14% year-over-year to $191M in Q1 2026, but sequential decline from Q4 2025's $195M peak suggests momentum slowing.

Revenue increased 14% year-over-year from $167M in Q1 2025 to $191M in Q1 2026.

Operating income nearly tripled year-over-year from $8M in Q1 2025 to $23M in Q1 2026.

Equity strengthened 61% year-over-year from $150M in Q1 2025 to $241M in Q1 2026.

Revenue declined sequentially from $195M in Q4 2025 to $191M in Q1 2026, first drop since Q4 2024.

Operating cash flow volatility with $27M in Q4 2025 rising to $30M in Q1 2026 after $20M dip in Q3 2025.

AI Insight: EVER Ratio Trends

EverQuote's operating margin doubled from 5.4% in Q2 2024 to 12.3% in Q1 2026, with ROIC consistently above 30% despite quarterly volatility.

Operating margin expanded from 5.4% in Q2 2024 to 12.3% in Q1 2026, showing sustained improvement.

ROIC maintained strong levels above 30% in most quarters, reaching 40.1% in Q3 2025.

ROE spiked to 97.0% in Q4 2025 before normalizing to 31.0% in Q1 2026.

Net profit margin dropped from 29.6% in Q4 2025 to 9.8% in Q1 2026, suggesting Q4 benefited from one-time items.

Quarterly profitability shows volatility with margin dipping to 4.8% in Q1 2025 before recovering.

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Available Research

13F Pro tracks comprehensive data for EverQuote, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is EVER a good stock to buy?

13F Pro's AI-powered analysis of EverQuote, Inc. (EVER) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EVER are available on the EVER stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own EVER?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EVER. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EverQuote, Inc.'s investment landscape.