What is the 13F Pro Quality Score for COSO?

13F Pro ranks CoastalSouth Bancshares, Inc. (COSO) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View COSO's current score at https://13fpro.ai/research/COSO (free sign-up required for the full ranking).

Which hedge funds own the most COSO stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of COSO include Patriot Financial Partners GP II, L.P., Fourthstone, BlackRock,. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/COSO as soon as new 13F filings post.

Where does 13F Pro source COSO data?

All CoastalSouth Bancshares, Inc. fundamentals and ownership data come directly from SEC EDGAR. CoastalSouth Bancshares, Inc. files with the SEC under CIK 1297107. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is COSO in?

CoastalSouth Bancshares, Inc. (COSO) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is COSO research updated on 13F Pro?

COSO's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

CoastalSouth Bancshares, Inc.(COSO)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →NYSE

Institutional-grade research for retail investors

SEC EDGAR: CIK 1297107 COSO stock profile & AI dashboard →

13F Pro Quality Score

43.1/100

Rank #1,825 of 2,879 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

91.3/100

Profitability

30.0/100

Balance Sheet

30.0/100

Earnings Quality

21.3/100

Free Cash Flow

30.0/100

Institutional Flow

80.6/100

Revenue Scale

30.0/100

Dilution Risk

4.8/100

COSO Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CoastalSouth Bancshares, Inc. (COSO), a Financials sector company. 13F Pro's AI-powered ranking engine scores COSO at 43.1/100 on a 32-signal composite quality model, placing it at rank #1,825 of 2,879 stocks — the bottom half of the AI-ranked universe. COSO scores in the top quartile across revenue growth (91.3), institutional flow (80.6). Areas of concern include earnings quality (21.3) and profitability (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 4.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), CoastalSouth Bancshares, Inc. reports quarterly revenue of $21.7M, net income of $6.3M, free cash flow of $-21.7M. Top institutional holders of COSO by reported 13-F value include Patriot Financial Partners GP II, L.P., Fourthstone, BlackRock,, based on the most recent SEC filings. COSO trades on the NYSE exchange and files with the SEC under CIK 1297107. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate COSO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CoastalSouth Bancshares, Inc. directly from SEC EDGAR.

✦

Fun facts about CoastalSouth Bancshares, Inc.

Quirks, history, and lore behind COSO — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. community bank holding company · small-cap · listed on Nasdaq · headquartered in South Carolina.
2
The Numbers
Total assets in the range of roughly $1 billion — firmly in community-bank territory, where relationships matter more than algorithms.
3
The History
Founded in the early 2000s, it grew by planting roots in coastal South Carolina markets, catering to local businesses and residents rather than chasing national scale.
4
The Secret
Its bread and butter is commercial real estate and small business lending — the kind of banking a big Wall Street firm wouldn't bother with.
5
The Lore
Its home turf, Hilton Head Island, is better known for golf courses and beach resorts than bank headquarters — making it one of the more scenic places to run a balance sheet.
6
The Giveaway
The name is practically a geography lesson: a coastal bank, rooted in the South, serving the Lowcountry of South Carolina — ticker and name both give the zip code away.

▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q1 2026

$21.7M

Net Income

Q1 2026

$6.3M

Free Cash Flow

Q1 2026

$-21.7M

ROIC

Q1 2026

3.1%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+6.4% YoY

$2.0MFY 2025

FY24 $1.9MFY25 $2.0M

Net Income

+13.6% YoY

$24.9MFY 2025

FY24 $21.9MFY25 $24.9M

EPS (Diluted)

+3.3% YoY

$2.16FY 2025

FY24 $2.09FY25 $2.16

Total Assets

+9.9% YoY

$2.31BFY 2025

FY24 $2.10BFY25 $2.31B

Op. Cash Flow

+598.3% YoY

$63.1MFY 2025

FY24 $-12.7MFY25 $63.1M

Metric	FY 2025	FY 2024
Revenue	$2.0M +6.4%	$1.9M
Net Income	$24.9M +13.6%	$21.9M
EPS (Diluted)	$2.16 +3.3%	$2.09
Total Assets	$2.31B +9.9%	$2.10B
Operating Cash Flow	$63.1M +598.3%	$-12.7M

AI Insight: COSO Financial Trends

Volatile operating cash flow swings from +$85M to -$21M quarter-over-quarter signal potential liquidity management challenges.

• Equity grew from $209M in Q2 2025 to $263M in Q1 2026, a 26% increase over three quarters.

• Net income remained stable at $6-7M across Q3 2025 through Q1 2026 despite revenue volatility.

⚠ Operating cash flow turned sharply negative to -$21M in Q1 2026 from +$85M in Q4 2025.

⚠ Revenue data remains largely missing with minimal reported amounts, limiting visibility into core banking operations.

AI Insight: COSO Ratio Trends

ROE and ROIC declined sequentially from Q4 2025 to Q1 2026, with ROIC dropping 90 basis points to 12.6%.

• ROE fell from 11.0% in Q4 2025 to 9.6% in Q1 2026, breaking a two-quarter improvement.

• ROIC declined to 12.6% in Q1 2026 from 13.5% in Q4 2025, the second consecutive quarter of decline.

• ROA remained stable at 1.1-1.2% across the three quarters with available data.

⚠ Sequential deterioration in both ROE and ROIC in Q1 2026 suggests weakening profitability momentum.

Get alerted when COSO's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for CoastalSouth Bancshares, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of COSO

Patriot Financial Partners GP II, L.P.
$28.5M1,159,211 sh
Fourthstone LLC
$27.1M1,100,504 sh
BlackRock, Inc.
$12.1M492,033 sh
VANGUARD CAPITAL MANAGEMENT LLC
$10.0M406,427 sh
ALLIANCEBERNSTEIN L.P.
$9.2M397,573 sh
Berkeley Capital Partners, LLC
$8.9M360,562 sh
MENDON CAPITAL ADVISORS CORP
$8.1M329,743 sh
North Reef Capital Management LP
$7.9M320,982 sh
RMB Capital Management, LLC
$7.4M302,951 sh
GOLDMAN SACHS GROUP INC
$6.3M258,139 sh

Fund	Value	Shares
Patriot Financial Partners GP II, L.P.	$28.5M	1,159,211
Fourthstone LLC	$27.1M	1,100,504
BlackRock, Inc.	$12.1M	492,033
VANGUARD CAPITAL MANAGEMENT LLC	$10.0M	406,427
ALLIANCEBERNSTEIN L.P.	$9.2M	397,573
Berkeley Capital Partners, LLC	$8.9M	360,562
MENDON CAPITAL ADVISORS CORP	$8.1M	329,743
North Reef Capital Management LP	$7.9M	320,982
RMB Capital Management, LLC	$7.4M	302,951
GOLDMAN SACHS GROUP INC	$6.3M	258,139

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAC-UN

Ares Acquisition Corp III

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put COSO on your watchlist

Track score changes the day CoastalSouth Bancshares, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is COSO a good stock to buy?

13F Pro's AI-powered analysis of CoastalSouth Bancshares, Inc. (COSO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for COSO are available on the COSO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own COSO?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling COSO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CoastalSouth Bancshares, Inc.'s investment landscape.