Betterment LLC
Sector Allocation
- Other96.4%$57.0B
- Financials2.5%$1.5B
- Technology1.1%$619.5M
- Industrials0.0%$14.8M
- Consumer Discretionary0.0%$12.5M
- Consumer Staples0.0%$5.1M
- Communication Services0.0%$3.6M
- Healthcare0.0%$2.4M
- Energy0.0%$1.3M
- Utilities0.0%$845,000
AUM History
13fpro.ai/research/fund/betterment-llc-1633901
Conviction and streaks
Stable · top 10 = 67.3%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q2 2026
- VANGUARD$9.9B
- VANGUARD$8.9B
- SPDR$8.6B
- VANGUARD$3.2B
- ISHARES$2.3B
- ISHARES$1.7B
- ISHARES$1.5B
- J$1.3B
- SPDR$1.3B
- SPDR$1.1B
- VANGUARD$1.0B
- VANGUARD$983.2M
- ISHARES$864.9M
- SCHWAB$842.5M
- Goldman$810.4M
- JP$695.8M
- VANGUARD$692.9M
- VANGUARD$683.5M
- iShares$664.3M
GS
$627.0M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/betterment-llc-1633901
Betterment LLC 13F holdings — Q2 2026
$59.1B portfolio (+12.0% QoQ) · 675 holdings · Q2 2026 13F · top 10 are 67% of the stock portfolio
- 1
VANGUARD TAX MANAGED INTL FD - VAN FTSE DEV MKT
$9.9B
16.7% of stocks
+0.6%This quarter—Since filed—HeldAIQuality—Est. buy— - 2
VANGUARD INDEX FDS - TOTAL STK MKT
$8.9B
15.0% of stocks
-2%This quarter—Since filed—HeldAIQuality—Est. buy— - 3
SPDR State Street Global Advisors - STATE STREET SPD
$8.6B
14.6% of stocks
+7%This quarter—Since filed—HeldAIQuality—Est. buy— - 4
VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF
$3.2B
5.4% of stocks
+1.0%This quarter—Since filed—HeldAIQuality—Est. buy— - 5
ISHARES TR - NATIONAL MUN ETF
$2.3B
3.8% of stocks
+7%This quarter—Since filed—HeldAIQuality—Est. buy— - 6
ISHARES TR - CORE S&P TTL STK
$1.7B
2.9% of stocks
-3%This quarter—Since filed—HeldAIQuality—Est. buy— - 7
ISHARES TR - CORE US AGGBD ET
$1.5B
2.6% of stocks
-35%This quarter—Since filed—HeldAIQuality—Est. buy— - 8
J P MORGAN EXCHANGE TRADED - CORE PLUS BD ETF
$1.3B
2.3% of stocks
+356%This quarter—Since filed—HeldAIQuality—Est. buy— - 9
SPDR State Street Global Advisors - STATE STREET SPD
$1.3B
2.2% of stocks
-7%This quarter—Since filed—HeldAIQuality—Est. buy— - 10
SPDR State Street Global Advisors - STATE STREET SPD
$1.1B
1.9% of stocks
+0.9%This quarter—Since filed—HeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | VANGUARD TAX MANAGED INTL FD - VAN FTSE DEV MKT | $9.9B | 16.7% | +0.6% | — | — | — | — | |
| 2 | VANGUARD INDEX FDS - TOTAL STK MKT | $8.9B | 15.0% | -2% | — | — | — | — | |
| 3 | SPDR State Street Global Advisors - STATE STREET SPD | $8.6B | 14.6% | +7% | — | — | — | — | |
| 4 | VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF | $3.2B | 5.4% | +1.0% | — | — | — | — | |
| 5 | ISHARES TR - NATIONAL MUN ETF | $2.3B | 3.8% | +7% | — | — | — | — | |
