MERCADOLIBRE INC(MELI)— Stock Profile, AI Score & Financials
Consumer Discretionary · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
MERCADOLIBRE INC (MELI) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores MELI at 80.2/100 on a 32-signal composite quality model, placing it at rank #26 of 2,960 stocks — the top 1% of the AI-ranked universe. MELI scores in the top quartile across revenue scale (95.6), earnings quality (94.2), revenue growth (91.8). Based on the latest XBRL financial filings (Q2 2026), MERCADOLIBRE INC reports quarterly revenue of $10.2B, net income of $466.0M, an operating margin of 6.7%. Top institutional holders of MELI by reported 13-F value include Capital Research Global Investors, BAILLIE GIFFORD, Capital International Investors, based on the most recent SEC filings. MELI trades on the Nasdaq exchange and files with the SEC under CIK 1099590. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MELI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for MERCADOLIBRE INC directly from SEC EDGAR.
AI Quality Score
80.2/100
AI Rank
#26
Revenue
$10.2B
Net Income
$466.0M
Free Cash Flow
$3.2B
Operating Margin
6.7%
MELI key financials by period
MERCADOLIBRE INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$28.9B
$2.0B
11.1%
FY 2024
10-K
$20.8B
$1.9B
12.7%
FY 2023
10-K
$15.1B
$987.0M
14.6%
FY 2022
10-K
$10.8B
$482.0M
9.9%
FY 2021
10-K
$7.1B
$83.0M
6.2%
FY 2020
10-K
$4.0B
$-1.0M
3.2%
Institutions holding MELI
Institutional investors reporting a position in MERCADOLIBRE INC on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-06 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Q2 net revenues and financial income rose 49.8% YoY to $10.2B, but a $1.3B provision for doubtful accounts and lower shipping thresholds cut operating margin from 12.2% to 6.7%.
Biggest Revenue Drivers
Brazil$5,530M+59.2% YoY
Commerce services and product sales plus credit revenue growth; boosted by 10.9% average decrease of Brazil's exchange rate
Mexico$2,337M+55.3% YoY
Fintech up 72.9% on credit revenues and financial services; Commerce up 46.1%
Biggest Revenue Drivers
Total revenue: $10.2B+49.8% YoY
Brazil$5,530M+59.2% YoY
Commerce services and product sales plus credit revenue growth; boosted by 10.9% average decrease of Brazil's exchange rate
Within Brazil
Fintech$2,200M+63.0% YoY
Driven by a $599M increase in Credit revenues and $250M in Financial services and income
Mexico$2,337M+55.3% YoY
Fintech up 72.9% on credit revenues and financial services; Commerce up 46.1%
Argentina$1,839M+20.4% YoY
Growth offset by 22.5% average increase of Argentina's exchange rate against the U.S. dollar
Other countries$463M+62.5% YoY
Commerce +59.1% and Fintech +71.2%
Largest Expense Items
Cost of net revenues and financial expenses$6,010M+62.6% YoY
$1,038M higher shipping operating and carrier costs, $567M higher cost of goods sold in Brazil and Mexico, $226M higher collection fees
Provision for doubtful accounts$1,276M+84.9% YoY
Originations grew 83%, mostly related to credit cards and consumer loans
Sales and marketing$1,131M+50.6% YoY
$232M more online/offline marketing in Brazil and Mexico, $80M higher buyer protection program expenses, 40% headcount increase
Product and technology development$729M+28.6% YoY
$80M increase in technology maintenance and AI expenses and $44M in salaries and wages
Margins: Gross margin fell to 45.6% from 46.1% on a reduced free shipping threshold in Brazil plus higher shipping and cost of goods, partly offset by lower sales taxes. Operating margin dropped to 6.7% from 12.2%.
Watch Items from the Filing
Provision for doubtful accounts reached 12.5% of revenue vs 10.2% a year ago; loan allowances rose to $4,379M and past-due loans to $4,638M of a $16,375M portfolio.
Off-balance-sheet unused credit card loan commitments grew to $14,047M from $9,001M at year-end 2025.
Brazilian withholding tax provision of $632M recorded, net of $593M judicial deposits; management deems loss probable at the 10% treaty rate.
Reasonably possible legal actions total up to $622M with no amounts accrued; buyer protection program maximum exposure is $9,292M against a $22M provision.
Argentina, 18.1% of revenue, faces 33.0% average inter-annual inflation and exchange controls; segment direct contribution fell 5.7% YoY.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
