INVESTORS TITLE CO(ITIC)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
INVESTORS TITLE CO (ITIC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ITIC at 62.1/100 on a 32-signal composite quality model, placing it at rank #735 of 2,962 stocks — the top 25% of the AI-ranked universe. ITIC scores in the top quartile across balance sheet strength (87.6). Areas of concern include earnings quality (24.0) and revenue scale (29.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), INVESTORS TITLE CO reports quarterly revenue of $86.5M, net income of $14.6M, free cash flow of $6.3M. Top institutional holders of ITIC by reported 13-F value include MARKEL GROUP, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. ITIC trades on the Nasdaq exchange and files with the SEC under CIK 720858. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ITIC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for INVESTORS TITLE CO directly from SEC EDGAR.
AI Quality Score
62.1/100
AI Rank
#735
Revenue
$86.5M
Net Income
$14.6M
Free Cash Flow
$6.3M
ITIC key financials by period
INVESTORS TITLE CO reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$272.8M
$35.2M
16.3%
FY 2024
10-K
$258.3M
$31.1M
15.3%
FY 2023
10-K
$224.8M
$21.7M
11.7%
FY 2022
10-K
$283.4M
$23.9M
10.6%
FY 2021
10-K
$329.5M
$67.0M
25.8%
FY 2020
10-K
$236.4M
$39.4M
21.0%
Institutions holding ITIC
Institutional investors reporting a position in INVESTORS TITLE CO on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-10 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net income rose 19% YoY to $14.6M as net premiums written jumped 24% to $67.5M on higher real estate activity, while ASC 606 contract revenue (escrow/non-title fees) was roughly flat at $11.1M.
Biggest Revenue Drivers
Escrow and other title-related fees$5,968K+4.8% YoY
Increase primarily due to higher levels of real estate activity and ongoing expansion initiatives
Non-title services$5,105K-6.8% YoY
Decrease primarily related to declines in revenue from like-kind exchanges
Biggest Revenue Drivers
Total revenue: $11.1M-1% YoY
Escrow and other title-related fees$5,968K+4.8% YoY
Increase primarily due to higher levels of real estate activity and ongoing expansion initiatives
Non-title services$5,105K-6.8% YoY
Decrease primarily related to declines in revenue from like-kind exchanges
Largest Expense Items
Commissions to agents$35,644K+22.6% YoY
Change in commission expense was commensurate with the increase in agent premium volume
Personnel expenses$19,043K+9.1% YoY
Increase primarily due to increases in staffing levels and incentive compensation
Office and technology expenses$4,666K+7.8% YoY
Increase primarily due to increases in software expenses
Provision for claims$2,783K+33.8% YoY
Increase primarily due to impacts of increased premium volume and changes in actuarially determined loss ratio estimates
Margins: Combined after-tax profit margin rose to 16.9% from 16.7% YoY, driven by higher net premiums written, escrow fees and net investment gains, partly offset by higher commissions, personnel expense and claims provision.
Watch Items from the Filing
Company relies heavily on five states for premiums: North Carolina ($24.2M), Texas ($16.4M), Georgia ($6.1M), South Carolina ($5.0M) and Florida ($5.0M) of $67.5M total net premiums written in Q2.
Provision for claims grew faster than premiums (+33.8% vs +23.9% YoY), pushing the claims-to-premiums ratio to 4.1% from 3.8% a year ago.
Net investment gains of $4.8M (vs $2.1M) were driven largely by a $3.3M change in equity securities' fair value, a market-dependent and volatile source of earnings.
Regulators approved a 6.2% Texas title insurance rate cut (effective March 2026) alongside a 9.4% North Carolina and 9.0% Ohio rate increase; company expects a net favorable premium impact.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