| 6 | ISHARES TR - CORE S&P TTL STK | $1.7B | 2.9% | -3% | — | — | — | — | |
| 7 | ISHARES TR - CORE US AGGBD ET | $1.5B | 2.6% | -35% | — | — | — | — | |
| 8 | J P MORGAN EXCHANGE TRADED - CORE PLUS BD ETF | $1.3B | 2.3% | +356% | — | — | — | — | |
| 9 | SPDR State Street Global Advisors - STATE STREET SPD | $1.3B | 2.2% | -7% | — | — | — | — | |
| 10 | SPDR State Street Global Advisors - STATE STREET SPD | $1.1B | 1.9% | +0.9% | — | — | — | — |
All holdings — Betterment LLC (Q2 2026)
675 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | — | VANGUARD INDEX FDS - VALUE ETFetf/fund | — | $1.0B | 1.8% | 4.76M | -2% | — | — | 13F |
| 12 | — | VANGUARD CHARLOTTE FDS - TOTAL INT BD ETFetf/fund | — | $983.2M | 1.7% | 20.30M | +5% | — | — | 13F |
| 13 | — | ISHARES TR - CORE MSCI EAFEetf/fund | — | $864.9M | 1.5% | 8.96M | -3% | — | — | 13F |
| 14 | — | SCHWAB STRATEGIC TR - US LRG CAP ETFetf/fund | — | $842.5M | 1.4% | 28.63M | +0.1% | — | — | 13F |
| 15 | — | Goldman Sachs - ACTIVEBETA US LG | — | $810.4M | 1.4% | 5.71M | -1.0% | — | — | 13F |
| 16 | — | JP Morgan - ULTRA SHRT ETFetf/fund | — | $695.8M | 1.2% | 13.76M | +0.8% | — | — | 13F |
| 17 | — | VANGUARD INDEX FDS - MCAP VL IDXVIPetf/fund | — | $692.9M | 1.2% | 3.51M | -6% | — | — | 13F |
| 18 | — | VANGUARD INDEX FDS - SM CP VAL ETFetf/fund | — | $683.5M | 1.2% | 2.81M | -4% | — | — | 13F |
| 19 | — | iShares - ESG AWR MSCI USAetf/fund | — | $664.3M | 1.1% | 4.06M | +0.4% | — | — | 13F |
| 20 | GOLDMAN SACHS GROUP INC | Financials | $627.0M | 1.1% | 6.26M | +3% | 10+ qtrsAdded 4 qtrs in a row | 73.2 | 13F | |
| 21 | — | SCHWAB STRATEGIC TR - INTL EQTY ETFetf/fund | — | $569.5M | 1.0% | 20.56M | -3% | — | — | 13F |
| 22 | SYNOPSYS INCetf/fund | Technology | $505.7M | 0.9% | 7.52M | +32% | 10+ qtrsAdded 4 qtrs in a row | 67.7 | 13F | |
| 23 | — | SPDR SERIES TRUST - STATE STREET SPDetf/fund | — | $505.2M | 0.8% | 11.03M | -5% | — | — | 13F |
| 24 | — | iShares - 0-5 YR TIPS ETFetf/fund | — | $465.2M | 0.8% | 4.55M | +1% | — | — | 13F |
| 25 | — | ISHARES INC - CORE MSCI EMKTetf/fund | — | $447.3M | 0.8% | 5.40M | -4% | — | — | 13F |
| 26 | — | ISHARES TR - JPMORGAN USD EMG | — | $445.0M | 0.8% | 4.61M | -15% | |||
| 27 | — | SCHWAB STRATEGIC TR - US BRD MKT ETF | — | $442.9M | 0.8% | 15.29M | -3% | |||
| 28 | — | iShares - ESG AW MSCI EAFE | — | $408.4M | 0.7% | 3.97M | +1% | |||
| 29 | — | SPDR State Street Global Advisors - PORTFOLIO DEVLPD | — | $403.3M | 0.7% | 8.00M | -3% | |||
| 30 | — | VANGUARD BD INDEX FD INC - TAX EXEMPT BD | — | $357.2M | 0.6% | 7.06M | +2% | |||
| 31 | — | iShares - LOW CARBON OPTIM | — | $330.5M | 0.6% | 1.31M | +0.4% | |||
