WILLIS LEASE FINANCE CORP(WLFC)— Stock Profile, AI Score & Financials
Consumer Discretionary · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
WILLIS LEASE FINANCE CORP (WLFC) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores WLFC at 60.1/100 on a 32-signal composite quality model, placing it at rank #883 of 2,960 stocks — the top half of the AI-ranked universe. WLFC scores in the top quartile across free cash flow (86.3), revenue growth (85.0), earnings quality (81.9). Areas of concern include institutional flow (0.8), which score below median versus the broader universe. Shareholder dilution risk is elevated at 22.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), WILLIS LEASE FINANCE CORP reports quarterly revenue of $194.0M, net income of $30.2M, an operating margin of 17.5%. Top institutional holders of WLFC by reported 13-F value include M3F, DIMENSIONAL FUND ADVISORS, BlackRock, based on the most recent SEC filings. WLFC trades on the Nasdaq exchange and files with the SEC under CIK 1018164. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WLFC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WILLIS LEASE FINANCE CORP directly from SEC EDGAR.
AI Quality Score
60.1/100
AI Rank
#883
Revenue
$194.0M
Net Income
$30.2M
Free Cash Flow
$74.8M
Operating Margin
17.5%
WLFC key financials by period
WILLIS LEASE FINANCE CORP reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K/A
$730.2M
$113.8M
14.3%
FY 2024
10-K/A
$569.2M
$108.6M
25.4%
FY 2023
10-K
$418.6M
$43.8M
15.3%
FY 2022
10-K
$311.9M
$5.4M
3.2%
FY 2021
10-K
$274.2M
$3.4M
3.0%
FY 2020
10-K
$288.7M
$9.7M
5.1%
Institutions holding WLFC
Institutional investors reporting a position in WILLIS LEASE FINANCE CORP on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-04 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Total revenue of $194.0M declined 0.8% YoY to $194.0M as lease rent grew 6.7% but maintenance reserves fell 8.4% and spare parts sales dropped 30.2%, partially offset by a $32.0M gain on equipment sales.
Biggest Revenue Drivers
Lease rent revenue$77.1M+6.7% YoY
Increase in average size of lease portfolio compared to prior year period
Maintenance reserve revenue$46.5M-8.4% YoY
Decrease driven by lower short-term maintenance revenues as proxy for flight time of portfolio
Biggest Revenue Drivers
Total revenue: $194.0M-0.8% YoY
Lease rent revenue$77.1M+6.7% YoY
Increase in average size of lease portfolio compared to prior year period
Maintenance reserve revenue$46.5M-8.4% YoY
Decrease driven by lower short-term maintenance revenues as proxy for flight time of portfolio
Gain on sale of leased equipment$32.0M+16.2% YoY
Sale of 21 engines and other parts and equipment from lease portfolio
Spare parts and equipment sales$21.2M-30.2% YoY
Decrease in equipment sales and timing variations in spare parts sales to third-party customers
Largest Expense Items
Interest expense$29.7M+6.9% YoY
Increase on WEST VIII and WEST IX notes payable issued in 2025
General and administrative$55.6M+10.2% YoY
Increase driven by higher legal fees for financing and strategic initiatives
Depreciation and amortization expense$29.1M+5.5% YoY
Increase due to larger lease portfolio and timing of placing acquired engines on lease
Cost of spare parts and equipment sales$15.1M-46.3% YoY
Margins: Operating income margin remained resilient at 17.5% (income from operations of $34.0M on revenue of $194.0M) despite revenue decline, with operating margin benefiting from lower equipment sales costs and reduced depreciation pressure, though partially offset by increased general and administrative expenses.
Watch Items from the Filing
Two customers each represent 11% of lease rent revenue in Q2 2026 (vs. 13% and 10% in Q2 2025), indicating moderate customer concentration risk in core leasing business.
Average utilization of lease portfolio declined to 85.0% in Q2 2026 from 87.2% in Q2 2025, signaling potential headwinds from increasing off-lease rates.
Company incurred $5.4M loss on debt extinguishment in Q2 2026 as part of refinancing activities; $12.4M loss recognized YTD through June 30, 2026.
On July 10, 2026, company agreed to acquire aircraft leasing entities for $379.3M base purchase price; subsequent event not yet reflected in June 30, 2026 financials.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
