What is the 13F Pro Quality Score for CBAN?

13F Pro ranks COLONY BANKCORP INC (CBAN) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View CBAN's current score at https://13fpro.ai/research/CBAN (free sign-up required for the full ranking).

Which hedge funds own the most CBAN stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of CBAN include Fourthstone, BlackRock,, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/CBAN as soon as new 13F filings post.

Where does 13F Pro source CBAN data?

All COLONY BANKCORP INC fundamentals and ownership data come directly from SEC EDGAR. COLONY BANKCORP INC files with the SEC under CIK 711669. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is CBAN in?

COLONY BANKCORP INC (CBAN) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is CBAN research updated on 13F Pro?

CBAN's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

COLONY BANKCORP INC(CBAN)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

CBAN Stock Analysis & AI Quality Score

AI stock analysis and institutional research for COLONY BANKCORP INC (CBAN), a Financials sector company. CBAN is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), COLONY BANKCORP INC reports quarterly revenue of $39.9M, net income of $8.2M, an operating margin of 26.3%. Top institutional holders of CBAN by reported 13-F value include Fourthstone, BlackRock,, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. CBAN trades on the NYSE exchange and files with the SEC under CIK 711669. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CBAN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for COLONY BANKCORP INC directly from SEC EDGAR.

Revenue

Q1 2026

$39.9M

Net Income

Q1 2026

$8.2M

Free Cash Flow

Q1 2026

$53.8M

Operating Margin

Q1 2026

26.3%

ROIC

Q1 2026

2.8%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+9.8% YoY

$23.9MFY 2024

FY19 $10.2MFY21 $18.7MFY23 $21.7MFY24 $23.9M

EPS (Diluted)

+9.7% YoY

$1.36FY 2024

FY19 $1.12FY21 $1.66FY23 $1.24FY24 $1.36

Total Assets

+1.8% YoY

$3.11BFY 2024

FY19 $1.52BFY21 $2.69BFY23 $3.05BFY24 $3.11B

Total Debt

+4.0% YoY

$248.0MFY 2024

FY19 $85.8MFY21 $88.4MFY23 $238.4MFY24 $248.0M

Op. Cash Flow

+11.5% YoY

$23.4MFY 2024

FY19 $3.9MFY21 $36.1MFY23 $21.0MFY24 $23.4M

Metric	FY 2024	FY 2023	FY 2021	FY 2019	FY 2018	FY 2017
Net Income	$23.9M +9.8%	$21.7M +16.5%	$18.7M +82.7%	$10.2M -14.3%	$11.9M +53.7%	$7.8M
EPS (Diluted)	$1.36 +9.7%	$1.24 -25.3%	$1.66 +48.2%	$1.12 -20.0%	$1.40 +60.9%	$0.87
Total Assets	$3.11B +1.8%	$3.05B +13.4%	$2.69B +77.6%	$1.52B +21.0%	$1.25B +1.6%	$1.23B
Total Debt	$248.0M +4.0%	$238.4M +169.6%	$88.4M +3.1%	$85.8M	—	—
Operating Cash Flow	$23.4M +11.5%	$21.0M -41.9%	$36.1M +831.2%	$3.9M -74.0%	$14.9M +18.9%	$12.5M

AI Insight: CBAN Financial Trends

Equity surged from $279M to $380M over five quarters while net income held steady at $8M, signaling capital accumulation outpacing earnings growth.

• Net income rose steadily from $5M in Q2 2024 to $8M in Q1 2026, with only one dip to $6M in Q3 2025.

• Equity expanded from $265M in Q2 2024 to $380M in Q1 2026, a 43% increase over seven quarters.

• Total debt increased modestly from $248M in Q4 2024 to $258M in Q4 2025, the only two periods with debt data available.

⚠ Operating cash flow swung to -$54M in Q4 2025 before rebounding sharply to $54M in Q1 2026 — volatility warrants monitoring.

⚠ Net income stalled at $8M for three of the last four quarters despite significant equity growth, compressing implied ROE.

AI Insight: CBAN Ratio Trends

CBAN's ROIC swings wildly quarter-to-quarter, but D/E compression from 0.89 to 0.69 signals a quietly strengthening balance sheet.

• D/E ratio fell from 0.89 in Q4 2024 to 0.69 in Q4 2025, the only two quarters with data, indicating meaningful deleveraging.

• ROIC peaked at 13.7% in Q2 2025 but retreated sharply to 6.0% in Q4 2025 before partially recovering to 11.0% in Q1 2026.

• ROA has oscillated narrowly between 0.7% and 1.0% across all periods, with no sustained directional trend visible.

⚠ ROIC dropped to 6.0% in Q4 2025 — the lowest single-quarter reading in the dataset — matching the prior Q4 2024 seasonal dip.

⚠ TTM ROE of 7.8% trails the Q2 2025 peak of 10.9%, suggesting recent quarters are dragging on trailing returns.

⚠ OpMargin and NPM data are entirely absent; without them, earnings quality and cost efficiency cannot be assessed.

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Available Research

13F Pro tracks comprehensive data for COLONY BANKCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of CBAN

Fourthstone LLC
$41.2M2,064,886 sh
BlackRock, Inc.
$39.2M1,965,333 sh
VANGUARD CAPITAL MANAGEMENT LLC
$19.1M958,599 sh
DIMENSIONAL FUND ADVISORS LP
$14.7M737,755 sh
GEODE CAPITAL MANAGEMENT, LLC
$9.5M476,662 sh
Petiole USA ltd
$9.1M454,763 sh
AMERICAN CENTURY COMPANIES INC
$8.8M441,611 sh
BANC FUNDS CO LLC
$8.4M419,478 sh
STATE STREET CORP
$7.1M357,278 sh
Pacific Ridge Capital Partners, LLC
$6.4M321,848 sh

Fund	Value	Shares
Fourthstone LLC	$41.2M	2,064,886
BlackRock, Inc.	$39.2M	1,965,333
VANGUARD CAPITAL MANAGEMENT LLC	$19.1M	958,599
DIMENSIONAL FUND ADVISORS LP	$14.7M	737,755
GEODE CAPITAL MANAGEMENT, LLC	$9.5M	476,662
Petiole USA ltd	$9.1M	454,763
AMERICAN CENTURY COMPANIES INC	$8.8M	441,611
BANC FUNDS CO LLC	$8.4M	419,478
STATE STREET CORP	$7.1M	357,278
Pacific Ridge Capital Partners, LLC	$6.4M	321,848

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Is CBAN a good stock to buy?

13F Pro's AI-powered analysis of COLONY BANKCORP INC (CBAN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CBAN are available on the CBAN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CBAN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CBAN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of COLONY BANKCORP INC's investment landscape.