| 32 | — | VANGUARD INDEX FDS - S&P 500 ETF SHS | — | $264.5M | 0.5% | 385K | +0.7% | |||
| 33 | — | ISHARES TR - RUS MDCP VAL ETF | — | $228.2M | 0.4% | 1.39M | -6% | |||
| 34 | — | VANGUARD INDEX FDS - GROWTH ETF | — | $168.3M | 0.3% | 1.95M | +507% | |||
| 35 | $MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | Financials | $166.4M | 0.3% | 3.04M | -4% | |||
| 36 | $GS | GOLDMAN SACHS GROUP INC | Financials | $162.0M | 0.3% | 3.55M | +8% | |||
| 37 | — | Dimensional - US CORE EQUITY 2 | — | $156.4M | 0.3% | 3.52M | +3% | |||
| 38 | — | ISHARES TR - RUS 2000 VAL ETF | — | $143.1M | 0.2% | 647K | -4% | |||
| 39 | — | Engine No. 1 - TRANSFRM 500 ETF | — | $142.9M | 0.2% | 1.62M | +0.3% | |||
| 40 | — | SCHWAB STRATEGIC TR - US LCAP VA ETF | — | $134.6M | 0.2% | 3.87M | -3% | |||
| 41 | — | SPDR State Street Global Advisors - STATE STREET SPD | — | $131.2M | 0.2% | 2.16M | -4% | |||
| 42 | — | ISHARES TR - CORE INTL AGGR | — | $127.4M | 0.2% | 2.52M | +13% | |||
| 43 | — | SPDR State Street Global Advisors - STATE STREET SPD | — | $121.1M | 0.2% | 1.98M | +0.5% | |||
| 44 | — | SPDR State Street Global Advisors - PORTFOLIO EMG MK | — | $108.7M | 0.2% | 2.10M | -2% | |||
| 45 | — | ISHARES TR - CORE S&P500 ETF | — | $108.4M | 0.2% | 145K | -1% | |||
| 46 | — | State Street Global Advisors Inc - STATE STREET SPD | — | $107.3M | 0.2% | 1.50M | +1.0% | |||
| 47 | $GS | GOLDMAN SACHS GROUP INC | Financials | $105.3M | 0.2% | 2.02M | -2% | |||
| 48 | — | JP Morgan Investment Management Inc - SUSTAINABLE MUNI | — | $100.1M | 0.2% | 1.98M | +17% | |||
| 49 | — | BlackRock Fund Advisors - ESG AWARE MSCI | — | $99.3M | 0.2% | 1.78M | -0.7% | |||
| 50 | — | Goldman Sachs - ACTIVEBETA EUR | — | $91.6M | 0.1% | 1.89M | +3% | |||
| 51 | — | iShares - ESG AWR US AGRGT | — | $85.9M | 0.1% | 1.81M | +9% | |||
| 52 | — | AllianceBernstein LP - DISRUPTORS ETF | — | $85.9M | 0.1% | 580K | +0.6% | |||
| 53 | — | VANGUARD BD INDEX FD INC - TOTAL BND MRKT | — | $81.6M | 0.1% | 1.11M | -31% | |||
| 54 | — | SPDR State Street Global Advisors - MSCI EAFE FS ETF | — | $79.8M | 0.1% | 1.47M | +3% | |||
| 55 | — | VANGUARD - ESG US STK ETF | — | $78.8M | 0.1% | 596K | -1% | |||
| 56 | — | ISHARES TR - S&P 500 VAL ETF | — | $77.7M | 0.1% | 342K | -4% | |||
| 57 | — | VANGUARD INDEX FDS - MID CAP ETF | — | $75.8M | 0.1% | 940K | +264% | |||
| 58 | $IVZ | Invesco Ltd. | Financials | $74.0M | 0.1% | 244K | +22% | |||
| 59 | — | iShares - USD GRN BOND ETF | — | $71.7M | 0.1% | 1.51M | +9% | |||
| 60 | $GS | GOLDMAN SACHS GROUP INC | Financials | $70.7M | 0.1% | 775K | +2% | |||
| 61 | — | ISHARES - BROAD USD HIGH | — | $70.7M | 0.1% | 1.91M | +0.2% | |||
