What is the 13F Pro Quality Score for ALKT?

13F Pro ranks ALKAMI TECHNOLOGY, INC. (ALKT) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View ALKT's current score at https://13fpro.ai/research/ALKT (free sign-up required for the full ranking).

Which hedge funds own the most ALKT stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of ALKT include GENERAL ATLANTIC, L.P., North Reef Capital Management, BlackRock,. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/ALKT as soon as new 13F filings post.

Where does 13F Pro source ALKT data?

All ALKAMI TECHNOLOGY, INC. fundamentals and ownership data come directly from SEC EDGAR. ALKAMI TECHNOLOGY, INC. files with the SEC under CIK 1529274. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is ALKT in?

ALKAMI TECHNOLOGY, INC. (ALKT) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is ALKT research updated on 13F Pro?

ALKT's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

ALKAMI TECHNOLOGY, INC.(ALKT)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Technology →Nasdaq

Institutional-grade research for retail investors

SEC EDGAR: CIK 1529274 ALKT stock profile & AI dashboard →

13F Pro Quality Score

46.1/100

Rank #1,685 of 2,879 stocks

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

86.6/100

Profitability

26.6/100

Balance Sheet

23.4/100

Earnings Quality

30.0/100

Free Cash Flow

60.5/100

Institutional Flow

76.0/100

Revenue Scale

33.7/100

Dilution Risk

10.9/100

ALKT Stock Analysis & AI Quality Score

AI stock analysis and institutional research for ALKAMI TECHNOLOGY, INC. (ALKT), a Technology sector company. 13F Pro's AI-powered ranking engine scores ALKT at 46.1/100 on a 32-signal composite quality model, placing it at rank #1,685 of 2,879 stocks — the bottom half of the AI-ranked universe. ALKT scores in the top quartile across revenue growth (86.6), institutional flow (76.0). Areas of concern include balance sheet strength (23.4) and profitability (26.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 10.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2025), ALKAMI TECHNOLOGY, INC. reports quarterly revenue of $120.8M, net income of $-11.4M, an operating margin of -7.9%. Top institutional holders of ALKT by reported 13-F value include GENERAL ATLANTIC, L.P., North Reef Capital Management, BlackRock,, based on the most recent SEC filings. ALKT trades on the Nasdaq exchange and files with the SEC under CIK 1529274. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ALKT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ALKAMI TECHNOLOGY, INC. directly from SEC EDGAR. ALKAMI TECHNOLOGY, INC.'s 13F Pro composite quality score has ranged between 8 and 77 since 2022, currently 46.1 — an improving long-term trajectory across 52 quarterly and live scoring snapshots.

✦

Fun facts about ALKAMI TECHNOLOGY, INC.

Quirks, history, and lore behind ALKT — the kind of stuff that makes a stock memorable.

1
The Basics
A software-as-a-service company · small-cap · listed on Nasdaq · headquartered in Texas.
2
The Numbers
Annual revenue in the low hundreds of millions of dollars, with a client base of over 200 financial institutions collectively serving tens of millions of end users.
3
The History
Founded in the early 2000s, it went public in 2021 and has grown by convincing banks and credit unions to ditch clunky legacy systems for its cloud-native platform.
4
The Secret
It doesn't serve consumers directly — it sells to community and regional banks and credit unions, powering the digital banking experience those institutions offer their own customers.
5
The Lore
Its pitch is essentially: big-bank digital features for the little guys — letting a small-town credit union offer an app that rivals what JPMorgan Chase deploys.
6
The Giveaway
Its name sounds like a portmanteau of "alkaline" and "kami", but it's really just a made-up word for a company that keeps community financial institutions digitally competitive.

▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q4 2025

$120.8M

Net Income

Q4 2025

$-11.4M

Free Cash Flow

Q4 2025

$16.2M

Operating Margin

Q4 2025

-7.9%

ROIC

Q4 2025

-2.6%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+32.9% YoY

$443.6MFY 2025

FY22 $204.3MFY23 $264.8MFY24 $333.8MFY25 $443.6M

Net Income

-16.7% YoY

$-47.7MFY 2025

FY22 $-58.6MFY23 $-62.9MFY24 $-40.8MFY25 $-47.7M

Operating Income

-20.2% YoY

$-53.6MFY 2025

FY22 $-57.7MFY23 $-63.7MFY24 $-44.6MFY25 $-53.6M

EPS (Diluted)

