What is the 13F Pro Quality Score for CTBI?

13F Pro ranks COMMUNITY TRUST BANCORP INC /KY/ (CTBI) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View CTBI's current score at https://13fpro.ai/company/CTBI (free sign-up required for the full ranking).

Which hedge funds own the most CTBI stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of CTBI include BlackRock,, DIMENSIONAL FUND ADVISORS, COMMUNITY & INVESTMENT CO. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/CTBI as soon as new 13F filings post.

Where does 13F Pro source CTBI data?

All COMMUNITY TRUST BANCORP INC /KY/ fundamentals and ownership data come directly from SEC EDGAR. COMMUNITY TRUST BANCORP INC /KY/ files with the SEC under CIK 350852. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is CTBI in?

COMMUNITY TRUST BANCORP INC /KY/ (CTBI) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is CTBI research updated on 13F Pro?

CTBI's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

COMMUNITY TRUST BANCORP INC /KY/(CTBI)Stock Analysis

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13F Pro Quality Score

59.0/100

Rank #964 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

66.3/100

Profitability

94.1/100

Balance Sheet

50.3/100

Earnings Quality

52.8/100

Free Cash Flow

92.7/100

Institutional Flow

8.4/100

Revenue Scale

29.3/100

Dilution Risk

69.8/100

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Why CTBI Scores 59/100

exact factor attribution · 2026-09-11

CTBI's composite is driven by profitability and free cash flow, held back by scale and institutional flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+8.8 pts

94th pct

Free cash flow

+6.4 pts

93th pct

Revenue growth

+4.3 pts

66th pct

Earnings growth

+1.3 pts

70th pct

Shareholder dilution

+1.3 pts

70th pct

Earnings quality

+0.3 pts

53th pct

Capital efficiency

+0.0 pts

50th pct

Institutional flow

-2.8 pts

8th pct

Scale

-4.1 pts

29th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

CTBI Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for COMMUNITY TRUST BANCORP INC /KY/ (CTBI), a Financials sector company. 13F Pro's AI-powered ranking engine scores CTBI at 59.0/100 on a 32-signal composite quality model, placing it at rank #964 of 2,962 stocks — the top half of the AI-ranked universe. CTBI scores in the top quartile across profitability (94.1), free cash flow (92.7). Areas of concern include institutional flow (8.4) and revenue scale (29.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), COMMUNITY TRUST BANCORP INC /KY/ reports quarterly revenue of $78.5M, net income of $29.6M, an operating margin of 48.9%. Top institutional holders of CTBI by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, COMMUNITY & INVESTMENT, based on the most recent SEC filings. CTBI trades on the Nasdaq exchange and files with the SEC under CIK 350852. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CTBI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for COMMUNITY TRUST BANCORP INC /KY/ directly from SEC EDGAR. COMMUNITY TRUST BANCORP INC /KY/'s 13F Pro composite quality score has ranged between 36 and 60 since 2026, currently 59.0 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$78.5M

Net Income

Q2 2026

$29.6M

Free Cash Flow

Q2 2026

$43.1M

Operating Margin

Q2 2026

48.9%

ROIC

Q2 2026

17.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+13.7% YoY

$282.6MFY 2025

FY22 $227.0MFY23 $230.8MFY24 $248.6MFY25 $282.6M

Net Income

+18.4% YoY

$98.1MFY 2025

FY22 $81.8MFY23 $78.0MFY24 $82.8MFY25 $98.1M

EPS (Diluted)

+17.8% YoY

$5.43FY 2025

FY22 $4.58FY23 $4.36FY24 $4.61FY25 $5.43

Total Assets

+7.9% YoY

$6.68BFY 2025

FY22 $5.38BFY23 $5.77BFY24 $6.19BFY25 $6.68B

Total Debt

+22.4% YoY

$373.1MFY 2025

FY22 $273.8MFY23 $290.0MFY24 $304.7MFY25 $373.1M

Op. Cash Flow

-0.3% YoY

$105.0MFY 2025

FY22 $99.7MFY23 $85.8MFY24 $105.3MFY25 $105.0M

Free Cash Flow

+0.1% YoY

$97.4MFY 2025

FY22 $93.5MFY23 $79.5MFY24 $97.2MFY25 $97.4M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$282.6M +13.7%	$248.6M +7.7%	$230.8M +1.7%	$227.0M +1.6%	$223.5M +8.8%	$205.6M
Net Income	$98.1M +18.4%	$82.8M +6.2%	$78.0M -4.7%	$81.8M -7.0%	$87.9M +47.8%	$59.5M
EPS (Diluted)	$5.43 +17.8%	$4.61 +5.7%	$4.36 -4.8%	$4.58 -7.3%	$4.94 +47.5%	$3.35
Total Assets	$6.68B +7.9%	$6.19B +7.3%	$5.77B +7.2%	$5.38B -0.7%	$5.42B +5.4%	$5.14B
Total Debt	$373.1M +22.4%	$304.7M +5.1%	$290.0M +5.9%	$273.8M +0.8%	$271.6M -23.8%	$356.4M
Operating Cash Flow	$105.0M -0.3%	$105.3M +22.7%	$85.8M -13.9%	$99.7M -13.8%	$115.7M +85.5%	$62.4M
Free Cash Flow	$97.4M +0.1%	$97.2M +22.3%	$79.5M -14.9%	$93.5M -17.5%	$113.3M +86.1%	$60.9M

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Available Research

13F Pro tracks comprehensive data for COMMUNITY TRUST BANCORP INC /KY/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of CTBI

BlackRock, Inc.
$129.0M1,783,223 sh
DIMENSIONAL FUND ADVISORS LP
$85.9M1,187,465 sh
COMMUNITY TRUST & INVESTMENT CO
$72.7M1,004,407 sh
VANGUARD CAPITAL MANAGEMENT LLC
$49.5M684,030 sh
STATE STREET CORP
$41.8M573,553 sh
AMERICAN CENTURY COMPANIES INC
$41.6M574,534 sh
GEODE CAPITAL MANAGEMENT, LLC
$33.1M456,699 sh
CLIFFORD CAPITAL PARTNERS LLC
$21.7M300,504 sh
NORTHERN TRUST CORP
$21.4M295,105 sh
LSV ASSET MANAGEMENT
$19.3M266,180 sh

Fund	Value	Shares
BlackRock, Inc.	$129.0M	1,783,223
DIMENSIONAL FUND ADVISORS LP	$85.9M	1,187,465
COMMUNITY TRUST & INVESTMENT CO	$72.7M	1,004,407
VANGUARD CAPITAL MANAGEMENT LLC	$49.5M	684,030
STATE STREET CORP	$41.8M	573,553
AMERICAN CENTURY COMPANIES INC	$41.6M	574,534
GEODE CAPITAL MANAGEMENT, LLC	$33.1M	456,699
CLIFFORD CAPITAL PARTNERS LLC	$21.7M	300,504
NORTHERN TRUST CORP	$21.4M	295,105
LSV ASSET MANAGEMENT	$19.3M	266,180

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Is CTBI a good stock to buy?

13F Pro's AI-powered analysis of COMMUNITY TRUST BANCORP INC /KY/ (CTBI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CTBI are available on the CTBI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CTBI is classified as a small company.

Which hedge funds own CTBI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CTBI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of COMMUNITY TRUST BANCORP INC /KY/'s investment landscape.