| 62 | — | VANGUARD MALVERN FDS - STRM INFPROIDX | — | $69.3M | 0.1% | 1.38M | -6% | |||
| 63 | — | VANGUARD INDEX FDS - SMALL CP ETF | — | $68.4M | 0.1% | 226K | -2% | |||
| 64 | — | ISHARES TR - INVESTMENT GRADE | — | $67.1M | 0.1% | 1.49M | -3% | |||
| 65 | — | ISHARES TR - TRUST ISHARE 0-1 | — | $66.2M | 0.1% | 600K | -8% | |||
| 66 | — | SCHWAB STRATEGIC TR - US SML CAP ETF | — | $63.4M | 0.1% | 1.75M | -5% | |||
| 67 | — | Dimensional Fund Advisors LP - INTL CORE EQUITY | — | $62.2M | 0.1% | 1.67M | +5% | |||
| 68 | — | Goldman Sachs - ACTIVEBETA JAP | — | $60.7M | 0.1% | 1.16M | +3% | |||
| 69 | — | BlackRock Fund Advisors - ISHARES FLEXIBLE | — | $58.5M | 0.1% | 1.12M | +85% | |||
| 70 | — | Dimensional Fund Advisors LP - CORE FIXED INCOM | — | $57.1M | 0.1% | 1.35M | +8% | |||
| 71 | — | ISHARES TR - 7-10 YR TRSY BD | — | $56.5M | 0.1% | 598K | +256% | |||
| 72 | $META | Meta Platforms, Inc. | Technology | $51.7M | 0.1% | 663K | +6% | |||
| 73 | — | Goldman Sachs Asset Management LP - MUNI INCOME ETF | — | $51.7M | 0.1% | 1.00M | +7% | |||
| 74 | — | Vanguard - LARGE CAP ETF | — | $50.6M | 0.1% | 147K | -7% | |||
| 75 | — | iShares - ESG MSCI KLD 400 | — | $48.1M | 0.1% | 338K | -3% | |||
| 76 | $GS | GOLDMAN SACHS GROUP INC | Financials | $45.6M | 0.1% | 1.11M | +5% | |||
| 77 | — | VANGUARD MALVERN FDS - CORE-PLUS BD ETF | — | $45.2M | 0.1% | 582K | +230% | |||
| 78 | $GS | GOLDMAN SACHS GROUP INC | Financials | $44.4M | 0.1% | 909K | +6% | |||
| 79 | $QQQ | INVESCO QQQ TRUST, SERIES 1 | — | $43.7M | 0.1% | 59K | -11% | |||
| 80 | — | iShares - ESG OPTIMIZED | — | $41.8M | 0.1% | 271K | -3% | |||
| 81 | — | VANGUARD SPECIALIZED PORTFOL - DIV APP ETF | — | $40.9M | 0.1% | 173K | +9% | |||
| 82 | — | VANGUARD STAR FD - VG TL INTL STK F | — | $40.1M | 0.1% | 468K | +8% | |||
| 83 | — | ISHARES - ESG AWRE USD ETF | — | $39.4M | 0.1% | 1.70M | +7% | |||
| 84 | — | Dimensional Fund Advisors LP - EMERGING MKTS CO | — | $37.9M | 0.1% | 933K | +0.9% | |||
| 85 | — | iShares - A RATE CP BD ETF | — | $37.1M | 0.1% | 781K | +107% | |||
| 86 | $IBIT | iShares Bitcoin Trust ETF | Financials | $35.6M | 0.1% | 1.07M | -6% | |||
| 87 | — | Dimensional Fund Advisors LP - US LARGE CAP VAL | — | $33.4M | 0.1% | 843K | +4% | |||
| 88 | — | Western Asset Management Co - 0-3 MNTH TREASRY | — | $32.8M | 0.1% | 325K | +59% | |||
| 89 | — | Dimensional Fund Advisors - INTL CORE EQT MK | — | $31.6M | 0.1% | 767K | +1% | |||
| 90 | — | BlackRock Fund Advisors - ISHARES AAA CLO | — | $30.4M | 0.1% | 586K | +68% | |||
| 91 | — | SPDR State Street Global Advisors - MSCI EMR MKT ETF | — | $30.2M | 0.1% | 557K | -5% | |||
