What is the 13F Pro Quality Score for CBAN?

13F Pro ranks COLONY BANKCORP INC (CBAN) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View CBAN's current score at https://13fpro.ai/company/CBAN (free sign-up required for the full ranking).

Where does 13F Pro source CBAN data?

All COLONY BANKCORP INC fundamentals and ownership data come directly from SEC EDGAR. COLONY BANKCORP INC files with the SEC under CIK 711669. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is CBAN in?

COLONY BANKCORP INC (CBAN) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is CBAN research updated on 13F Pro?

CBAN's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

COLONY BANKCORP INC(CBAN)Stock Analysis

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SEC EDGAR: CIK 711669 CBAN stock profile & AI dashboard →

13F Pro Quality Score

39.3/100

Rank #2,156 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

56.6/100

Profitability

41.5/100

Balance Sheet

36.0/100

Earnings Quality

81.7/100

Free Cash Flow

65.0/100

Institutional Flow

58.2/100

Revenue Scale

19.9/100

Dilution Risk

35.5/100

Email me the moment this company reports earnings

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Why CBAN Scores 39/100

exact factor attribution · 2026-09-11

CBAN's composite is driven by earnings quality and free cash flow, held back by scale and earnings growth. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Earnings quality

+3.2 pts

82th pct

Free cash flow

+2.3 pts

65th pct

Revenue growth

+1.8 pts

57th pct

Institutional flow

+0.6 pts

58th pct

Shareholder dilution

-1.0 pts

36th pct

Profitability

-1.7 pts

42th pct

Capital efficiency

-1.9 pts

36th pct

Earnings growth

-2.5 pts

13th pct

Scale

-6.0 pts

20th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

CBAN Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for COLONY BANKCORP INC (CBAN), a Financials sector company. 13F Pro's AI-powered ranking engine scores CBAN at 39.3/100 on a 32-signal composite quality model, placing it at rank #2,156 of 2,962 stocks — the bottom half of the AI-ranked universe. CBAN scores in the top quartile across earnings quality (81.7). Areas of concern include revenue scale (19.9) and balance sheet strength (36.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 35.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), COLONY BANKCORP INC reports quarterly revenue of $42.0M, net income of $10.9M, free cash flow of $8.2M. Top institutional holders of CBAN by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. CBAN trades on the NYSE exchange and files with the SEC under CIK 711669. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CBAN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for COLONY BANKCORP INC directly from SEC EDGAR. COLONY BANKCORP INC's 13F Pro composite quality score has ranged between 32 and 43 since 2026, currently 39.3 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

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Fun facts about COLONY BANKCORP INC

Quirks, history, and lore behind CBAN — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company · listed on Nasdaq · headquartered in south Georgia · focused on traditional banking services.
2
The Numbers
Total assets in the range of $2–3 billion — solidly small-cap — with a branch network spread across Georgia serving local consumers and businesses.
3
The History
Founded in the early 2000s, it grew largely through acquisitions of smaller community banks across the state, stitching together a regional footprint one deal at a time.
4
The Secret
Its growth playbook is classic community bank roll-up — buy a struggling local bank, absorb it, repeat — making it bigger than its south Georgia hometown would suggest.
5
The Lore
Headquartered in Fitzgerald, Georgia — a small city best known for hosting a wild hog festival — proving you don't need a big-city address to run a multi-billion-dollar bank.
6
The Giveaway
Its name literally evokes settling new territory, its ticker is CBAN, and its home branch sits in a city of fewer than 9,000 people in the Georgia pines.

