CITIZENS, INC.(CIA)Stock Analysis
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Rank #2,138 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CIA Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for CITIZENS, INC. (CIA), a Financials sector company. 13F Pro's AI-powered ranking engine scores CIA at 39.6/100 on a 32-signal composite quality model, placing it at rank #2,138 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include revenue scale (27.1) and revenue growth (30.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), CITIZENS, INC. reports quarterly revenue of $60.4M, net income of $-425.0K, free cash flow of $2.0M. Top institutional holders of CIA by reported 13-F value include BlackRock, RIPOSTE CAPITAL, CONTINENTAL GENERAL INSURANCE, based on the most recent SEC filings. CIA trades on the NYSE exchange and files with the SEC under CIK 24090. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CIA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITIZENS, INC. directly from SEC EDGAR. CITIZENS, INC.'s 13F Pro composite quality score has ranged between 32 and 53 since 2021, currently 39.6 — a stable long-term trajectory across 68 quarterly and live scoring snapshots.
Revenue
Q2 2026
$60.4M
Net Income
Q2 2026
$-425.0K
Free Cash Flow
Q2 2026
$2.0M
ROIC
Q2 2026
-0.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+4.3% YoYNet Income
-2.2% YoYTotal Assets
+4.1% YoYOp. Cash Flow
-43.6% YoYFree Cash Flow
-43.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $255.6M +4.3% | $245.0M +1.8% | $240.7M +3.5% | $232.5M -7.2% | $250.5M +4.9% | $238.9M |
| Net Income | $14.6M -2.2% | $14.9M -39.0% | $24.4M -6.0% | $26.0M -64.2% | $72.7M +761.7% | $-11.0M |
| Total Assets | $1.75B +4.1% | $1.69B +1.0% | $1.67B +4.9% | $1.59B -14.2% | $1.85B +0.6% | $1.84B |
| Operating Cash Flow | $18.0M -43.6% | $31.9M +44.7% | $22.1M -61.3% | $56.9M +40.7% | $40.5M -17.2% | $48.8M |
| Free Cash Flow | $17.5M -43.9% | $31.3M +44.6% | $21.6M -62.0% | $56.8M +44.0% | $39.4M -18.9% | $48.6M |
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Available Research
13F Pro tracks comprehensive data for CITIZENS, INC. including:
Top Institutional Holders of CIA
BlackRock, Inc.
$20.5M3,578,569 shRIPOSTE CAPITAL LLC
$18.7M3,260,000 shCONTINENTAL GENERAL INSURANCE CO
$15.2M2,647,918 shVANGUARD CAPITAL MANAGEMENT LLC
$11.4M1,985,149 shUBS Group AG
$6.8M1,188,654 shGEODE CAPITAL MANAGEMENT, LLC
$6.4M1,120,660 shSTATE STREET CORP
$3.8M667,706 shFirst Eagle Investment Management, LLC
$3.4M584,050 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$2.9M512,708 shNORTHERN TRUST CORP
$2.2M377,518 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $20.5M | 3,578,569 |
| RIPOSTE CAPITAL LLC | $18.7M | 3,260,000 |
| CONTINENTAL GENERAL INSURANCE CO | $15.2M | 2,647,918 |
| VANGUARD CAPITAL MANAGEMENT LLC | $11.4M | 1,985,149 |
| UBS Group AG | $6.8M | 1,188,654 |
| GEODE CAPITAL MANAGEMENT, LLC | $6.4M | 1,120,660 |
| STATE STREET CORP | $3.8M | 667,706 |
| First Eagle Investment Management, LLC | $3.4M | 584,050 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2.9M | 512,708 |
| NORTHERN TRUST CORP | $2.2M | 377,518 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is CIA a good stock to buy?
13F Pro's AI-powered analysis of CITIZENS, INC. (CIA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CIA are available on the CIA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CIA is classified as a small company.
Which hedge funds own CIA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CIA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CITIZENS, INC.'s investment landscape.