| 92 | $GS | GOLDMAN SACHS GROUP INC | Financials | $29.4M | 0.1% | 275K | +3% | |||
| 93 | — | Goldman Sachs Asset Management LP - ACCESS EMNG MKTS | — | $28.6M | 0.1% | 673K | +6% | |||
| 94 | — | Dimensional Fund Advisors LP - US CORE EQUITY 1 | — | $28.0M | 0.1% | 342K | -0.4% | |||
| 95 | — | Vanguard Total World Bond ETF - TOTAL WLD BD ETF | — | $28.0M | 0.1% | 409K | +10% | |||
| 96 | — | Dimensional Fund Advisors - US CORE EQT MKT | — | $27.7M | 0.1% | 536K | -4% | |||
| 97 | — | Dimensional - US TARGETED VLU | — | $26.6M | 0.0% | 380K | +4% | |||
| 98 | — | iShares - MSCI USA QLT FCT | — | $25.9M | 0.0% | 118K | +15% | |||
| 99 | — | Vanguard - MCAP GR IDXVIP | — | $25.9M | 0.0% | 85K | -7% | |||
| 100 | — | VANGUARD BD INDEX FD INC - INTERMED TERM | — | $24.2M | 0.0% | 315K | +2% | |||
| 101 | $GS | GOLDMAN SACHS GROUP INC | Financials | $23.9M | 0.0% | 521K | -6% | |||
| 102 | — | Avantis - US SML CP VALU | — | $23.0M | 0.0% | 184K | +3% | |||
| 103 | — | iShares - SHRT NAT MUN ETF | — | $19.4M | 0.0% | 183K | -2% | |||
| 104 | — | Summit Global Investments LLC - SGI ENHANCED COR | — | $19.3M | 0.0% | 757K | +0.6% | |||
| 105 | — | GraniteShares - BBG COMMD K 1 | — | $19.2M | 0.0% | 795K | +1.0% | |||
| 106 | — | SCHWAB STRATEGIC TR - US REIT ETF | — | $18.8M | 0.0% | 795K | -0.1% | |||
| 107 | — | VANGUARD BD INDEX FD INC - LONG TERM TREAS | — | $18.5M | 0.0% | 336K | -3% | |||
| 108 | — | Dimensional Fund Advisors LP - US SMALL CAP VAL | — | $18.0M | 0.0% | 465K | +4% | |||
| 109 | $SPY | SPDR S&P 500 ETF TRUST | — | $17.5M | 0.0% | 23K | +6% | |||
| 110 | — | VANGUARD INDEX FDS - 500 GRTH IDX F | — | $16.9M | 0.0% | 204K | +512% | |||
| 111 | — | Dimensional - US EQUITY MARKET | — | $16.8M | 0.0% | 205K | +6% | |||
| 112 | — | Dimensional Fund Advisors LP - INTL SMALL CAP V | — | $16.2M | 0.0% | 404K | +7% | |||
| 113 | — | CAPITAL GROUP CORE BALANCED - SHS | — | $16.0M | 0.0% | 423K | +28% | |||
| 114 | — | VANGUARD BD INDEX FD INC - MTG-BKD SECS ETF | — | $14.9M | 0.0% | 319K | +2% | |||
| 115 | — | VANGUARD BD INDEX FD INC - LONG TERM BOND | — | $14.8M | 0.0% | 214K | +3% | |||
| 116 | — | ISHARES TR - CALIF MUN BD ETF | — | $14.6M | 0.0% | 254K | +5% | |||
| 117 | — | SCHWAB STRATEGIC TR - US LCAP GR ETF | — | $14.1M | 0.0% | 415K | +9% | |||
| 118 | — | Dimensional Fund Advisors LP - WORLD EX US CORE | — | $14.0M | 0.0% | 381K | +2% | |||
| 119 | — | SPDR State Street Global Advisors - STATE STREET SPD | — | $14.0M | 0.0% | 291K | -5% | |||
| 120 | — | ISHARES TR - HIGH YLD SYSTM B | — | $13.9M | 0.0% | 297K | -19% | |||
| 121 | — | iShares - CORE MSCI EURO | — | $13.6M | 0.0% | 181K | -6% | |||
