FMNB is the ticker symbol for FARMERS NATIONAL BANC CORP /OH/, a publicly traded Financials sector company listed on Nasdaq. 13F Pro tracks FMNB with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is FMNB a good stock to buy?

13F Pro's AI ranking engine scores FMNB at 58.7/100, ranked #993 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for FMNB is available at https://13fpro.ai/company/FMNB. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source FMNB data?

All FARMERS NATIONAL BANC CORP /OH/ fundamentals and ownership data come directly from SEC EDGAR. FARMERS NATIONAL BANC CORP /OH/ files with the SEC under CIK 709337. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

FARMERS NATIONAL BANC CORP /OH/ FMNB

NasdaqSmall CapFinancials

13F Pro quality score

Rank #993 of 2,925TOP 50%

Why it scores 59 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$100.51M

Quarter to Jun 30

Net income

$23.04M

Quarter to Jun 30

Free cash flow

$25.96M

Quarter to Jun 30

Operating margin

27.0%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$369.92M total

BlackRock, Inc.

$70.05M+13.5%

VANGUARD CAPITAL MANAGEMENT LLC

$36.27M+0.9%

STATE STREET CORP

$29.05M+60.1%

DIMENSIONAL FUND ADVISORS LP

$22.93M+2.0%

GEODE CAPITAL MANAGEMENT, LLC

$22.25M+10.7%

JPMORGAN CHASE & CO

$12.15M+145.6%

NORTHERN TRUST CORP

$8.76M+12.6%

VANGUARD PORTFOLIO MANAGEMENT LLC

$7.74M+22.6%

HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC

$7.36M+0.5%

TWO SIGMA INVESTMENTS, LP

$7.16M+88.5%

MANUFACTURERS LIFE INSURANCE COMPANY, THE

$6.83M-0.5%

CITADEL ADVISORS LLC

$6.18M+19.4%

BRIDGEWAY CAPITAL MANAGEMENT, LLC

$5.54M+4.6%

VANGUARD FIDUCIARY TRUST CO

$5.52M+4.6%

Nuveen, LLC

$5.41M+114.2%

Bank of New York Mellon Corp

$5.31M+7.6%

BEESE FULMER INVESTMENT MANAGEMENT, INC.

$5.28M-3.2%

AQR CAPITAL MANAGEMENT LLC

$5.22M+149.8%

MORGAN STANLEY

$4.70M+60.7%

GOLDMAN SACHS GROUP INC

$4.50M+25.7%

LSV ASSET MANAGEMENT

$4.22M-6.3%

STALEY CAPITAL ADVISERS INC

$3.68M+0.7%

FIRST TRUST ADVISORS LP

$3.39M+20.1%

Empowered Funds, LLC

$3.35M+7.8%

FMR LLC

$3.12M+5955.0%

See all 182 institutional holders →

What's Driving FMNB's Business? Latest 10-Q Breakdown

25/25 datapoints verified

AI-extracted from the 10-Q filed 2026-08-06 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Farmers National Banc's Q2 2026 net income rose to $23.0M ($0.39 diluted EPS) from $13.9M a year earlier, with total revenue of $100.5M lifted by the March 2026 Middlefield merger.

Biggest Revenue Drivers

Interest and dividend income (loans, securities)$86.1M+49% YoY

Gross interest income increased with the Merger and higher loan yields; loans including fees were $73.0M

Biggest Revenue Drivers

Total revenue: $100.5M

Interest and dividend income (loans, securities)$86.1M+49% YoY

Gross interest income increased with the Merger and higher loan yields; loans including fees were $73.0M

Largest Expense Items

Salaries and employee benefits$21.3M+45% YoY

Higher salaries from employee raises, the Middlefield acquisition and higher commission expense in fee-based businesses

Occupancy and equipment$5.9M+44% YoY

Due to the Merger and increased maintenance costs from more severe winter weather conditions

Core processing charges$2.3M+66% YoY

Increase due to the Merger and a lower level of service credits in 2026

Margins: Net interest margin rose to 3.44% from 2.91% a year earlier, driven by a 48 basis point increase in interest-earning asset yields and a 5 basis point decline in funding costs. Management attributes the expansion largely to the Middlefield Merger.

Watch Items from the Filing

Net charge-offs were 0.30% of average loans annualized in Q2 2026, up from 0.07% a year earlier, though most came from loans with previously recognized specific reserves.
Net unrealized losses on the available-for-sale securities portfolio totaled $185.6M at June 30, 2026, reflecting continued bond market volatility.
Common equity tier 1 ratio of 12.64% at the Bank and total risk-based capital of 13.69% remain well above minimum requirements.
Simulation shows net present value of equity falling 19.9% under a +400 basis point rate shock, exceeding internal ALCO guidelines of -12.5%.
Non-owner occupied commercial real estate represents a significant concentration, with $1.02B in loans and 14.5% of total commercial real estate exposure in 'All Other' categories.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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FARMERS NATIONAL BANC CORP /OH/ reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$279.9M	$54.6M	23.2%
FY 2024	10-K	$269.4M	$45.9M	20.6%
FY 2023	10-K	$255.2M	$49.9M	23.0%
FY 2022	10-K	$186.3M	$60.6M	39.1%
FY 2021	10-K	$146.2M	$51.8M	42.5%
FY 2020	10-K	$132.4M	$41.9M	38.0%

About FARMERS NATIONAL BANC CORP /OH/ (FMNB): stock profile, AI score and financials

FARMERS NATIONAL BANC CORP /OH/ (FMNB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores FMNB at 58.7/100 on a composite quality score built from its SEC filings, placing it at rank #993 of 2,925 stocks — the top half of the AI-ranked universe. FMNB scores in the top quartile across revenue growth (82.3), profitability (82.0). Areas of concern include institutional flow (1.0) and earnings quality (29.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), FARMERS NATIONAL BANC CORP /OH/ reports quarterly revenue of $100.5M, net income of $23.0M, an operating margin of 27.0%. Top institutional holders of FMNB by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. FMNB trades on the Nasdaq exchange and files with the SEC under CIK 709337. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FMNB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FARMERS NATIONAL BANC CORP /OH/ directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 709337 →

FARMERS NATIONAL BANC CORP /OH/ FMNB

Top Institutional Holders

What's Driving FMNB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

FMNB key financials by period

FMNB insiders

About FARMERS NATIONAL BANC CORP /OH/ (FMNB): stock profile, AI score and financials

FARMERS NATIONAL BANC CORP /OH/ FMNB

Top Institutional Holders

What's Driving FMNB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

FMNB key financials by period

Companies similar to FMNB

FMNB insiders

About FARMERS NATIONAL BANC CORP /OH/ (FMNB): stock profile, AI score and financials