BETRBetter Home & Finance Holding Co(BETR)Stock Analysis

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FinancialsNasdaqsmall
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SEC EDGAR: CIK 1835856BETR stock profile & AI dashboard →

13F Pro Quality Score

43.2/100

Rank #1,979 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

90.7/100

Profitability

7.8/100

Balance Sheet

14.8/100

Earnings Quality

6.2/100

Free Cash Flow

7.2/100

Institutional Flow

87.5/100

Revenue Scale

23.4/100

Dilution Risk

14.0/100
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BETR Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Better Home & Finance Holding Co (BETR), a Financials sector company. 13F Pro's AI-powered ranking engine scores BETR at 43.2/100 on a 32-signal composite quality model, placing it at rank #1,979 of 2,962 stocks — the bottom half of the AI-ranked universe. BETR scores in the top quartile across revenue growth (90.7), institutional flow (87.5). Areas of concern include earnings quality (6.2) and free cash flow (7.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 14.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Better Home & Finance Holding Co reports quarterly revenue of $54.7M, net income of $-30.6M, an operating margin of -57.4%. Top institutional holders of BETR by reported 13-F value include BlackRock, SOFTBANK GROUP, FRONTIER CAPITAL MANAGEMENT, based on the most recent SEC filings. BETR trades on the Nasdaq exchange and files with the SEC under CIK 1835856. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BETR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Better Home & Finance Holding Co directly from SEC EDGAR. Better Home & Finance Holding Co's 13F Pro composite quality score has ranged between 7 and 43 since 2025, currently 43.2 — an improving long-term trajectory across 52 quarterly and live scoring snapshots.

Fun facts about Better Home & Finance Holding Co

Quirks, history, and lore behind BETR — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · small-cap · listed on Nasdaq · headquartered in New York.
  • 2
    The Numbers
    Revenue is measured in the tens of millions — not billions — and the company has spent much of its public life burning cash while chasing mortgage market share.
  • 3
    The History
    Founded in the 2010s as a tech-forward challenger to traditional mortgage lenders, it rode the pandemic refinancing boom hard before rates turned against it.
  • 4
    The Secret
    It went public via a SPAC merger — a route that let it skip the traditional IPO gauntlet — and landed on the exchange with considerable fanfare and considerable losses.
  • 5
    The Lore
    Its founder famously clashed with the board, got ousted, then fought his way back into the CEO seat — a corporate drama that made headlines well beyond the mortgage industry.
  • 6
    The Giveaway
    An online mortgage lender whose name promises a better home — and whose turbulent path to Wall Street was anything but smooth.
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Revenue

Q2 2026

$54.7M

Net Income

Q2 2026

$-30.6M

Free Cash Flow

Q2 2026

$23.4M

Operating Margin

Q2 2026

-57.4%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+52.0% YoY
$164.9MFY 2025
FY22 $378.0MFY23 $72.3MFY24 $108.5MFY25 $164.9M

Net Income

+19.6% YoY
$-165.9MFY 2025
FY22 $-877.1MFY23 $-536.4MFY24 $-206.3MFY25 $-165.9M

Operating Income

FY 2025
FY22 $-858.9MFY23 $-291.3MFY24 FY25

EPS (Diluted)

+20.9% YoY
$-10.80FY 2025
FY22 $-3.01FY23 $-58.09FY24 $-13.65FY25 $-10.80

Total Assets

+64.9% YoY
$1.51BFY 2025
FY22 $1.09BFY23 $905.6MFY24 $913.1MFY25 $1.51B

Op. Cash Flow

+56.2% YoY
$-166.6MFY 2025
FY22 $938.3MFY23 $-159.7MFY24 $-380.0MFY25 $-166.6M

Free Cash Flow

+56.2% YoY
$-167.8MFY 2025
FY22 $926.5MFY23 $-160.2MFY24 $-383.4MFY25 $-167.8M

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Available Research

13F Pro tracks comprehensive data for Better Home & Finance Holding Co including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is BETR a good stock to buy?

13F Pro's AI-powered analysis of Better Home & Finance Holding Co (BETR) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BETR are available on the BETR stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BETR is classified as a small company.

Which hedge funds own BETR?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BETR. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Better Home & Finance Holding Co's investment landscape.