-12.2% YoY

$-0.46FY 2025

FY22 $-0.64FY23 $-0.67FY24 $-0.41FY25 $-0.46

Total Assets

+93.8% YoY

$847.2MFY 2025

FY22 $488.9MFY23 $399.8MFY24 $437.3MFY25 $847.2M

Total Debt

—FY 2025

FY22 $87.8MFY23 $0.00FY24 —FY25 —

Op. Cash Flow

+130.7% YoY

$42.9MFY 2025

FY22 $-38.0MFY23 $-17.5MFY24 $18.6MFY25 $42.9M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$443.6M +32.9%	$333.8M +26.1%	$264.8M +29.6%	$204.3M +34.2%	$152.2M +35.7%	$112.1M
Net Income	$-47.7M -16.7%	$-40.8M +35.1%	$-62.9M -7.4%	$-58.6M -25.2%	$-46.8M +8.8%	$-51.4M
Operating Income	$-53.6M -20.2%	$-44.6M +29.9%	$-63.7M -10.4%	$-57.7M -34.4%	$-42.9M -22.3%	$-35.1M
EPS (Diluted)	$-0.46 -12.2%	$-0.41 +38.8%	$-0.67 -4.7%	$-0.64 +12.3%	$-0.73 +19.4%	$-0.91
Total Assets	$847.2M +93.8%	$437.3M +9.4%	$399.8M -18.2%	$488.9M +12.0%	$436.5M +75.2%	$249.2M
Total Debt	—	—	$0.00 -100.0%	$87.8M +235.3%	$26.2M +3.9%	$25.2M
Operating Cash Flow	$42.9M +130.7%	$18.6M +206.3%	$-17.5M +54.0%	$-38.0M -31.4%	$-29.0M +24.1%	$-38.1M

AI Insight: ALKT Financial Trends

Revenue accelerated 60% year-over-year in Q4 2025 to $121M, but operating losses persist despite the strong top-line growth.

• Revenue surged from $76M in Q1 2024 to $121M in Q4 2025, representing 59% growth over eight quarters.

• Operating losses widened from -$12M in Q1 2024 to -$15M in Q1 2025 before improving to -$9M in Q4 2025.

• Operating cash flow turned volatile, swinging from $31M in Q3 2025 to $17M in Q4 2025 after being negative in Q1 2025.

⚠ Net losses remained persistent at -$11M in Q4 2025 despite revenue scale expansion throughout the period.

⚠ Operating cash flow volatility with negative -$6M in Q1 2025 raises questions about cash generation consistency.

AI Insight: ALKT Ratio Trends

Operating margin improved from -16.2% in Q1 2024 to -7.9% in Q4 2025, showing steady progress toward profitability despite persistent losses.

• Operating margin expanded 8.3pp from Q1 2024's -16.2% to Q4 2025's -7.9%.

• Net profit margin improved from -15.0% in Q1 2024 to -9.5% in Q4 2025.

• ROIC recovered from -18.4% in Q1-Q2 2025 to -10.5% in Q4 2025.

⚠ ROE deteriorated from -8.6% in Q4 2024 to -12.6% in Q4 2025 despite operational improvements.

⚠ Company remains unprofitable across all metrics despite two-year improvement trajectory.

Get alerted when ALKT's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for ALKAMI TECHNOLOGY, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of ALKT

GENERAL ATLANTIC, L.P.
$240.3M15,337,495 sh
North Reef Capital Management LP
$119.9M7,650,000 sh
BlackRock, Inc.
$92.2M5,885,203 sh
JANA Partners Management, LP
$85.1M5,431,388 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$73.4M4,682,285 sh
JANUS HENDERSON GROUP PLC
$60.4M3,855,334 sh
UBS Group AG
$58.1M3,704,618 sh
VANGUARD CAPITAL MANAGEMENT LLC
$50.2M3,201,488 sh
Algebris (UK) Ltd
$48.9M3,127,039 sh
Irenic Capital Management LP
$41.9M2,675,151 sh

Fund	Value	Shares
GENERAL ATLANTIC, L.P.	$240.3M	15,337,495
North Reef Capital Management LP	$119.9M	7,650,000
BlackRock, Inc.	$92.2M	5,885,203
JANA Partners Management, LP	$85.1M	5,431,388
VANGUARD PORTFOLIO MANAGEMENT LLC	$73.4M	4,682,285
JANUS HENDERSON GROUP PLC	$60.4M	3,855,334
UBS Group AG	$58.1M	3,704,618
VANGUARD CAPITAL MANAGEMENT LLC	$50.2M	3,201,488
Algebris (UK) Ltd	$48.9M	3,127,039
Irenic Capital Management LP	$41.9M	2,675,151

More Technology Companies

View all Technology →

AGILENT TECHNOLOGIES, INC.

AAOI

APPLIED OPTOELECTRONICS, INC.

AAPL

Apple Inc.

ABNB

Airbnb, Inc.

ACCL

Acco Group Holdings Ltd

ACCS

ACCESS Newswire Inc.

ACFN

ACORN ENERGY, INC.

ACIW

ACI WORLDWIDE, INC.

Put ALKT on your watchlist

Track score changes the day ALKAMI TECHNOLOGY, INC. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is ALKT a good stock to buy?

13F Pro's AI-powered analysis of ALKAMI TECHNOLOGY, INC. (ALKT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ALKT are available on the ALKT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own ALKT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ALKT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ALKAMI TECHNOLOGY, INC.'s investment landscape.