EFSCENTERPRISE FINANCIAL SERVICES CORP(EFSC)Stock Analysis

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FinancialsNasdaqmid
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SEC EDGAR: CIK 1025835EFSC stock profile & AI dashboard →

13F Pro Quality Score

56.4/100

Rank #1,178 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

64.7/100

Profitability

78.8/100

Balance Sheet

44.6/100

Earnings Quality

45.3/100

Free Cash Flow

81.2/100

Institutional Flow

38.5/100

Revenue Scale

45.0/100

Dilution Risk

41.8/100
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EFSC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for ENTERPRISE FINANCIAL SERVICES CORP (EFSC), a Financials sector company. 13F Pro's AI-powered ranking engine scores EFSC at 56.4/100 on a 32-signal composite quality model, placing it at rank #1,178 of 2,962 stocks — the top half of the AI-ranked universe. EFSC scores in the top quartile across free cash flow (81.2), profitability (78.8). Areas of concern include institutional flow (38.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), ENTERPRISE FINANCIAL SERVICES CORP reports quarterly revenue of $182.2M, net income of $40.9M, free cash flow of $67.0M. Top institutional holders of EFSC by reported 13-F value include BlackRock, WELLINGTON MANAGEMENT GROUP LLP, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. EFSC trades on the Nasdaq exchange and files with the SEC under CIK 1025835. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EFSC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ENTERPRISE FINANCIAL SERVICES CORP directly from SEC EDGAR. ENTERPRISE FINANCIAL SERVICES CORP's 13F Pro composite quality score has ranged between 33 and 58 since 2026, currently 56.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$182.2M

Net Income

Q2 2026

$40.9M

Free Cash Flow

Q2 2026

$67.0M

ROIC

Q2 2026

10.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+16.0% YoY
$739.9MFY 2025
FY22 $533.1MFY23 $631.3MFY24 $637.8MFY25 $739.9M

Net Income

+8.7% YoY
$201.4MFY 2025
FY22 $203.0MFY23 $194.1MFY24 $185.3MFY25 $201.4M

EPS (Diluted)

+9.9% YoY
$5.31FY 2025
FY22 $5.31FY23 $5.07FY24 $4.83FY25 $5.31

Total Assets

+10.9% YoY
$17.30BFY 2025
FY22 $13.05BFY23 $14.52BFY24 $15.60BFY25 $17.30B

Op. Cash Flow

-21.8% YoY
$193.5MFY 2025
FY22 $216.6MFY23 $268.2MFY24 $247.4MFY25 $193.5M

Free Cash Flow

-24.3% YoY
$181.5MFY 2025
FY22 $214.7MFY23 $261.7MFY24 $239.9MFY25 $181.5M

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Available Research

13F Pro tracks comprehensive data for ENTERPRISE FINANCIAL SERVICES CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of EFSC

Companies Similar to EFSC

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

FRME

FIRST MERCHANTS CORP

50
AI score
Very similar · 24 shared holders
FMBH

FIRST MID BANCSHARES, INC.

58
AI score
Very similar · 12 shared holders
AMTB

Amerant Bancorp Inc.

56
AI score
Very similar · 10 shared holders
OBK

Origin Bancorp, Inc.

57
AI score
Similar quality profile · 11 shared holders
EQBK

EQUITY BANCSHARES INC

44
AI score
Similar quality profile · 10 shared holders
BY

BYLINE BANCORP, INC.

56
AI score
Similar quality profile · 12 shared holders
OSBC

OLD SECOND BANCORP INC

59
AI score
Similar quality profile · 8 shared holders
CASH

PATHWARD FINANCIAL, INC.

52
AI score
Similar quality profile · 15 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is EFSC a good stock to buy?

13F Pro's AI-powered analysis of ENTERPRISE FINANCIAL SERVICES CORP (EFSC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EFSC are available on the EFSC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. EFSC is classified as a mid company.

Which hedge funds own EFSC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EFSC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ENTERPRISE FINANCIAL SERVICES CORP's investment landscape.