LITHIA MOTORS INC(LAD)— Stock Profile, AI Score & Financials
Consumer Discretionary · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
LITHIA MOTORS INC (LAD) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores LAD at 46.6/100 on a 32-signal composite quality model, placing it at rank #1,820 of 2,960 stocks — the bottom half of the AI-ranked universe. LAD scores in the top quartile across revenue scale (95.8). Areas of concern include earnings quality (9.1) and free cash flow (24.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), LITHIA MOTORS INC reports quarterly revenue of $9.8B, net income of $260.0M, an operating margin of 4.6%. Top institutional holders of LAD by reported 13-F value include ABRAMS CAPITAL MANAGEMENT, L.P., BlackRock, FMR, based on the most recent SEC filings. LAD trades on the NYSE exchange and files with the SEC under CIK 1023128. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LAD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for LITHIA MOTORS INC directly from SEC EDGAR.
AI Quality Score
46.6/100
AI Rank
#1,820
Revenue
$9.8B
Net Income
$260.0M
Free Cash Flow
$-122.0M
Operating Margin
4.6%
LAD key financials by period
LITHIA MOTORS INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$37.6B
$819.6M
4.2%
FY 2024
10-K
$36.2B
$796.7M
4.3%
FY 2023
10-K
$31.0B
$1.0B
5.5%
FY 2022
10-K
$28.2B
$1.3B
6.9%
FY 2021
10-K
$22.8B
$1.1B
7.3%
FY 2020
10-K
$13.1B
$470.3M
5.3%
Institutions holding LAD
Institutional investors reporting a position in LITHIA MOTORS INC on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-29 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Q2 revenue grew 2.2% YoY to $9.8B, but net income fell 1.4% amid margin compression and equity investment losses despite strong financing operations growth.
Biggest Revenue Drivers
New vehicle$4,829.2M+2.7% YoY
Acquisition activity drove growth, offset by same-store declines of 1.5% from lower unit volume.
Used vehicle$3,528.3M+1.4% YoY
Acquisition activity and same-store growth of 1.2% from higher average selling prices offset lower units.
Biggest Revenue Drivers
Total revenue: $9.8B+2.2% YoY
New vehicle$4,829.2M+2.7% YoY
Acquisition activity drove growth, offset by same-store declines of 1.5% from lower unit volume.
Used vehicle$3,528.3M+1.4% YoY
Acquisition activity and same-store growth of 1.2% from higher average selling prices offset lower units.
Aftersales$1,067.4M+3.9% YoY
Same-store growth of 1.0% driven by increased customer pay and warranty volumes.
Finance and insurance$366.4M-2.0% YoY
Same-store decline of 5.2% from lower per-unit revenue, partially offset by acquisitions.
Largest Expense Items
Cost of sales$8,293.9M+2.4% YoY
Increased new and used vehicle cost of sales offset by improved aftersales mix.
Selling, general and administrative$1,014.7Mflat YoY
Acquisition-driven increases in rent and advertising offset by personnel cost reductions.
Floor plan interest expense$69.7M+26.7% YoY
Increased floored inventory levels from converting used inventory-secured revolvers to floorplan facilities.
Margins: Gross profit margin contracted 20 bps to 15.3% YoY, driven by new vehicle margin compression of 80 bps despite aftersales margin improvement. Operating margin expanded 20 bps to 4.6%, benefiting from Financing Operations improvement and lower SG&A as revenue percentage, partially offset by floor plan interest increases.
Watch Items from the Filing
New vehicle gross profit per unit declined 11.8% YoY to $2,728 due to 80 bps margin compression, reflecting continued industry normalization.
Same-store used vehicle unit volume declined 6.1% in Q2 despite 4.2% average price increases, signaling potential demand weakness.
Finance receivables penetration rate improved to 17.5% (from 14.8%) with 27,316 units financed; weighted average FICO score stable at 748.
Aftersales same-store gross profit increased 3.1% in Q2 with margins expanding 120 bps, becoming most resilient revenue stream.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
