What is the 13F Pro Quality Score for BLND?

13F Pro ranks Blend Labs, Inc. (BLND) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BLND's current score at https://13fpro.ai/research/BLND (free sign-up required for the full ranking).

Where does 13F Pro source BLND data?

All Blend Labs, Inc. fundamentals and ownership data come directly from SEC EDGAR. Blend Labs, Inc. files with the SEC under CIK 1855747. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BLND in?

Blend Labs, Inc. (BLND) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is BLND research updated on 13F Pro?

BLND's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Blend Labs, Inc.(BLND)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Technology →NYSE

Institutional-grade research for retail investors

SEC EDGAR: CIK 1855747 BLND stock profile & AI dashboard →

13F Pro Quality Score

24.1/100

Rank #2,597 of 2,879 stocks

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

15.2/100

Profitability

23.0/100

Balance Sheet

21.3/100

Earnings Quality

30.0/100

Free Cash Flow

50.9/100

Institutional Flow

15.7/100

Revenue Scale

19.5/100

Dilution Risk

8.1/100

BLND Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Blend Labs, Inc. (BLND), a Technology sector company. 13F Pro's AI-powered ranking engine scores BLND at 24.1/100 on a 32-signal composite quality model, placing it at rank #2,597 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include revenue growth (15.2) and institutional flow (15.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 8.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Blend Labs, Inc. reports quarterly revenue of $30.8M, net income of $-8.0M, an operating margin of -16.4%. Top institutional holders of BLND by reported 13-F value include Lightspeed Management Company, L.L.C., BlackRock,, CYPRESS POINT INVESTMENT MANAGEMENT, based on the most recent SEC filings. BLND trades on the NYSE exchange and files with the SEC under CIK 1855747. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BLND daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Blend Labs, Inc. directly from SEC EDGAR. Blend Labs, Inc.'s 13F Pro composite quality score has ranged between 8 and 41 since 2022, currently 24.1 — a declining long-term trajectory across 52 quarterly and live scoring snapshots.

✦

Fun facts about Blend Labs, Inc.

Quirks, history, and lore behind BLND — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. enterprise software company · small-cap · listed on NYSE · headquartered in San Francisco.
2
The Numbers
Annual revenue in the range of $150–200 million, and like many SaaS upstarts it has spent years burning cash chasing a path to profitability.
3
The History
Founded around 2012, it set out to modernize one of the most paper-heavy, fax-dependent industries in America — one where a single transaction could require hundreds of documents.
4
The Secret
Its platform sits right at the intersection of banks, lenders, and title companies, stitching together the chaotic back-office of mortgage origination into a single digital workflow.
5
The Lore
During the 2020–2021 refinancing boom, business absolutely exploded — then cooled just as fast when rising interest rates crushed mortgage volume across the industry.
6
The Giveaway
Its ticker literally rhymes with what it helps borrowers do: get a home loan — because this company's cloud platform powers the digital mortgage experience for lenders big and small.

▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q1 2026

$30.8M

Net Income

Q1 2026

$-8.0M

Free Cash Flow

Q1 2026

$6.2M

Operating Margin

Q1 2026

-16.4%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+0.3% YoY

$235.2MFY 2022

FY19 $50.7MFY20 $96.0MFY21 $234.5MFY22 $235.2M

Net Income

-323.8% YoY

$-720.2MFY 2022

FY19 $-81.5MFY20 $-74.6MFY21 $-169.9MFY22 $-720.2M

Operating Income

-278.3% YoY

$-746.2MFY 2022

FY19 $-81.7MFY20 $-75.3MFY21 $-197.2MFY22 $-746.2M

EPS (Diluted)

