What is the 13F Pro Quality Score for CATY?

13F Pro ranks CATHAY GENERAL BANCORP (CATY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View CATY's current score at https://13fpro.ai/research/CATY (free sign-up required for the full ranking).

Where does 13F Pro source CATY data?

All CATHAY GENERAL BANCORP fundamentals and ownership data come directly from SEC EDGAR. CATHAY GENERAL BANCORP files with the SEC under CIK 861842. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is CATY in?

CATHAY GENERAL BANCORP (CATY) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is CATY research updated on 13F Pro?

CATY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

CATHAY GENERAL BANCORP(CATY)Stock Analysis

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13F Pro Quality Score

60.1/100

Rank #875 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

67.0/100

Profitability

98.6/100

Balance Sheet

46.4/100

Earnings Quality

31.9/100

Free Cash Flow

98.6/100

Institutional Flow

21.6/100

Revenue Scale

11.9/100

Dilution Risk

14.7/100

CATY Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CATHAY GENERAL BANCORP (CATY), a Financials sector company. 13F Pro's AI-powered ranking engine scores CATY at 60.1/100 on a 32-signal composite quality model, placing it at rank #875 of 2,879 stocks — the top half of the AI-ranked universe. CATY scores in the top quartile across profitability (98.6), free cash flow (98.6). Areas of concern include revenue scale (11.9) and institutional flow (21.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 14.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), CATHAY GENERAL BANCORP reports quarterly revenue of $214.8M, net income of $86.9M, an operating margin of 51.2%. Top institutional holders of CATY by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. CATY trades on the Nasdaq exchange and files with the SEC under CIK 861842. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CATY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CATHAY GENERAL BANCORP directly from SEC EDGAR. CATHAY GENERAL BANCORP's 13F Pro composite quality score has ranged between 60 and 69 since 2026, currently 60.1 — a declining long-term trajectory across 8 quarterly and live scoring snapshots.

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Fun facts about CATHAY GENERAL BANCORP

Quirks, history, and lore behind CATY — the kind of stuff that makes a stock memorable.

1
The Basics
A U.S. regional bank holding company · listed on Nasdaq · headquartered in Los Angeles, California · operating primarily in the Western United States.
2
The Numbers
Total assets in the neighborhood of $20 billion, with a branch network spanning major U.S. cities and a strong focus on commercial real estate lending.
3
The History
Founded in 1962, it grew steadily by serving a specific immigrant community and expanded through acquisitions to become one of the largest Chinese-American banks in the United States.
4
The Secret
Its core customer base is the Chinese-American business community, and it has built deep ties bridging commerce between the U.S. and Greater China.
5
The Lore
Its name nods to a historic trans-Pacific shipping and airline route — evoking the old trading corridors between California and Asia that its founders hoped to bank on, literally.
6
The Giveaway
If "Cathay" is the poetic old name for China, and "General Bancorp" means they're serious about banking, the ticker CATY wasn't much of a mystery.

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Revenue

Q1 2026

$214.8M

Net Income

Q1 2026

$86.9M

Free Cash Flow

Q1 2026

$96.0M

Operating Margin

Q1 2026

51.2%

D/E Ratio

Q1 2026

0.04

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+2.9% YoY

$53.8MFY 2025

FY20 $32.2MFY23 $43.9MFY24 $52.3MFY25 $53.8M

Net Income

+10.2% YoY

$315.1MFY 2025

FY20 $228.9MFY23 $354.1MFY24 $286.0MFY25 $315.1M

EPS (Diluted)