| 122 | — | ISHARES TR - IBOXX INV CP ETF | — | $12.7M | 0.0% | 117K | -18% | |||
| 123 | $AAPL | Apple Inc. | Technology | $12.6M | 0.0% | 44K | +21% | |||
| 124 | — | ISHARES INC - EURO HIGH YIELD | — | $12.1M | 0.0% | 225K | New | |||
| 125 | — | VANECK VECTORS TR - JP MRGAN EM LOC | — | $11.9M | 0.0% | 466K | +1033% | |||
| 126 | — | Dimensional Fund Advisors - EMGR CRE EQT MNG | — | $11.8M | 0.0% | 294K | -4% | |||
| 127 | — | Dimensional Fund Advisors LP - SHORT DURATION F | — | $11.8M | 0.0% | 247K | +7% | |||
| 128 | — | CAMBRIA ETF TR - GLB MOMENT ETF | — | $11.6M | 0.0% | 326K | -2% | |||
| 129 | — | VANGUARD INTL EQUITY INDEX F - GLB EX US ETF | — | $11.6M | 0.0% | 258K | +0.0% | |||
| 130 | — | XTRACKERS - XTRACK USD HIGH | — | $11.5M | 0.0% | 315K | +3% | |||
| 131 | — | Dimensional Fund Advisors LP - US SUSTAINABILTY | — | $11.5M | 0.0% | 246K | -6% | |||
| 132 | — | iShares - CORE UNIVRSL USD | — | $11.3M | 0.0% | 245K | +17% | |||
| 133 | — | J P MORGAN EXCHANGE TRADED - US QUALTY FCTR | — | $10.9M | 0.0% | 151K | +1% | |||
| 134 | — | VANGUARD INDEX FDS - 500 VAL IDX FD | — | $10.8M | 0.0% | 49K | -3% | |||
| 135 | — | Dimensional Fund Advisors LP - US REAL ESTATE E | — | $10.6M | 0.0% | 405K | +6% | |||
| 136 | — | iShares - FUTURE EXPONENTI | — | $10.4M | 0.0% | 126K | -1% | |||
| 137 | — | SCHWAB STRATEGIC TR - US DIVIDEND EQ | — | $10.3M | 0.0% | 326K | +20% | |||
| 138 | — | Vanguard - INTL DVD ETF | — | $10.2M | 0.0% | 109K | -10% | |||
| 139 | — | Dimensional Fund Advisors LP - US HIGH PROFITAB | — | $10.1M | 0.0% | 243K | +8% | |||
| 140 | — | Dimensional Fund Advisors LP - EMERGING MKTS VA | — | $10.1M | 0.0% | 237K | +2% | |||
| 141 | $BTC | Grayscale Bitcoin Mini Trust ETF | Financials | $10.0M | 0.0% | 385K | +41% | |||
| 142 | — | Dimensional Fund Advisors LP - GLOBAL CR ETF | — | $9.6M | 0.0% | 176K | -0.4% | |||
| 143 | — | AVANTIS INTL - INTL SMCP VLU | — | $9.5M | 0.0% | 92K | +3% | |||
| 144 | $DOV | DOVER Corp | Industrials | $9.4M | 0.0% | 60K | +22% | |||
| 145 | — | Dimensional Fund Advisors LP - GLOBAL CORE PLUS | — | $9.3M | 0.0% | 170K | +9% | |||
| 146 | — | AMERICAN CENTY ETF TR - US EQT ETF | — | $9.1M | 0.0% | 71K | -0.5% | |||
| 147 | — | ISHARES TR - NEW YORK MUN ETF | — | $9.0M | 0.0% | 168K | +4% | |||
| 148 | $NVDA | NVIDIA CORP | Technology | $8.9M | 0.0% | 44K | +45% | |||
| 149 | — | iShares - MSCI JAPAN ETF | — | $8.8M | 0.0% | 94K | +1% | |||
| 150 | — | VANGUARD INDEX FDS - REAL ESTATE ETF | — | $7.9M | 0.0% | 82K | +2% |
What changed in Q2 2026
Against the previous quarter's 13F: 74 new, 412 added to, 186 trimmed, 14 sold out. Share-count changes; largest moves by dollar size first.
