Retirement Management Systems Inc.

Portfolio Overview

Retirement Management Systems Inc. disclosed 55 positions worth $488.5M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 5 new positions and exited 2 and a full exit from $WT. The portfolio is most concentrated in Other (88.8% of disclosed assets). All figures are sourced directly from Retirement Management Systems Inc.’s Form 13F-HR filing with the SEC under CIK 2110516.

• SPDR SERIES TRUST - ST STR P500GRW

  —

  Quality

  $37.3M313,160 sh

• HARTFORD FDS EXCHANGE TRADED - STRAT INCOM ETF

  —

  Quality

  $29.3M832,783 sh

• MORGAN STANLEY ETF TRUST - EATO VANC BD ETF

  —

  Quality

  $27.1M534,941 sh

• VANGUARD BD INDEX FDS - INTERMED TERM

  —

  Quality

  $26.6M347,018 sh
• 

  Invesco Ltd.

  $IVZ

  —

  Quality

  $26.3M435,488 sh

• ISHARES TR - CORE MSCI INTL

  —

  Quality

  $25.8M290,113 sh

• FIDELITY COVINGTON TRUST - ENH MID COR ETF

  —

  Quality

  $22.8M562,734 sh

• PUTNAM ETF TRUST - FOCUSED LAR CAP

  —

  Quality

  $22.3M438,579 sh
• 

  SPDR S&P 500 ETF TRUST

  $SPY

  —

  Quality

  $21.4M28,642 sh

• COLUMBIA ETF TR I - RESH ENHNC COR

  —

  Quality

  $21.3M493,262 sh

Company	Quality	Value	Shares
SPDR SERIES TRUST - ST STR P500GRW	—	$37.3M	313,160
HARTFORD FDS EXCHANGE TRADED - STRAT INCOM ETF	—	$29.3M	832,783
MORGAN STANLEY ETF TRUST - EATO VANC BD ETF	—	$27.1M	534,941
VANGUARD BD INDEX FDS - INTERMED TERM	—	$26.6M	347,018
Invesco Ltd.$IVZ	—	$26.3M	435,488
ISHARES TR - CORE MSCI INTL	—	$25.8M	290,113
FIDELITY COVINGTON TRUST - ENH MID COR ETF	—	$22.8M	562,734
PUTNAM ETF TRUST - FOCUSED LAR CAP	—	$22.3M	438,579
SPDR S&P 500 ETF TRUST$SPY	—	$21.4M	28,642
COLUMBIA ETF TR I - RESH ENHNC COR	—	$21.3M	493,262

Showing top 10 of 55 holdings.

Full Holdings — Retirement Management Systems Inc. (Q2 2026)

