What is the 13F Pro Quality Score for BSRR?

13F Pro ranks SIERRA BANCORP (BSRR) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BSRR's current score at https://13fpro.ai/research/BSRR (free sign-up required for the full ranking).

Where does 13F Pro source BSRR data?

All SIERRA BANCORP fundamentals and ownership data come directly from SEC EDGAR. SIERRA BANCORP files with the SEC under CIK 1130144. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BSRR in?

SIERRA BANCORP (BSRR) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is BSRR research updated on 13F Pro?

BSRR's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

SIERRA BANCORP(BSRR)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

BSRR Stock Analysis & AI Quality Score

AI stock analysis and institutional research for SIERRA BANCORP (BSRR), a Financials sector company. BSRR is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), SIERRA BANCORP reports quarterly revenue of $38.6M, net income of $12.5M, free cash flow of $11.0M. Top institutional holders of BSRR by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BSRR trades on the Nasdaq exchange and files with the SEC under CIK 1130144. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BSRR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SIERRA BANCORP directly from SEC EDGAR.

Revenue

Q1 2026

$38.6M

Net Income

Q1 2026

$12.5M

Free Cash Flow

Q1 2026

$11.0M

ROIC

Q1 2026

4.0%

D/E Ratio

Q1 2026

0.14

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+3.5% YoY

$34.8MFY 2023

FY20 $35.4MFY21 $43.0MFY22 $33.7MFY23 $34.8M

EPS (Diluted)

+5.4% YoY

$2.36FY 2023

FY20 $2.32FY21 $2.80FY22 $2.24FY23 $2.36

Total Assets

+3.4% YoY

$3.73BFY 2023

FY20 $3.22BFY21 $3.37BFY22 $3.61BFY23 $3.73B

Total Debt

+15.8% YoY

$436.9MFY 2023

FY20 $142.9MFY21 $156.1MFY22 $377.4MFY23 $436.9M

Op. Cash Flow

+58.6% YoY

$53.2MFY 2023

FY20 $40.0MFY21 $52.7MFY22 $33.6MFY23 $53.2M

Metric	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Net Income	$34.8M +3.5%	$33.7M -21.7%	$43.0M +21.4%	$35.4M -1.4%	$36.0M +21.2%	$29.7M
EPS (Diluted)	$2.36 +5.4%	$2.24 -20.0%	$2.80 +20.7%	$2.32 -0.4%	$2.33 +21.4%	$1.92
Total Assets	$3.73B +3.4%	$3.61B +7.0%	$3.37B +4.7%	$3.22B +24.2%	$2.59B +2.8%	$2.52B
Total Debt	$436.9M +15.8%	$377.4M +141.8%	$156.1M +9.2%	$142.9M +614.5%	$20.0M -64.3%	$56.1M
Operating Cash Flow	$53.2M +58.6%	$33.6M -36.2%	$52.7M +31.6%	$40.0M -14.4%	$46.7M +53.5%	$30.4M

AI Insight: BSRR Financial Trends

SIERRA BANCORP debt surged from $49M to $403M in Q4 2025 before dropping to $50M in Q1 2026, creating balance sheet volatility despite stable earnings.

• Net income remained relatively stable, ranging from $9M to $13M across all quarters with modest improvement in recent periods.

• Total debt spiked dramatically from $49M in Q3 2025 to $403M in Q4 2025, then fell to $50M in Q1 2026.

• Operating cash flow showed extreme volatility, swinging from negative $36M in Q2 2025 to positive $41M in Q1 2025.

⚠ Operating cash flow turned negative $36M in Q2 2025, the only negative quarter in the data set.

⚠ The massive Q4 2025 debt spike to $403M suggests potential one-time event or accounting adjustment requiring clarification.

AI Insight: BSRR Ratio Trends

Sierra Bancorp's ROE climbed to 13.8% in Q1 2026 from 10.3% in Q1 2025, though volatile quarterly returns and ROIC swings suggest inconsistent profitability.

• ROE improved from 10.3% in Q1 2025 to 13.8% in Q1 2026, showing year-over-year progress.

• ROA increased from 1.0% in Q1 2025 to 1.3% in Q1 2026, indicating better asset utilization.

• ROIC recovered to 16.2% in Q1 2026 from 12.2% in Q1 2025, signaling improved capital efficiency.

⚠ ROIC shows extreme volatility, plunging to 8.9% in Q4 2025 before rebounding to 16.2% in Q1 2026.

⚠ D/E ratio spiked to 1.10 in Q4 2025 before normalizing to 0.14 in Q1 2026, indicating temporary leverage stress.

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Available Research

13F Pro tracks comprehensive data for SIERRA BANCORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BSRR

BlackRock, Inc.
$42.2M1,244,911 sh
DIMENSIONAL FUND ADVISORS LP
$31.5M929,226 sh
VANGUARD CAPITAL MANAGEMENT LLC
$18.3M540,451 sh
PRIVATE MANAGEMENT GROUP INC
$17.8M524,224 sh
MANUFACTURERS LIFE INSURANCE COMPANY, THE
$12.2M359,946 sh
JANUS HENDERSON GROUP PLC
$11.7M344,133 sh
AMERICAN CENTURY COMPANIES INC
$10.2M301,865 sh
GEODE CAPITAL MANAGEMENT, LLC
$9.7M285,344 sh
STATE STREET CORP
$9.1M266,960 sh
FMR LLC
$7.3M215,497 sh

Fund	Value	Shares
BlackRock, Inc.	$42.2M	1,244,911
DIMENSIONAL FUND ADVISORS LP	$31.5M	929,226
VANGUARD CAPITAL MANAGEMENT LLC	$18.3M	540,451
PRIVATE MANAGEMENT GROUP INC	$17.8M	524,224
MANUFACTURERS LIFE INSURANCE COMPANY, THE	$12.2M	359,946
JANUS HENDERSON GROUP PLC	$11.7M	344,133
AMERICAN CENTURY COMPANIES INC	$10.2M	301,865
GEODE CAPITAL MANAGEMENT, LLC	$9.7M	285,344
STATE STREET CORP	$9.1M	266,960
FMR LLC	$7.3M	215,497

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Is BSRR a good stock to buy?

13F Pro's AI-powered analysis of SIERRA BANCORP (BSRR) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BSRR are available on the BSRR stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own BSRR?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BSRR. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SIERRA BANCORP's investment landscape.