What is the 13F Pro Quality Score for AII?

13F Pro ranks American Integrity Insurance Group, Inc. (AII) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View AII's current score at https://13fpro.ai/company/AII (free sign-up required for the full ranking).

Which hedge funds own the most AII stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of AII include Boston Partners, WASATCH ADVISORS, Mink Brook Asset Management. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/AII as soon as new 13F filings post.

Where does 13F Pro source AII data?

All American Integrity Insurance Group, Inc. fundamentals and ownership data come directly from SEC EDGAR. American Integrity Insurance Group, Inc. files with the SEC under CIK 2007587. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is AII in?

American Integrity Insurance Group, Inc. (AII) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives AII's revenue?

Per American Integrity Insurance Group, Inc.'s latest 10-Q filed with the SEC on 2026-08-13, the biggest revenue drivers are: Net premiums earned ($104.7M, +58.2% YoY); Net investment income ($6.3M, +30.8% YoY); Policy fees ($3.7M, +25.1% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/AII.

What are AII's largest expenses?

American Integrity Insurance Group, Inc.'s latest 10-Q reports these as the largest expense items: Losses and loss adjustment expenses, net ($33.2M, +56.5% YoY); General and administrative expenses ($18.2M, -20.7% YoY); Policy acquisition expenses ($17.4M, +177.2% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is AII research updated on 13F Pro?

AII's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

American Integrity Insurance Group, Inc.(AII)Stock Analysis

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13F Pro Quality Score

63.2/100

Rank #654 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

84.2/100

Profitability

81.6/100

Balance Sheet

71.8/100

Earnings Quality

78.4/100

Free Cash Flow

94.5/100

Institutional Flow

15.0/100

Revenue Scale

31.3/100

Dilution Risk

28.4/100

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Why AII Scores 63/100

exact factor attribution · 2026-09-11

AII's composite is driven by revenue growth and free cash flow, held back by scale and institutional flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+9.1 pts

84th pct

Free cash flow

+6.7 pts

95th pct

Profitability

+6.3 pts

82th pct

Capital efficiency

+2.9 pts

72th pct

Earnings quality

+2.8 pts

78th pct

Earnings growth

+2.4 pts

85th pct

Shareholder dilution

-1.4 pts

28th pct

Institutional flow

-2.3 pts

15th pct

Scale

-3.7 pts

31th pct

Latest change (2026-08-13): 77 → 72 · ↓ Revenue growth 98→88; ↓ Capital efficiency 82→72

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

AII Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for American Integrity Insurance Group, Inc. (AII), a Financials sector company. 13F Pro's AI-powered ranking engine scores AII at 63.2/100 on a 32-signal composite quality model, placing it at rank #654 of 2,961 stocks — the top 25% of the AI-ranked universe. AII scores in the top quartile across free cash flow (94.5), revenue growth (84.2), profitability (81.6). Areas of concern include institutional flow (15.0) and revenue scale (31.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 28.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), American Integrity Insurance Group, Inc. reports quarterly revenue of $115.2M, net income of $34.1M, an operating margin of 40.3%. Top institutional holders of AII by reported 13-F value include Boston Partners, WASATCH ADVISORS, Mink Brook Asset Management, based on the most recent SEC filings. AII trades on the NYSE exchange and files with the SEC under CIK 2007587. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AII daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for American Integrity Insurance Group, Inc. directly from SEC EDGAR. American Integrity Insurance Group, Inc.'s 13F Pro composite quality score has ranged between 63 and 72 since 2026, currently 63.2 — a declining long-term trajectory across 47 quarterly and live scoring snapshots.

✦

Fun facts about American Integrity Insurance Group, Inc.

Quirks, history, and lore behind AII — the kind of stuff that makes a stock memorable.

1
The Basics
A property and casualty insurer · small-cap · listed on NYSE · headquartered in Florida.
2
The Numbers
Writes roughly $1 billion or more in premiums annually, serving a state where the average homeowner's insurance bill is among the highest in the nation.
3
The History
Founded in the 2000s in the wake of a wave of national carriers fleeing Florida after catastrophic hurricane seasons left the market wide open.
4
The Secret
Its entire business model is a bet on one state — it focuses almost exclusively on Florida homeowners insurance, which is either brave or terrifying depending on the hurricane season.
5
The Lore
Operating in a market so volatile that Citizens Property Insurance (the state-run insurer of last resort) is effectively its main competitor — and yet it keeps writing policies.
6
The Giveaway
Its name literally promises American Integrity — fitting for a Florida-only homeowners insurer whose ticker is AII and whose customers really, really hope it means it.

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What's Driving AII's Business? Latest 10-Q Breakdown

✓ 32/32 datapoints verified

AI-extracted from American Integrity Insurance Group, Inc.'s 10-Q filed 2026-08-13 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Q2 FY2026 revenue rose 55% YoY to $115.2M as net premiums earned jumped 58% on a cut to quota share reinsurance ceding, driving the combined ratio down to 63.4% from 72.9% and net income up 24% to $34.1M.

Biggest Revenue Drivers

Net premiums earned$104.7M+58.2% YoY

Higher gross premiums earned plus lower ceded premiums earned from the reduction of the non-catastrophe quota share arrangement.

Net investment income$6.3M+30.8% YoY

Increase in invested assets driven by increased in-force premiums and IPO proceeds.

