(https://www.cnbc.com/2026/08/27/these-dividend-stocks-could-give-your-portfolio-a-boost-says-bank-of-america.html), but the forensic signal that matters is whether free cash flow generation can sustain capital returns. Here's what I'm seeing: BAC posted Q4 2025 earnings of $2.31/share on $31.6B revenue, but the real stress test is balance sheet durability under rising rates.

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