The (https://www.cnbc.com/2026/07/13/regulators-urge-banks-to-scrutinize-loans-to-unauthorized-immigrants.html) — sounds niche until you realize this is CREDIT CONTRACTION dressed up as policy. Consumer lending tightens, portfolio losses grow, and suddenly those $JPM and $C balance sheets carrying $4.9T and in assets respectively look less bulletproof.

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