EverQuote, Inc.(EVER)Stock Analysis
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Rank #233 of 2,879 stocksTOP 10%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
EVER Stock Analysis & AI Quality Score
AI stock analysis and institutional research for EverQuote, Inc. (EVER), a Technology sector company. 13F Pro's AI-powered ranking engine scores EVER at 72.3/100 on a 32-signal composite quality model, placing it at rank #233 of 2,879 stocks — the top 10% of the AI-ranked universe. EVER scores in the top quartile across balance sheet strength (96.0), institutional flow (92.7), revenue growth (91.6). Areas of concern include earnings quality (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 31.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), EverQuote, Inc. reports quarterly revenue of $190.9M, net income of $18.7M, an operating margin of 12.3%. Top institutional holders of EVER by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, RENAISSANCE TECHNOLOGIES, based on the most recent SEC filings. EVER trades on the Nasdaq exchange and files with the SEC under CIK 1640428. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EVER daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EverQuote, Inc. directly from SEC EDGAR. EverQuote, Inc.'s 13F Pro composite quality score has ranged between 8 and 74 since 2021, currently 72.3 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.
What's Driving EVER's Business? Latest 10-Q Breakdown
AI-extracted from EverQuote, Inc.'s 10-Q filed 2026-05-05 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
EverQuote revenue grew 14.5% YoY to $190.9M in Q1 2026, driven by increased carrier spending; net income surged to $18.7M from $8.0M YoY as one customer now represents 40% of revenue.
Biggest Revenue Drivers
Total revenue: $190.9M+14.5% YoY
Increase in carrier spend for referrals in automotive vertical
Largest Expense Items
Increase primarily due to advertising costs of $15.2M from increased carrier spend and personnel-related costs of $0.4M
Increase primarily due to personnel-related costs of $1.0M from increased headcount
Increase primarily due to personnel-related costs of $0.3M and bank service fees of $0.2M
Decrease due to reductions in third-party call center costs, lead verification services, hosting costs, and amortization of internal-use software
Watch Items from the Filing
- Customer concentration: one customer represented 40% of Q1 2026 revenue; top three customers account for 30%, 17%, and 17% of accounts receivable as of March 31, 2026.
- Automotive vertical concentration: 90% of Q1 2026 revenue derives from automotive insurance, creating exposure to industry-specific downturns as occurred in 2022-2023.
- Credit facility covenants: Company must maintain minimum Adjusted Quick Ratio of 1.30x or lenders may redirect cash receipts to repay obligations; company was in compliance as of March 31, 2026.
- Share repurchase program: $9.1M remaining of $50M authorization as of March 31, 2026; company repurchased $19.9M in Q1 and additional $7.7M in April 2026.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
Revenue
Q1 2026
$190.9M
Net Income
Q1 2026
$18.7M
Free Cash Flow
Q1 2026
$28.1M
Operating Margin
Q1 2026
12.3%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+38.5% YoYNet Income
+208.7% YoYOperating Income
+83.7% YoYEPS (Diluted)
+198.9% YoYTotal Assets
+55.3% YoYTotal Debt
Op. Cash Flow
+43.3% YoY| Metric | FY 2025 | FY 2024 | FY 2022 | FY 2021 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | $692.5M +38.5% | $500.2M +23.8% | $404.1M -3.4% | $418.5M +156.2% | $163.3M +29.4% | $126.2M |
| Net Income | $99.3M +208.7% | $32.2M +231.8% | $-24.4M -25.9% | $-19.4M -40.7% | $-13.8M -172.0% | $-5.1M |
| Operating Income | $58.3M +83.7% | $31.8M +228.1% | $-24.8M -13.1% | $-21.9M -57.6% | $-13.9M -196.7% | $-4.7M |
| EPS (Diluted) | $2.63 +198.9% | $0.88 +214.3% | $-0.77 -14.9% | $-0.67 | — | — |
| Total Assets | $326.9M +55.3% | $210.5M +34.5% | $156.5M +9.0% | $143.6M +118.4% | $65.7M +220.4% | $20.5M |
| Total Debt | — | — | — | — | — | $4.6M |
| Operating Cash Flow | $95.4M +43.3% | $66.6M +521.5% | $-15.8M -319.7% | $7.2M +479.0% | $-1.9M -13.5% | $-1.7M |
AI Insight: EVER Financial Trends
Revenue grew 14% year-over-year to $191M in Q1 2026, but sequential decline from Q4 2025's $195M peak suggests momentum slowing.
• Revenue increased 14% year-over-year from $167M in Q1 2025 to $191M in Q1 2026.
• Operating income nearly tripled year-over-year from $8M in Q1 2025 to $23M in Q1 2026.
• Equity strengthened 61% year-over-year from $150M in Q1 2025 to $241M in Q1 2026.
⚠ Revenue declined sequentially from $195M in Q4 2025 to $191M in Q1 2026, first drop since Q4 2024.
⚠ Operating cash flow volatility with $27M in Q4 2025 rising to $30M in Q1 2026 after $20M dip in Q3 2025.
AI Insight: EVER Ratio Trends
EverQuote's operating margin doubled from 5.4% in Q2 2024 to 12.3% in Q1 2026, with ROIC consistently above 30% despite quarterly volatility.
• Operating margin expanded from 5.4% in Q2 2024 to 12.3% in Q1 2026, showing sustained improvement.
• ROIC maintained strong levels above 30% in most quarters, reaching 40.1% in Q3 2025.
• ROE spiked to 97.0% in Q4 2025 before normalizing to 31.0% in Q1 2026.
⚠ Net profit margin dropped from 29.6% in Q4 2025 to 9.8% in Q1 2026, suggesting Q4 benefited from one-time items.
⚠ Quarterly profitability shows volatility with margin dipping to 4.8% in Q1 2025 before recovering.
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Top Institutional Holders of EVER
BlackRock, Inc.
$53.9M3,497,509 shVANGUARD CAPITAL MANAGEMENT LLC
$18.8M1,218,683 shRENAISSANCE TECHNOLOGIES LLC
$14.5M941,467 shVANGUARD PORTFOLIO MANAGEMENT LLC
$14.1M912,964 shQube Research & Technologies Ltd
$13.4M869,806 shAllspring Global Investments Holdings, LLC
$13.4M909,877 shMILLENNIUM MANAGEMENT LLC
$12.0M775,262 shARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$11.5M743,869 shDIMENSIONAL FUND ADVISORS LP
$10.7M695,716 shGEODE CAPITAL MANAGEMENT, LLC
$10.7M691,168 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $53.9M | 3,497,509 |
| VANGUARD CAPITAL MANAGEMENT LLC | $18.8M | 1,218,683 |
| RENAISSANCE TECHNOLOGIES LLC | $14.5M | 941,467 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $14.1M | 912,964 |
| Qube Research & Technologies Ltd | $13.4M | 869,806 |
| Allspring Global Investments Holdings, LLC | $13.4M | 909,877 |
| MILLENNIUM MANAGEMENT LLC | $12.0M | 775,262 |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $11.5M | 743,869 |
| DIMENSIONAL FUND ADVISORS LP | $10.7M | 695,716 |
| GEODE CAPITAL MANAGEMENT, LLC | $10.7M | 691,168 |
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Is EVER a good stock to buy?
13F Pro's AI-powered analysis of EverQuote, Inc. (EVER) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EVER are available on the EVER stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own EVER?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EVER. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EverQuote, Inc.'s investment landscape.