CITY HOLDING CO(CHCO)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #1,534 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CHCO Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for CITY HOLDING CO (CHCO), a Financials sector company. 13F Pro's AI-powered ranking engine scores CHCO at 51.4/100 on a 32-signal composite quality model, placing it at rank #1,534 of 2,962 stocks — the bottom half of the AI-ranked universe. CHCO scores in the top quartile across profitability (95.8), free cash flow (92.4). Areas of concern include revenue scale (30.7) and earnings quality (39.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 26.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), CITY HOLDING CO reports quarterly revenue of $81.5M, net income of $33.3M, an operating margin of 50.7%. Top institutional holders of CHCO by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. CHCO trades on the Nasdaq exchange and files with the SEC under CIK 726854. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CHCO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITY HOLDING CO directly from SEC EDGAR. CITY HOLDING CO's 13F Pro composite quality score has ranged between 33 and 53 since 2026, currently 51.4 — an improving long-term trajectory across 48 quarterly and live scoring snapshots.
Revenue
Q2 2026
$81.5M
Net Income
Q2 2026
$33.3M
Free Cash Flow
Q2 2026
$31.8M
Operating Margin
Q2 2026
50.7%
ROIC
Q2 2026
17.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+7.0% YoYNet Income
+11.4% YoYEPS (Diluted)
+13.2% YoYTotal Assets
+4.1% YoYTotal Debt
+0.0% YoYOp. Cash Flow
-0.4% YoYFree Cash Flow
-0.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $314.2M +7.0% | $293.6M +1.3% | $289.9M +15.0% | $252.1M +11.9% | $225.2M -5.1% | $237.3M |
| Net Income | $130.5M +11.4% | $117.1M +2.4% | $114.4M +12.0% | $102.1M +15.9% | $88.1M -1.7% | $89.6M |
| EPS (Diluted) | $8.93 +13.2% | $7.89 +3.7% | $7.61 +11.9% | $6.80 +20.1% | $5.66 +2.0% | $5.55 |
| Total Assets | $6.72B +4.1% | $6.46B +4.7% | $6.17B +4.9% | $5.88B -2.1% | $6.00B +4.3% | $5.76B |
| Total Debt | $150.0M +0.0% | $150.0M +50.0% | $100.0M | $0.00 | — | — |
| Operating Cash Flow | $131.4M -0.4% | $131.9M -4.1% | $137.6M +18.8% | $115.8M +13.2% | $102.3M +13.9% | $89.8M |
| Free Cash Flow | $128.4M -0.6% | $129.2M -4.0% | $134.6M +18.4% | $113.7M +14.9% | $99.0M +17.4% | $84.3M |
Get alerted when CHCO's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for CITY HOLDING CO including:
Top Institutional Holders of CHCO
BlackRock, Inc.
$270.2M2,037,326 shVANGUARD PORTFOLIO MANAGEMENT LLC
$127.0M957,629 shSTATE STREET CORP
$101.5M765,095 shVANGUARD CAPITAL MANAGEMENT LLC
$83.9M632,471 shWESTWOOD HOLDINGS GROUP INC
$72.0M542,660 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$70.7M533,272 shDIMENSIONAL FUND ADVISORS LP
$64.9M489,653 shGEODE CAPITAL MANAGEMENT, LLC
$49.5M373,269 shCITY HOLDING CO
$31.9M240,368 shTWO SIGMA INVESTMENTS, LP
$31.1M234,622 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $270.2M | 2,037,326 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $127.0M | 957,629 |
| STATE STREET CORP | $101.5M | 765,095 |
| VANGUARD CAPITAL MANAGEMENT LLC | $83.9M | 632,471 |
| WESTWOOD HOLDINGS GROUP INC | $72.0M | 542,660 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $70.7M | 533,272 |
| DIMENSIONAL FUND ADVISORS LP | $64.9M | 489,653 |
| GEODE CAPITAL MANAGEMENT, LLC | $49.5M | 373,269 |
| CITY HOLDING CO | $31.9M | 240,368 |
| TWO SIGMA INVESTMENTS, LP | $31.1M | 234,622 |
Companies Similar to CHCO
Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.
BANCFIRST CORP /OK/
LAKELAND FINANCIAL CORP
PEOPLES BANCORP INC
OFG BANCORP
CATHAY GENERAL BANCORP
CVB FINANCIAL CORP
National Bank Holdings Corp
COMMUNITY FINANCIAL SYSTEM, INC.
Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
More Financials Companies
View all Financials →Put CHCO on your watchlist
Track score changes the day CITY HOLDING CO files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is CHCO a good stock to buy?
13F Pro's AI-powered analysis of CITY HOLDING CO (CHCO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CHCO are available on the CHCO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CHCO is classified as a mid company.
Which hedge funds own CHCO?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CHCO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CITY HOLDING CO's investment landscape.