Guidewire Software, Inc.(GWRE)— Stock Profile, AI Score & Financials
Technology · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Guidewire Software, Inc. (GWRE) stock profile, AI quality score, and SEC EDGAR financial data, a Technology sector company. 13F Pro's AI-powered ranking engine scores GWRE at 68.9/100 on a 32-signal composite quality model, placing it at rank #297 of 2,961 stocks — the top 25% of the AI-ranked universe. GWRE scores in the top quartile across revenue growth (85.1), free cash flow (77.3), balance sheet strength (75.1). Shareholder dilution risk is elevated at 13.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Guidewire Software, Inc. reports quarterly revenue of $372.5M, net income of $16.5M, an operating margin of 8.2%. Top institutional holders of GWRE by reported 13-F value include BAMCO, BlackRock, Linonia Partnership, based on the most recent SEC filings. GWRE trades on the NYSE exchange and files with the SEC under CIK 1528396. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GWRE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Guidewire Software, Inc. directly from SEC EDGAR.
AI Quality Score
68.9/100
AI Rank
#297
Revenue
$372.5M
Net Income
$16.5M
Free Cash Flow
$59.4M
Operating Margin
8.2%
GWRE key financials by period
Guidewire Software, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$1.2B
—
3.4%
FY 2024
10-K
$980.5M
—
-5.4%
FY 2023
10-K
$905.3M
—
-16.5%
FY 2022
10-K
$812.6M
—
-24.5%
FY 2021
10-K
$743.3M
—
-14.2%
FY 2020
10-K
$742.3M
—
-3.2%
Institutions holding GWRE
Institutional investors reporting a position in Guidewire Software, Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-06-05 — Q3 FY2026 (quarter ended April 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Guidewire's Q3 FY2026 revenue rose 27% YoY to $372.5M as subscription revenue grew 39% and gross margin expanded to 64%, driving operating income to $30.6M from just $4.5M a year ago.
Biggest Revenue Drivers
Subscription and support$244.7M+35% YoY
Driven by cloud transition agreements provisioned since April 2025, new subscription agreements, and renewals at fully ramped annual fees
Services$71.8M+32% YoY
Higher utilization of services employees and new subscription implementation and migration projects
Biggest Revenue Drivers
Total revenue: $372.5M+27% YoY
Subscription and support$244.7M+35% YoY
Driven by cloud transition agreements provisioned since April 2025, new subscription agreements, and renewals at fully ramped annual fees
Within Subscription and support
Subscription$232.1M+39% YoY
Support$12.6M-18% YoY
Decreased as customers migrate from on-premise term licenses to subscription services
Services$71.8M+32% YoY
Higher utilization of services employees and new subscription implementation and migration projects
License$56.0M-2% YoY
Term license revenue declined as agreements migrated from license to subscription service
Largest Expense Items
Total cost of revenue$135.9M+23% YoY
Higher cloud infrastructure expense from increased transaction volume, higher headcount personnel costs, and subcontractor expenses for SI partner implementations
Research and development$87.9M+21% YoY
Higher personnel costs from increased headcount and web hosting/software subscription costs
Sales and marketing$68.2M+18% YoY
Higher personnel costs from increased headcount and increased marketing/advertising and lead generation activity
General and administrative$49.9M+5% YoY
Higher personnel costs from annual salary increases and an increase in the annual bonus accrual and stock-based compensation
Margins: Gross margin rose to 64% from 62% YoY as subscription and support revenue growth continued to outpace cloud infrastructure and personnel cost growth; operating margin expanded to 8% from 1% a year ago.
Watch Items from the Filing
Other income (expense) swung to an $18.9M loss from a $34.1M gain a year ago, driven by a $20.1M unrealized foreign currency loss versus a $34.2M gain in Q3 FY2025.
Effective tax rate jumped to 17% from 6% YoY due to increased non-deductible executive compensation, a lower FDII deduction, and reduced R&D tax credits.
ARR grew to $1,147M as of April 30, 2026 from $1,041M as of July 31, 2025, reflecting continued growth in the recurring subscription base.
No customer individually accounted for 10% or more of revenue in the quarter, reducing single-customer concentration risk.
Company repurchased $250.975M of stock in the quarter (1,696,180 shares) and authorized a new $500M buyback program in January 2026, with $240.5M remaining.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
