Valpey Financial Services, LLC

Portfolio Overview

Valpey Financial Services, LLC disclosed 76 positions worth $167.9M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 2 new positions and exited 1 — including a new stake in $CI and a full exit from $HON. The portfolio is most concentrated in Other (91.8% of disclosed assets). All figures are sourced directly from Valpey Financial Services, LLC’s Form 13F-HR filing with the SEC under CIK 2077991.

• Vanguard Value - VALUE ETF

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  Quality

  $9.2M42,033 sh

• Vanguard Growth - GROWTH ETF

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  Quality

  $8.5M98,356 sh

• Schw US LCap Gro ETF - US LCAP GR ETF

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  Quality

  $8.1M239,215 sh

• Vanguard Total International B - TOTAL INT BD ETF

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  Quality

  $7.4M152,118 sh

• Schw US LCap Val ETF - US LCAP VA ETF

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  Quality

  $6.6M190,366 sh

• Vanguard Total - VG TL INTL STK F

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  Quality

  $6.2M72,145 sh

• Spdr Portfolio Dvlpd - ST STR PO EX ETF

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  Quality

  $6.1M120,657 sh

• Sch St US Trsr Etf - SHT TM US TRES

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  Quality

  $5.7M236,032 sh

• Vanguard Bond Index Fund Total - TOTAL BND MRKT

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  Quality

  $5.6M75,702 sh

• Vanguard Intl Eqty IndexFTSE A - ALLWRLD EX US

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  Quality

  $5.4M64,102 sh

Showing top 10 of 76 holdings.

Full Holdings — Valpey Financial Services, LLC (Q2 2026)

