BILL Holdings, Inc.(BILL)Stock Analysis
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Rank #1,211 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
BILL Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for BILL Holdings, Inc. (BILL), a Technology sector company. 13F Pro's AI-powered ranking engine scores BILL at 56.0/100 on a 32-signal composite quality model, placing it at rank #1,211 of 2,961 stocks — the top half of the AI-ranked universe. BILL scores in the top quartile across earnings quality (94.2), free cash flow (78.6). Areas of concern include profitability (29.0) and balance sheet strength (34.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 12.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BILL Holdings, Inc. reports quarterly revenue of $436.2M, net income of $-18.5M, an operating margin of -7.8%. Top institutional holders of BILL by reported 13-F value include BlackRock, ER Collective, Starboard Value, based on the most recent SEC filings. BILL trades on the NYSE exchange and files with the SEC under CIK 1786352. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BILL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BILL Holdings, Inc. directly from SEC EDGAR. BILL Holdings, Inc.'s 13F Pro composite quality score has ranged between 49 and 65 since 2023, currently 56.0 — an improving long-term trajectory across 59 quarterly and live scoring snapshots.
Revenue
Q2 2026
$436.2M
Net Income
Q2 2026
$-18.5M
Free Cash Flow
Q2 2026
$110.6M
Operating Margin
Q2 2026
-7.8%
ROIC
Q2 2026
-2.5%
D/E Ratio
Q2 2026
0.52
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+13.0% YoYNet Income
-147.2% YoYOperating Income
+8.9% YoYEPS (Diluted)
-57.1% YoYTotal Assets
+1.5% YoYTotal Debt
+7.1% YoYOp. Cash Flow
+18.6% YoYFree Cash Flow
+19.1% YoY| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $1.65B +13.0% | $1.46B +13.4% | $1.29B +21.9% | $1.06B +64.9% | $642.0M +169.4% | $238.3M |
| Net Income | $-11.2M -147.2% | $23.8M +182.4% | $-28.9M +87.1% | $-223.7M +31.4% | $-326.4M -230.6% | $-98.7M |
| Operating Income | $-73.4M +8.9% | $-80.6M +53.7% | $-174.2M +41.1% | $-295.8M +6.6% | $-316.8M -178.0% | $-114.0M |
| EPS (Diluted) | $-0.11 -57.1% | $-0.07 +74.1% | $-0.27 +87.2% | $-2.11 +34.3% | $-3.21 -169.7% | $-1.19 |
| Total Assets | $10.22B +1.5% | $10.06B +9.6% | $9.18B -4.7% | $9.64B +4.1% | $9.26B +55.1% | $5.97B |
| Total Debt | $1.84B +7.1% | $1.71B +87.6% | $914.0M -50.3% | $1.84B +3.8% | $1.77B +79.2% | $989.4M |
| Operating Cash Flow | $415.8M +18.6% | $350.6M +25.8% | $278.8M +48.5% | $187.8M +1137.8% | $-18.1M -491.4% | $4.6M |
| Free Cash Flow | $412.5M +19.1% | $346.3M +24.7% | $277.8M +54.2% | $180.2M +867.7% | $-23.5M -64.4% | $-14.3M |
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13F Pro tracks comprehensive data for BILL Holdings, Inc. including:
Top Institutional Holders of BILL
BlackRock, Inc.
$315.9M8,735,197 shER Collective Holdings, LLC
$308.0M8,518,300 shStarboard Value LP
$254.1M7,025,748 shVANGUARD PORTFOLIO MANAGEMENT LLC
$205.7M5,688,580 shAMERIPRISE FINANCIAL INC
$201.1M5,558,053 shSOROS FUND MANAGEMENT LLC
$181.4M209,679,000 shSenvest Management, LLC
$148.4M4,102,668 shVANGUARD CAPITAL MANAGEMENT LLC
$142.2M3,933,392 shSONA ASSET MANAGEMENT (US) LLC
$129.7M150,078,000 shWELLINGTON MANAGEMENT GROUP LLP
$128.8M3,562,810 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $315.9M | 8,735,197 |
| ER Collective Holdings, LLC | $308.0M | 8,518,300 |
| Starboard Value LP | $254.1M | 7,025,748 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $205.7M | 5,688,580 |
| AMERIPRISE FINANCIAL INC | $201.1M | 5,558,053 |
| SOROS FUND MANAGEMENT LLC | $181.4M | 209,679,000 |
| Senvest Management, LLC | $148.4M | 4,102,668 |
| VANGUARD CAPITAL MANAGEMENT LLC | $142.2M | 3,933,392 |
| SONA ASSET MANAGEMENT (US) LLC | $129.7M | 150,078,000 |
| WELLINGTON MANAGEMENT GROUP LLP | $128.8M | 3,562,810 |
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Popular Research
Is BILL a good stock to buy?
13F Pro's AI-powered analysis of BILL Holdings, Inc. (BILL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BILL are available on the BILL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BILL is classified as a mid company.
Which hedge funds own BILL?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BILL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BILL Holdings, Inc.'s investment landscape.