New positions (74)
- ISHARES INC - EURO HIGH YIELD$12.1M
first bought this quarter
$SPCXSPACE EXPLORATION TECHNOLOGIES CORP$2.4Mfirst bought this quarter
$FIXCOMFORT SYSTEMS USA INC$1.4M
first bought this quarter
$BEBloom Energy Corp$1.3M
first bought this quarter
$STNGScorpio Tankers Inc.$1.1M
first bought this quarter
- ISHARES INC - JP MORGAN EM ETF$957K
first bought this quarter
+68 more in the Excel export
Added to (412)
- J P MORGAN EXCHANGE TRADED - CORE PLUS BD ETF+356%
now $1.3B
- SPDR State Street Global Advisors - STATE STREET SPD+7%
now $8.6B
- ISHARES TR - NATIONAL MUN ETF+7%
now $2.3B
- VANGUARD INDEX FDS - GROWTH ETF+507%
now $168.3M
$SNPSSYNOPSYS INC+32%
now $505.7M · held 10+ qtrs, 4 adds in a row
- VANGUARD TAX MANAGED INTL FD - VAN FTSE DEV MKT+0.6%
now $9.9B
+406 more in the Excel export
Trimmed (186)
- ISHARES TR - CORE US AGGBD ET-35%
now $1.5B
- VANGUARD INDEX FDS - TOTAL STK MKT-2%
now $8.9B
- ISHARES TR - JPMORGAN USD EMG-15%
now $445.0M
- VANGUARD INDEX FDS - MCAP VL IDXVIP-6%
now $692.9M
- ISHARES TR - CORE S&P TTL STK-3%
now $1.7B
- iShares - 0-5YR HI YL CP-98%
now $769K
+180 more in the Excel export
Sold out (14)
- iShareswas $1.0M
- Impact Shareswas $531K
- INNOVATOR ETFS TRUSTwas $291K
- PIMCO ETF TRwas $286K
$PEPPEPSICO INCwas $257K
- Ridgeline Research LLCwas $256K
+8 more in the Excel export
Holdings by quarter
Every 13F Betterment LLC has filed, 41 earlier quarters. Pick one to see what it held then.
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Q2 2026 13F filed with the SEC on Aug 14, 2026. Prices are closing prices as of Oct 27, 2026.
Average quality of Betterment's top 20 holdings: 72/100 (our AI quality score, weighted by position size; 12 of the 20 are scored)
Top 10 since filing
-3.9%
Value-weighted move of the 10 largest stock positions
Turnover
3%
Last quarter; 8% over the last 4
Top 10 weight
67%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
96%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
Betterment LLC disclosed 675 positions worth $59.1B in its Form 13F-HR for Q2 2026. During the quarter the fund opened 74 new positions and exited 14. The portfolio is most concentrated in Other (96.4% of disclosed assets). All figures are sourced directly from Betterment LLC’s Form 13F-HR filing with the SEC under CIK 1633901.
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AI-Powered Hedge Fund Analysis: Betterment LLC
13F Pro is an AI hedge fund tracker and stock research platform. For Betterment LLC (SEC CIK: 1633901), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.
Every holding in Betterment LLC's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.