+14.9% YoY

$4.54FY 2025

FY20 $2.87FY23 $4.86FY24 $3.95FY25 $4.54

Total Assets

+5.1% YoY

$24.23BFY 2025

FY20 $19.04BFY23 $23.08BFY24 $23.05BFY25 $24.23B

Total Debt

+0.0% YoY

$119.1MFY 2025

FY20 $119.1MFY23 $119.1MFY24 $119.1MFY25 $119.1M

Op. Cash Flow

+12.0% YoY

$368.6MFY 2025

FY20 $320.0MFY23 $384.7MFY24 $329.2MFY25 $368.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019	FY 2018
Revenue	$53.8M +2.9%	$52.3M +19.0%	$43.9M +36.2%	$32.2M +2.4%	$31.5M +12.5%	$28.0M
Net Income	$315.1M +10.2%	$286.0M -19.2%	$354.1M +54.7%	$228.9M -18.0%	$279.1M +2.7%	$271.9M
EPS (Diluted)	$4.54 +14.9%	$3.95 -18.7%	$4.86 +69.3%	$2.87 -17.5%	$3.48 +4.5%	$3.33
Total Assets	$24.23B +5.1%	$23.05B -0.1%	$23.08B +21.2%	$19.04B +5.2%	$18.09B +7.8%	$16.78B
Total Debt	$119.1M +0.0%	$119.1M +0.0%	$119.1M +0.0%	$119.1M -17.7%	$144.8M -23.6%	$189.4M
Operating Cash Flow	$368.6M +12.0%	$329.2M -14.4%	$384.7M +20.2%	$320.0M -26.4%	$435.0M +29.3%	$336.5M

AI Insight: CATY Financial Trends

CATY's net income surged to $91M in Q4 2025 and held near that peak at $87M in Q1 2026, while equity steadily expanded to $2,987M — signaling durable earnings power.

• Net income climbed from $67M in Q2 2024 to $91M in Q4 2025, a 36% rise over six quarters.

• Equity grew consistently from $2,793M in Q2 2024 to $2,987M in Q1 2026, adding $194M over eight quarters.

• Total debt remained flat at $119M across all eight quarters, reflecting stable and conservative leverage.

⚠ Operating cash flow is volatile — swinging from $151M in Q3 2025 down to $55M in Q4 2025 and back to $98M in Q1 2026.

⚠ Revenue has barely moved, ranging $12M–$15M; narrow top-line growth constrains future earnings upside.

AI Insight: CATY Ratio Trends

CATY's profitability has improved meaningfully over the past year, with ROE rising from 9.5% in Q3 2024 to 12.4% in Q4 2025, though Q1 2026 shows a modest sequential pullback.

• ROE expanded from 9.5% in Q3 2024 to a peak of 12.4% in Q4 2025, a 290bp improvement over five quarters.

• ROIC rose from 10.0% in Q2 2024 to 14.9% in Q4 2025, signaling stronger returns on invested capital.

• Leverage (D/E) held steady at 0.04 across all reported quarters, indicating a consistently conservative balance sheet.

⚠ ROE dipped from 12.4% in Q4 2025 to 11.6% in Q1 2026, and ROIC fell from 14.9% to 14.2% — first sequential decline in two quarters.

⚠ OpMargin and NPM data are absent across all periods, limiting full profitability visibility.

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Available Research

13F Pro tracks comprehensive data for CATHAY GENERAL BANCORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of CATY

BlackRock, Inc.
$485.9M9,745,583 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$203.0M4,071,259 sh
DIMENSIONAL FUND ADVISORS LP
$201.9M4,050,007 sh
STATE STREET CORP
$172.4M3,457,812 sh
VANGUARD CAPITAL MANAGEMENT LLC
$144.5M2,897,536 sh
GEODE CAPITAL MANAGEMENT, LLC
$86.8M1,739,638 sh
Invesco Ltd.
$84.1M1,687,452 sh
AMERICAN CENTURY COMPANIES INC
$80.1M1,606,886 sh
MASSACHUSETTS FINANCIAL SERVICES CO /MA/
$45.6M915,083 sh
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$45.1M905,202 sh

Fund	Value	Shares
BlackRock, Inc.	$485.9M	9,745,583
VANGUARD PORTFOLIO MANAGEMENT LLC	$203.0M	4,071,259
DIMENSIONAL FUND ADVISORS LP	$201.9M	4,050,007
STATE STREET CORP	$172.4M	3,457,812
VANGUARD CAPITAL MANAGEMENT LLC	$144.5M	2,897,536
GEODE CAPITAL MANAGEMENT, LLC	$86.8M	1,739,638
Invesco Ltd.	$84.1M	1,687,452
AMERICAN CENTURY COMPANIES INC	$80.1M	1,606,886
MASSACHUSETTS FINANCIAL SERVICES CO /MA/	$45.6M	915,083
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$45.1M	905,202

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Is CATY a good stock to buy?

13F Pro's AI-powered analysis of CATHAY GENERAL BANCORP (CATY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CATY are available on the CATY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CATY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CATY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CATHAY GENERAL BANCORP's investment landscape.