All 76 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	Vanguard Value - VALUE ETF	$9.2M	5.5%	-3%	—
2	—	Vanguard Growth - GROWTH ETF	$8.5M	5.0%	+473%	—
3	—	Schw US LCap Gro ETF - US LCAP GR ETF	$8.1M	4.8%	-1%	—
4	—	Vanguard Total International B - TOTAL INT BD ETF	$7.4M	4.4%	+7%	—
5	—	Schw US LCap Val ETF - US LCAP VA ETF	$6.6M	4.0%	-6%	—
6	—	Vanguard Total - VG TL INTL STK F	$6.2M	3.7%	-3%	—
7	—	Spdr Portfolio Dvlpd - ST STR PO EX ETF	$6.1M	3.6%	+2%	—
8	—	Sch St US Trsr Etf - SHT TM US TRES	$5.7M	3.4%	+8%	—
9	—	Vanguard Bond Index Fund Total - TOTAL BND MRKT	$5.6M	3.3%	+7%	—
10	—	Vanguard Intl Eqty IndexFTSE A - ALLWRLD EX US	$5.4M	3.2%	-10%	—
11	$META	Meta Platforms, Inc.	$5.3M	3.1%	+8%	79.6
12	—	Schw Intl Eq ETF - INTL EQTY ETF	$5.3M	3.1%	-6%	—
13	—	Schwab US Mid-Cap ETF - US MID-CAP ETF	$4.8M	2.9%	-3%	—
14	—	Vanguard Mid Cap - MID CAP ETF	$4.5M	2.7%	+275%	—
15	—	Ishares Core RUSsell Us - CORE S&P US GWT	$4.3M	2.6%	-1%	—
16	—	Vanguard Small Cap Value - SM CP VAL ETF	$4.3M	2.5%	-5%	—
17	—	Sch US Agg Bnd Etf - US AGGREGATE B	$4.1M	2.4%	+7%	—
18	—	Schw US SCap ETF - US SML CAP ETF	$4.0M	2.4%	-9%	—
19	—	Vanguard Russell - VNG RUS1000VAL	$3.7M	2.2%	-3%	—
20	—	Ishares Core US - CORE US AGGBD ET	$3.2M	1.9%	+9%	—
21	—	iShares Core S&P US Value ETF - CORE S&P US VLU	$3.0M	1.8%	-3%	—
22	—	Vanguard Total Corporate - TOTAL CORP BND	$2.9M	1.8%	+2%	—
23	—	Vanguard S&P Mid Cap - MIDCP 400 IDX	$2.6M	1.5%	-2%	—
24	$IVZ	Invesco Ltd.	$2.5M	1.5%	+2%	—
25	—	iShares Tr TIPS Bond ETF - TIPS BD ETF	$2.5M	1.5%	+2%	—
26	—	Spdr S&P 500 Value Etf - ST STR P500VAL	$2.4M	1.4%	+2%	—
27	—	Vanguard S&P Small Cap - SMLLCP 600 IDX	$2.4M	1.4%	-6%	—
28	—	iShares Tr MSCI EAFE ETF - MSCI EAFE ETF	$2.2M	1.3%	+1%	—
29	—	Sch US Tips Etf - US TIPS ETF	$2.0M	1.2%	+1%	—
30	—	iShares Core S&P ETF MidCap - CORE S&P MCP ETF	$2.0M	1.2%	-2%	—
31	—	Vanguard Russell - VNG RUS1000GRW	$1.8M	1.1%	+2%	—
32	—	iShares Core S&P ETF SmallCap - CORE S&P SCP ETF	$1.7M	1.0%	-1%	—
33	—	Vanguard FTSE Emerging Markets - FTSE EMR MKT ETF	$1.6M	0.9%	-1%	—
34	$SPY	SPDR S&P 500 ETF TRUST	$1.5M	0.9%	-4%	—
35	—	Ishares Interntinl - CORE INTL AGGR	$1.3M	0.8%	+17%	—
36	—	Vanguard Small Cap - SMALL CP ETF	$1.1M	0.7%	-2%	—
37	—	Vanguard FTSE ETF - VAN FTSE DEV MKT	$1.1M	0.7%	+1%	—
38	—	iShares:Lehm 1-3 Trs - 1 3 YR TREAS BD	$1.1M	0.7%	+4%	—
39	—	iShares S&P SmCap Value Value - SP SMCP600VL ETF	$1.0M	0.6%	-9%	—
40	—	Ishares Core Msci Intrl - CORE MSCI INTL	$1.0M	0.6%	+4%	—
41	—	Spdr Portfolio S&P - ST STR P400MID	$1.0M	0.6%	+4%	—
42	—	Vanguard Short Term - SHORT TERM TREAS	$937,560	0.6%	+8%	—
43	$AAPL	Apple Inc.	$927,157	0.6%	-3%	76.3
44	$MSFT	MICROSOFT CORP	$916,394	0.6%	+0%	79.7
45	$IBM	INTERNATIONAL BUSINESS MACHINES CORP	$823,102	0.5%	+0%	69.7
46	—	Spdr Portfolio S&P 600 - ST STR SP600 SML	$813,138	0.5%	+11%	—
47	—	Vanguard Ultra Short - VANGUARD ULTRA	$789,253	0.5%	+12%	—
48	—	iShares S&P 500 Growth S&P 500 - S&P 500 GRWT ETF	$716,867	0.4%	-13%	—
49	—	iShares S&P 500 Value S&P 500 - S&P 500 VAL ETF	$678,606	0.4%	-2%	—
50	$CI	Cigna Group	$648,124	0.4%	NEW	66
51	—	Spdr S&P 500 Growth Etf - ST STR P500GRW	$638,610	0.4%	-17%	—
52	—	Ishares Total Usd Bond - CORE UNIVRSL USD	$576,509	0.3%	-2%	—
53	—	Ishares Core Msci Total - CORE MSCI TOTAL	$545,103	0.3%	-4%	—
54	—	Ishares Morningstar - MORNINGSTAR GRWT	$530,017	0.3%	-1%	—
55	$XOM.R34088	EXXON MOBIL CORP	$525,278	0.3%	+0%	57.7
56	$GS	GOLDMAN SACHS GROUP INC	$484,508	0.3%	+3%	73.3
57	—	Ishares Short Treasury - TRUST ISHARE 0-1	$474,593	0.3%	-14%	—
58	$JPM	JPMORGAN CHASE & CO	$435,349	0.3%	+0%	70.3
59	—	Vanguard Total Stock Mkt - TOTAL STK MKT	$422,587	0.3%	+0%	—
60	—	Schwab Intermediate Term - INT-TRM U.S TRES	$412,795	0.3%	+31%	—
61	—	Ishares Core - CORE 30/70 CONSE	$400,424	0.2%	-2%	—
62	$IVZ	Invesco Ltd.	$368,647	0.2%	+4%	—
63	—	iSharesTr Russell 1000 Growth - RUS 1000 GRW ETF	$364,439	0.2%	+299%	—
64	—	Vanguard Corp Bond ETF Interme - INT-TERM CORP	$361,653	0.2%	+1%	—
65	$GOOG	Alphabet Inc.	$359,872	0.2%	+0%	78.1
66	—	Spdr Blmbrg Brcly Inv Gr - ST STR RATE ETF	$358,730	0.2%	+3%	—
67	—	Ishares Core Growth - CORE 60/40 BALAN	$344,988	0.2%	-3%	—
68	—	Ishares Core Aggressive - CORE 80/20 AGGRE	$314,307	0.2%	+3%	—
69	$GOOGL	Alphabet Inc.	$271,004	0.2%	+0%	78.1
70	—	Ishares Core Msci - CORE MSCI EMKT	$261,640	0.2%	+3%	—
71	—	iShares Russell 1000 Value ETF - RUS 1000 VAL ETF	$234,135	0.1%	+0%	—
72	—	Vanguard Bond Index Fund Inter - INTERMED TERM	$231,476	0.1%	+1%	—
73	—	iShares:S&P 500 Index - CORE S&P500 ETF	$229,937	0.1%	-4%	—
74	$JNJ	JOHNSON & JOHNSON	$227,777	0.1%	+0%	68.8
75	—	Ishares Short Term - ISHS 1-5YR INVS	$200,872	0.1%	+0%	—
76	—	Spdr Portfolio High - ST PORT HIGH ETF	$200,273	0.1%	NEW	—