-152.3% YoY

$-3.28FY 2022

FY19 $-2.49FY20 $-1.89FY21 $-1.30FY22 $-3.28

Total Assets

-61.1% YoY

$432.8MFY 2022

FY19 —FY20 $215.7MFY21 $1.11BFY22 $432.8M

Total Debt

+1.4% YoY

$216.8MFY 2022

FY19 —FY20 $0.00FY21 $213.8MFY22 $216.8M

Op. Cash Flow

-49.3% YoY

$-190.4MFY 2022

FY19 $-58.9MFY20 $-65.0MFY21 $-127.5MFY22 $-190.4M

Metric	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Revenue	$235.2M +0.3%	$234.5M +144.2%	$96.0M +89.5%	$50.7M	—
Net Income	$-720.2M -323.8%	$-169.9M -127.7%	$-74.6M +8.4%	$-81.5M	—
Operating Income	$-746.2M -278.3%	$-197.2M -162.0%	$-75.3M +7.9%	$-81.7M	—
EPS (Diluted)	$-3.28 -152.3%	$-1.30 +31.2%	$-1.89 +24.1%	$-2.49	—
Total Assets	$432.8M -61.1%	$1.11B +415.6%	$215.7M	—	—
Total Debt	$216.8M +1.4%	$213.8M	$0.00	—	—
Operating Cash Flow	$-190.4M -49.3%	$-127.5M -96.1%	$-65.0M -10.3%	$-58.9M	—

AI Insight: BLND Financial Trends

BLND's revenue declined from $33M in Q3 2025 to $31M in Q1 2026, while equity deteriorated sharply to -$56M despite debt-free balance sheet.

• Revenue fell from $33M in Q3 2025 to $31M in Q1 2026 after peaking at $68M in Q3 2024.

• Operating losses persisted at -$5M for four consecutive quarters through Q1 2026.

• Company maintains zero debt across all periods, providing financial flexibility.

⚠ Equity plunged from -$12M in Q3 2025 to -$56M in Q1 2026, signaling severe balance sheet deterioration.

⚠ Operating cash flow turned positive to $7M in Q1 2026 from -$3M in Q3 2025.

AI Insight: BLND Ratio Trends

Operating losses persist with margin deteriorating from -13.9% in Q4 2025 to -16.4% in Q1 2026.

• Operating margin improved dramatically from -45.7% in Q2 2024 to -13.9% in Q4 2025.

• Net profit margin turned positive at 38.1% in Q3 2025 before reverting to -26.1% loss in Q1 2026.

• ROA showed similar volatility, reaching 26.4% in Q3 2025 then declining to -20.0% in Q1 2026.

⚠ Operating margin deteriorated sequentially from -13.9% in Q4 2025 to -16.4% in Q1 2026.

⚠ Profitability remains highly volatile with sharp swings between positive and negative margins quarter-to-quarter.

Get alerted when BLND's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Blend Labs, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BLND

Lightspeed Management Company, L.L.C.
$39.3M23,127,237 sh
BlackRock, Inc.
$27.7M16,287,185 sh
CYPRESS POINT INVESTMENT MANAGEMENT LP
$24.7M14,537,172 sh
Haveli Investment Management LLC
$18.4M10,848,873 sh
VANGUARD CAPITAL MANAGEMENT LLC
$16.4M9,652,446 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$11.4M6,702,947 sh
Capricorn Fund Managers Ltd
$11.0M6,499,507 sh
Whitebark Investors LP
$10.8M6,343,497 sh
STATE STREET CORP
$10.7M6,298,310 sh
GEODE CAPITAL MANAGEMENT, LLC
$8.2M4,840,390 sh

Fund	Value	Shares
Lightspeed Management Company, L.L.C.	$39.3M	23,127,237
BlackRock, Inc.	$27.7M	16,287,185
CYPRESS POINT INVESTMENT MANAGEMENT LP	$24.7M	14,537,172
Haveli Investment Management LLC	$18.4M	10,848,873
VANGUARD CAPITAL MANAGEMENT LLC	$16.4M	9,652,446
VANGUARD PORTFOLIO MANAGEMENT LLC	$11.4M	6,702,947
Capricorn Fund Managers Ltd	$11.0M	6,499,507
Whitebark Investors LP	$10.8M	6,343,497
STATE STREET CORP	$10.7M	6,298,310
GEODE CAPITAL MANAGEMENT, LLC	$8.2M	4,840,390

More Technology Companies

View all Technology →

AGILENT TECHNOLOGIES, INC.

AAOI

APPLIED OPTOELECTRONICS, INC.

AAPL

Apple Inc.

ABNB

Airbnb, Inc.

ACCL

Acco Group Holdings Ltd

ACCS

ACCESS Newswire Inc.

ACFN

ACORN ENERGY, INC.

ACIW

ACI WORLDWIDE, INC.

Put BLND on your watchlist

Track score changes the day Blend Labs, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is BLND a good stock to buy?

13F Pro's AI-powered analysis of Blend Labs, Inc. (BLND) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BLND are available on the BLND stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own BLND?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BLND. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Blend Labs, Inc.'s investment landscape.