Biggest Revenue Drivers

Total revenue: $115.2M+55% YoY

Net premiums earned$104.7M+58.2% YoY

Higher gross premiums earned plus lower ceded premiums earned from the reduction of the non-catastrophe quota share arrangement.

Net investment income$6.3M+30.8% YoY

Increase in invested assets driven by increased in-force premiums and IPO proceeds.

Policy fees$3.7M+25.1% YoY

Increase in policies written during the quarter.

Other income$0.5M+$0.4M YoY

Largest Expense Items

Losses and loss adjustment expenses, net$33.2M+56.5% YoY

Higher net premiums earned and reduction of non-catastrophe quota share reinsurance from 40% to 25% on January 1, 2026.

General and administrative expenses$18.2M-20.7% YoY

Absence of one-time IPO-related expenses incurred in the prior-year quarter.

Policy acquisition expenses$17.4M+177.2% YoY

More policies written, less ceding commission from the quota share reduction, and the prior-year quarter benefiting from low-cost Citizens take-outs.

Margins: Combined ratio improved to 63.4% from 72.9% YoY as the expense ratio fell to 32.8% (from 42.3%) on the absence of one-time IPO costs, while the loss ratio held flat at 30.6%.

Watch Items from the Filing

Florida represented 92.0% of policies in-force as of June 30, 2026, concentrating the book's exposure to hurricane and legislative/regulatory risk in a single state.
Cutting the quota share ceding commission from 40% to 25% effective January 1, 2026 raised retained premiums but also increased ceded-back losses and acquisition/G&A expenses, complicating period-over-period comparisons.
Management expects Citizens take-outs to be a smaller share of gross premiums written in 2026 versus 2024-2025, removing a prior growth and margin tailwind.
The company disclosed an immaterial prior-period revision to unearned ceding commission and reinsurance payable as of December 31, 2025 and March 31, 2026.
No single customer represents more than 10% of revenue, limiting customer concentration risk.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$115.2M

Net Income

Q2 2026

$34.1M

Free Cash Flow

Q2 2026

$119.8M

Operating Margin

Q2 2026

40.3%

ROIC

Q2 2026

50.2%

D/E Ratio

Q2 2026

0.00

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+35.3% YoY

$276.5MFY 2025

FY23 —FY24 $204.4MFY25 $276.5M

Net Income

+150.7% YoY

$99.6MFY 2025

FY23 —FY24 $39.7MFY25 $99.6M

EPS (Diluted)

+91.5% YoY

$5.65FY 2025

FY23 —FY24 $2.95FY25 $5.65

Total Assets

+2.7% YoY

$1.23BFY 2025

FY23 —FY24 $1.20BFY25 $1.23B

Total Debt

-28.5% YoY

$1.0MFY 2025

FY23 —FY24 $1.4MFY25 $1.0M

Op. Cash Flow

-7.2% YoY

$138.2MFY 2025

FY23 —FY24 $148.9MFY25 $138.2M

Free Cash Flow

-9.8% YoY

$133.2MFY 2025

FY23 —FY24 $147.6MFY25 $133.2M

Metric	FY 2025	FY 2024	FY 2023
Revenue	$276.5M +35.3%	$204.4M	—
Net Income	$99.6M +150.7%	$39.7M	—
EPS (Diluted)	$5.65 +91.5%	$2.95	—
Total Assets	$1.23B +2.7%	$1.20B	—
Total Debt	$1.0M -28.5%	$1.4M	—
Operating Cash Flow	$138.2M -7.2%	$148.9M	—
Free Cash Flow	$133.2M -9.8%	$147.6M	—

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Available Research

13F Pro tracks comprehensive data for American Integrity Insurance Group, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of AII

Boston Partners
$28.8M1,527,196 sh
WASATCH ADVISORS LP
$23.7M1,260,169 sh
Mink Brook Asset Management LLC
$18.4M977,969 sh
BlackRock, Inc.
$16.7M888,115 sh
Pacific Ridge Capital Partners, LLC
$10.9M579,444 sh
Freestone Grove Partners LP
$9.3M491,272 sh
VANGUARD CAPITAL MANAGEMENT LLC
$8.6M458,520 sh
Russell Investments Group, Ltd.
$6.2M326,884 sh
GEODE CAPITAL MANAGEMENT, LLC
$5.5M294,097 sh
TWO SIGMA INVESTMENTS, LP
$5.5M293,644 sh

Fund	Value	Shares
Boston Partners	$28.8M	1,527,196
WASATCH ADVISORS LP	$23.7M	1,260,169
Mink Brook Asset Management LLC	$18.4M	977,969
BlackRock, Inc.	$16.7M	888,115
Pacific Ridge Capital Partners, LLC	$10.9M	579,444
Freestone Grove Partners LP	$9.3M	491,272
VANGUARD CAPITAL MANAGEMENT LLC	$8.6M	458,520
Russell Investments Group, Ltd.	$6.2M	326,884
GEODE CAPITAL MANAGEMENT, LLC	$5.5M	294,097
TWO SIGMA INVESTMENTS, LP	$5.5M	293,644

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Is AII a good stock to buy?

13F Pro's AI-powered analysis of American Integrity Insurance Group, Inc. (AII) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AII are available on the AII stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. AII is classified as a small company.

Which hedge funds own AII?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AII. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of American Integrity Insurance Group, Inc.'s investment landscape.