All 55 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	SPDR SERIES TRUST - ST STR P500GRW	$37.3M	7.6%	-1%	—
2	—	HARTFORD FDS EXCHANGE TRADED - STRAT INCOM ETF	$29.3M	6.0%	+15%	—
3	—	MORGAN STANLEY ETF TRUST - EATO VANC BD ETF	$27.1M	5.5%	+14%	—
4	—	VANGUARD BD INDEX FDS - INTERMED TERM	$26.6M	5.5%	+16%	—
5	$IVZ	Invesco Ltd.	$26.3M	5.4%	+7%	—
6	—	ISHARES TR - CORE MSCI INTL	$25.8M	5.3%	+8%	—
7	—	FIDELITY COVINGTON TRUST - ENH MID COR ETF	$22.8M	4.7%	+6%	—
8	—	PUTNAM ETF TRUST - FOCUSED LAR CAP	$22.3M	4.6%	+7%	—
9	$SPY	SPDR S&P 500 ETF TRUST	$21.4M	4.4%	+6%	—
10	—	COLUMBIA ETF TR I - RESH ENHNC COR	$21.3M	4.4%	+7%	—
11	—	VANGUARD WORLD FD - MEGA CAP VAL ETF	$19.7M	4.0%	+6%	—
12	—	J P MORGAN EXCHANGE TRADED F - SMALL & MID CAP	$17.8M	3.6%	+6%	—
13	—	ISHARES TR - GLOBAL 100 ETF	$16.9M	3.5%	+5%	—
14	—	ISHARES INC - MSCI EMRG CHN	$13.8M	2.8%	-8%	—
15	$IVZ	Invesco Ltd.	$13.5M	2.8%	-2%	—
16	—	AMERICAN CENTY ETF TR - QUALITY DIVRSFED	$13.2M	2.7%	+9%	—
17	—	VANECK ETF TRUST - SEMICONDUCTR ETF	$11.3M	2.3%	-29%	—
18	—	VANGUARD INDEX FDS - MID CAP ETF	$10.5M	2.2%	+324%	—
19	—	EA SERIES TRUST - FREEDOM 100 EM	$10.2M	2.1%	-7%	—
20	—	AMERICAN CENTY ETF TR - INTL SMCP VLU	$9.3M	1.9%	NEW	—
21	—	VANECK ETF TRUST - URANI NUCLE ETF	$9.2M	1.9%	+28%	—
22	—	SPDR SERIES TRUST - ST STR P500VAL	$9.1M	1.9%	+6%	—
23	—	VANGUARD INDEX FDS - SMALL CP ETF	$8.9M	1.8%	+6%	—
24	—	ISHARES INC - MSCI GBL ETF NEW	$7.2M	1.5%	+6%	—
25	—	JANUS DETROIT STR TR - HENDRSON AAA CL	$7.1M	1.5%	+6%	—
26	—	SCHWAB STRATEGIC TR - US TIPS ETF	$6.5M	1.3%	+7%	—
27	—	T ROWE PRICE EXCHANGE-TRADED - FLOATING RATE	$4.9M	1.0%	+8%	—
28	$WELL	WELLTOWER INC.	$4.7M	1.0%	+14%	59.8
29	$VTR	Ventas, Inc.	$4.7M	1.0%	+20%	62.5
30	—	ISHARES TR - CORE S&P500 ETF	$4.6M	0.9%	+2%	—
31	—	ISHARES TR - RUS 1000 GRW ETF	$3.9M	0.8%	+310%	—
32	—	ISHARES TR - EXPANDED TECH	$3.6M	0.7%	+16%	—
33	—	PIMCO ETF TR - 25YR+ ZERO U S	$3.0M	0.6%	+13%	—
34	—	FIDELITY MERRIMACK STR TR - TOTAL BD ETF	$2.7M	0.6%	+3%	—
35	$NVDA	NVIDIA CORP	$1.8M	0.4%	+0%	85.9
36	—	AMERICAN CENTY ETF TR - AVANTIS EMGMKT	$1.3M	0.3%	+2%	—
37	$QQQ	INVESCO QQQ TRUST, SERIES 1	$880,651	0.2%	+1%	—
38	$GLD	SPDR GOLD TRUST	$827,013	0.2%	+3%	—
39	—	ISHARES TR - 10-20 YR TRS ETF	$788,149	0.2%	-2%	—
40	$CW	CURTISS WRIGHT CORP	$730,481	0.1%	+62%	69.2
41	—	ISHARES TR - U.S. UTILITS ETF	$634,677	0.1%	+3%	—
42	—	ISHARES TR - CORE S&P US VLU	$566,689	0.1%	-10%	—
43	—	SPDR SERIES TRUST - ST STR P500ETF	$555,696	0.1%	+3%	—
44	—	FIDELITY COMWLTH TR - NASDAQ COMPSIT	$516,100	0.1%	+0%	—
45	$BRK.B	BERKSHIRE HATHAWAY INC	$491,383	0.1%	+0%	73.6
46	$IAU	ISHARES GOLD TRUST	$390,840	0.1%	-3%	—
47	$AAPL	Apple Inc.	$381,664	0.1%	-4%	76.3
48	—	T ROWE PRICE EXCHANGE-TRADED - ULTRA SHRT TRM	$375,337	0.1%	+17%	—
49	$AMD	ADVANCED MICRO DEVICES INC	$354,355	0.1%	NEW	79.7
50	—	ISHARES TR - MSCI INTL QUALTY	$259,457	0.1%	-8%	—
51	$IVZ	Invesco Ltd.	$222,947	0.1%	NEW	—
52	—	SPDR SERIES TRUST - ST STR PR SP1500	$210,471	0.0%	NEW	—
53	$GE	GENERAL ELECTRIC CO	$206,707	0.0%	NEW	73.6
54	—	FIRST TR EXCHNG TRADED FD VI - FT LADD BUFF ETF	$203,983	0.0%	-25%	—
55	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$200,287	0.0%	NEW	—