CASSCASS INFORMATION SYSTEMS INC(CASS)Stock Analysis

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IndustrialsNasdaq
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SEC EDGAR: CIK 708781CASS stock profile & AI dashboard →

13F Pro Quality Score

54.3/100

Rank #1,223 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

17.7/100

Profitability

92.8/100

Balance Sheet

47.1/100

Earnings Quality

57.1/100

Free Cash Flow

89.1/100

Institutional Flow

84.5/100

Revenue Scale

18.3/100

Dilution Risk

39.7/100

CASS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CASS INFORMATION SYSTEMS INC (CASS), a Industrials sector company. 13F Pro's AI-powered ranking engine scores CASS at 54.3/100 on a 32-signal composite quality model, placing it at rank #1,223 of 2,879 stocks — the top half of the AI-ranked universe. CASS scores in the top quartile across profitability (92.8), free cash flow (89.1), institutional flow (84.5). Areas of concern include revenue growth (17.7) and revenue scale (18.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 39.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), CASS INFORMATION SYSTEMS INC reports quarterly revenue of $49.1M, net income of $8.8M, an operating margin of 22.2%. Top institutional holders of CASS by reported 13-F value include BlackRock,, Focus Partners Wealth, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. CASS trades on the Nasdaq exchange and files with the SEC under CIK 708781. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CASS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CASS INFORMATION SYSTEMS INC directly from SEC EDGAR. CASS INFORMATION SYSTEMS INC's 13F Pro composite quality score has ranged between 45 and 57 since 2021, currently 54.3 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.

Revenue

Q1 2026

$49.1M

Net Income

Q1 2026

$8.8M

Free Cash Flow

Q1 2026

$12.7M

Operating Margin

Q1 2026

22.2%

ROIC

Q1 2026

4.5%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

-3.0% YoY
$177.0MFY 2023
FY19 $157.2MFY20 $145.0MFY22 $182.5MFY23 $177.0M

Net Income

-13.9% YoY
$30.1MFY 2023
FY19 $30.4MFY20 $25.2MFY22 $34.9MFY23 $30.1M

EPS (Diluted)

-13.8% YoY
$2.18FY 2023
FY19 $2.07FY20 $1.73FY22 $2.53FY23 $2.18

Total Assets

-3.7% YoY
$2.48BFY 2023
FY19 $1.76BFY20 $2.20BFY22 $2.57BFY23 $2.48B

Total Debt

FY 2023
FY19 $18.0MFY20 FY22 FY23

Op. Cash Flow

-28.4% YoY
$36.9MFY 2023
FY19 $42.1MFY20 $47.8MFY22 $51.6MFY23 $36.9M

AI Insight: CASS Ratio Trends

CASS operating margin surged from 7.4% in Q3 2024 to 22.2% in Q1 2026, driving ROE expansion from 5.0% to 14.6%.

Operating margin improved dramatically from 7.4% in Q3 2024 to 22.2% in Q1 2026.

ROE strengthened from 5.0% in Q3 2024 to 14.6% in Q1 2026.

ROIC expanded from 6.3% in Q3 2024 to 18.0% in Q1 2026.

Net profit margin fluctuated between 5.8% and 20.0% but stabilized around 18% recently.

ROIC dropped from 19.1% in Q3 2025 to 18.0% in Q1 2026.

Margin volatility persists with operating margin swinging between 14.1% and 23.4% across recent quarters.

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Available Research

13F Pro tracks comprehensive data for CASS INFORMATION SYSTEMS INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of CASS

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Is CASS a good stock to buy?

13F Pro's AI-powered analysis of CASS INFORMATION SYSTEMS INC (CASS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CASS are available on the CASS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CASS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CASS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CASS INFORMATION SYSTEMS INC's investment landscape.