13F Pro Quality Score

62.0/100

Rank #769 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

38.7/100

Profitability

61.4/100

Balance Sheet

81.6/100

Earnings Quality

28.5/100

Free Cash Flow

69.0/100

Institutional Flow

39.6/100

Revenue Scale

79.0/100

Dilution Risk

82.1/100

BLD Stock Analysis & AI Quality Score

AI stock analysis and institutional research for QXO Insulation, LLC (BLD), a Industrials sector company. 13F Pro's AI-powered ranking engine scores BLD at 62.0/100 on a 32-signal composite quality model, placing it at rank #769 of 2,879 stocks — the top half of the AI-ranked universe. BLD scores in the top quartile across balance sheet strength (81.6), revenue scale (79.0). Areas of concern include earnings quality (28.5) and revenue growth (38.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), QXO Insulation, LLC reports quarterly revenue of $1.4B, net income of $104.8M, an operating margin of 12.1%. Top institutional holders of BLD by reported 13-F value include Capital Research Global Investors, BlackRock,, FMR, based on the most recent SEC filings. BLD trades on the NYSE exchange and files with the SEC under CIK 1633931. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BLD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for QXO Insulation, LLC directly from SEC EDGAR. QXO Insulation, LLC's 13F Pro composite quality score has ranged between 8 and 77 since 2021, currently 62.0 — a declining long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about TopBuild Corp

Quirks, history, and lore behind BLD — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. industrials company · listed on the NYSE · headquartered in Florida · serves the residential and commercial construction market.
  • 2
    The Numbers
    Annual revenue in the range of $4–5 billion, with operating margins that make peers jealous — hovering well above 20% in recent years.
  • 3
    The History
    Spun off from Masco Corporation in 2017, it hit the ground running as an independent company and quickly became the largest player in its niche.
  • 4
    The Secret
    It sits at a near-duopoly with one main rival, together controlling the lion's share of U.S. insulation installation services — a boring business with brilliant economics.
  • 5
    The Lore
    When the housing market booms, this company prints money; it operates through two main segments — installer services and specialty distribution — blanketing America one attic at a time.
  • 6
    The Giveaway
    The largest installer of insulation in the United States, its ticker is three letters that also happen to be the NYSE abbreviation for building — and that's exactly what it helps America do.
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Revenue

Q1 2026

$1.4B

Net Income

Q1 2026

$104.8M

Free Cash Flow

Q1 2026

$146.7M

Operating Margin

Q1 2026

12.1%

D/E Ratio

Q1 2026

1.20

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+2.6% YoY
$5.33BFY 2024
FY21 $3.49BFY22 $5.01BFY23 $5.19BFY24 $5.33B

Net Income

+1.4% YoY
$622.6MFY 2024
FY21 $324.0MFY22 $556.0MFY23 $614.3MFY24 $622.6M

Operating Income

+0.9% YoY
$886.3MFY 2024
FY21 $476.4MFY22 $797.2MFY23 $878.8MFY24 $886.3M

EPS (Diluted)

+5.0% YoY
$20.29FY 2024
FY21 $9.78FY22 $17.14FY23 $19.33FY24 $20.29

Total Assets

-8.3% YoY
$4.74BFY 2024
FY21 $4.26BFY22 $4.61BFY23 $5.16BFY24 $4.74B

Total Debt

-2.9% YoY
$1.42BFY 2024
FY21 $1.53BFY22 $1.50BFY23 $1.47BFY24 $1.42B

Op. Cash Flow

-8.6% YoY
$776.0MFY 2024
FY21 $403.0MFY22 $495.8MFY23 $849.4MFY24 $776.0M

AI Insight: BLD Financial Trends

Revenue growth masks deteriorating profitability and sharply elevated leverage since mid-2025.

Revenue grew 5.9% from Q2 2024 ($1,366M) to Q1 2026 ($1,446M), but operating income fell 16.7% over same span.

Net income collapsed 30.5% from Q2 2024 ($151M) to Q1 2026 ($105M) despite top-line gains.

Total debt surged 100.6% from Q1 2025 ($1,418M) to Q3 2025 ($2,924M), then stabilized ~$2.9B through Q1 2026.

Operating margin compressed from 17.1% (Q2 2024) to 12.1% (Q1 2026) — steepest decline in latest quarter.

Debt-to-equity ratio doubled from 0.61x (Q1 2025) to 1.20x (Q1 2026); monitor refinancing risk and covenant headroom.

Operating cash flow declined 79% from $266M (Q4 2024) to $161M (Q1 2026) despite stable/growing revenue.

AI Insight: BLD Ratio Trends

Operating margin and ROIC have compressed sharply since Q3 2024, with leverage nearly doubling and returns on equity down 46% year-over-year.

OpMargin fell from 17.8% in Q3 2024 to 12.1% in Q1 2026—a 570bp decline. NPM compressed similarly from 12.3% to 7.2%.

ROIC contracted from 27.5% in Q3 2024 to 13.2% in Q1 2026. ROE declined from 32.0% to 17.4% over the same period.

Debt-to-equity doubled from 0.61 in Q2 2024 to 1.20 in TTM 2026, with peak leverage of 1.31 in Q3 2025.

Profitability has stabilized at low levels (12.1% OpMargin, 7.2% NPM) in last two quarters; monitor for reversal or further deterioration.

ROA fell to 6.2% in Q1 2026, lowest in dataset. Asset efficiency and leverage management remain critical near-term risks.

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Available Research

13F Pro tracks comprehensive data for QXO Insulation, LLC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of BLD

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Is BLD a good stock to buy?

13F Pro's AI-powered analysis of QXO Insulation, LLC (BLD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BLD are available on the BLD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own BLD?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BLD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of QXO Insulation, LLC's investment landscape.