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Revenue

Q2 2026

$42.0M

Net Income

Q2 2026

$10.9M

Free Cash Flow

Q2 2026

$8.2M

ROIC

Q2 2026

14.1%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-12.6% YoY

$100.9MFY 2025

FY22 $115.7MFY23 $113.9MFY24 $115.5MFY25 $100.9M

Net Income

+18.4% YoY

$28.3MFY 2025

FY22 $19.5MFY23 $21.7MFY24 $23.9MFY25 $28.3M

EPS (Diluted)

+16.9% YoY

$1.59FY 2025

FY22 $1.14FY23 $1.24FY24 $1.36FY25 $1.59

Total Assets

+20.1% YoY

$3.74BFY 2025

FY22 $2.94BFY23 $3.05BFY24 $3.11BFY25 $3.74B

Total Debt

+4.1% YoY

$258.1MFY 2025

FY22 $203.4MFY23 $238.4MFY24 $248.0MFY25 $258.1M

Op. Cash Flow

-123.7% YoY

$-5.5MFY 2025

FY22 $49.7MFY23 $21.0MFY24 $23.4MFY25 $-5.5M

Free Cash Flow

-130.9% YoY

$-6.9MFY 2025

FY22 $46.8MFY23 $17.4MFY24 $22.3MFY25 $-6.9M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$100.9M -12.6%	$115.5M +1.4%	$113.9M -1.6%	$115.7M +12.9%	$102.5M +28.9%	$79.5M
Net Income	$28.3M +18.4%	$23.9M +9.8%	$21.7M +11.3%	$19.5M +4.7%	$18.7M +57.9%	$11.8M
EPS (Diluted)	$1.59 +16.9%	$1.36 +9.7%	$1.24 +8.8%	$1.14 -31.3%	$1.66 +33.9%	$1.24
Total Assets	$3.74B +20.1%	$3.11B +1.8%	$3.05B +4.0%	$2.94B +9.1%	$2.69B +52.6%	$1.76B
Total Debt	$258.1M +4.1%	$248.0M +4.0%	$238.4M +17.3%	$203.4M +129.9%	$88.4M -47.1%	$167.1M
Operating Cash Flow	$-5.5M -123.7%	$23.4M +11.5%	$21.0M -57.8%	$49.7M +37.8%	$36.1M +289.1%	$-19.1M
Free Cash Flow	$-6.9M -130.9%	$22.3M +28.5%	$17.4M -62.9%	$46.8M +54.8%	$30.3M +229.7%	$-23.3M

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Available Research

13F Pro tracks comprehensive data for COLONY BANKCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of CBAN

BlackRock, Inc.
$46.9M2,336,239 sh
VANGUARD CAPITAL MANAGEMENT LLC
$18.2M906,348 sh
DIMENSIONAL FUND ADVISORS LP
$17.7M882,163 sh
GEODE CAPITAL MANAGEMENT, LLC
$10.7M533,628 sh
AMERICAN CENTURY COMPANIES INC
$9.5M472,095 sh
Petiole USA ltd
$9.0M448,563 sh
BANC FUNDS CO LLC
$8.9M441,478 sh
STATE STREET CORP
$8.8M439,763 sh
TWO SIGMA INVESTMENTS, LP
$7.4M370,597 sh
Pacific Ridge Capital Partners, LLC
$6.4M319,367 sh

Fund	Value	Shares
BlackRock, Inc.	$46.9M	2,336,239
VANGUARD CAPITAL MANAGEMENT LLC	$18.2M	906,348
DIMENSIONAL FUND ADVISORS LP	$17.7M	882,163
GEODE CAPITAL MANAGEMENT, LLC	$10.7M	533,628
AMERICAN CENTURY COMPANIES INC	$9.5M	472,095
Petiole USA ltd	$9.0M	448,563
BANC FUNDS CO LLC	$8.9M	441,478
STATE STREET CORP	$8.8M	439,763
TWO SIGMA INVESTMENTS, LP	$7.4M	370,597
Pacific Ridge Capital Partners, LLC	$6.4M	319,367

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Is CBAN a good stock to buy?

13F Pro's AI-powered analysis of COLONY BANKCORP INC (CBAN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CBAN are available on the CBAN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CBAN is classified as a small company.

Which hedge funds own CBAN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CBAN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of COLONY BANKCORP INC's investment landscape.