Sensible Financial Planning & Management, LLC.

Portfolio Overview

Sensible Financial Planning & Management, LLC. disclosed 31 positions worth $550.7M in its Form 13F-HR for Q3 2025. During the quarter the fund opened 0 new positions and exited 4. The portfolio is most concentrated in Other (99.7% of disclosed assets). All figures are sourced directly from Sensible Financial Planning & Management, LLC.’s Form 13F-HR filing with the SEC under CIK 1567738.

• SCHWAB STRATEGIC TR

  —

  Quality

  $83.2M3,088,558 sh

• VANGUARD CHARLOTTE FDS

  —

  Quality

  $83.0M1,677,297 sh

• ISHARES TR

  —

  Quality

  $75.7M796,082 sh

• ISHARES TR

  —

  Quality

  $73.5M1,407,927 sh

• VANGUARD INDEX FDS

  —

  Quality

  $27.6M45,017 sh

• VANGUARD INDEX FDS

  —

  Quality

  $26.1M79,427 sh

• ISHARES TR

  —

  Quality

  $23.0M222,335 sh

• ISHARES TR

  —

  Quality

  $22.6M88,088 sh

• SPDR SERIES TRUST

  —

  Quality

  $21.7M395,140 sh

• VANGUARD WORLD FD

  —

  Quality

  $15.5M63,370 sh

Showing top 10 of 31 holdings.

Full Holdings — Sensible Financial Planning & Management, LLC. (Q3 2025)

All 31 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	SCHWAB STRATEGIC TR	$83.2M	15.1%	+2%	—
2	—	VANGUARD CHARLOTTE FDS	$83.0M	15.1%	+5%	—
3	—	ISHARES TR	$75.7M	13.8%	+8%	—
4	—	ISHARES TR	$73.5M	13.3%	+1%	—
5	—	VANGUARD INDEX FDS	$27.6M	5.0%	+5%	—
6	—	VANGUARD INDEX FDS	$26.1M	4.7%	+0%	—
7	—	ISHARES TR	$23.0M	4.2%	+1%	—
8	—	ISHARES TR	$22.6M	4.1%	-4%	—
9	—	SPDR SERIES TRUST	$21.7M	3.9%	+2%	—
10	—	VANGUARD WORLD FD	$15.5M	2.8%	-4%	—
11	—	SCHWAB STRATEGIC TR	$13.0M	2.4%	-2%	—
12	—	VANGUARD SCOTTSDALE FDS	$11.5M	2.1%	+2%	—
13	—	VANGUARD SCOTTSDALE FDS	$11.3M	2.0%	-0%	—
14	—	DIMENSIONAL ETF TRUST	$8.2M	1.5%	+14%	—
15	—	SPDR INDEX SHS FDS	$7.4M	1.4%	-2%	—
16	—	SCHWAB STRATEGIC TR	$6.9M	1.3%	-4%	—
17	—	VANGUARD INDEX FDS	$6.5M	1.2%	-0%	—
18	—	VANGUARD TAX-MANAGED FDS	$5.7M	1.0%	-2%	—
19	—	VANGUARD INDEX FDS	$5.1M	0.9%	-2%	—
20	—	VANGUARD INTL EQUITY INDEX F	$3.3M	0.6%	+1%	—
21	—	VANGUARD INDEX FDS	$3.1M	0.6%	-2%	—
22	—	ISHARES TR	$2.9M	0.5%	+10%	—
23	—	VANGUARD INDEX FDS	$2.7M	0.5%	-4%	—
24	—	VANGUARD MALVERN FDS	$2.2M	0.4%	-5%	—
25	—	VANGUARD INDEX FDS	$2.0M	0.4%	+2%	—
26	—	VANGUARD SCOTTSDALE FDS	$2.0M	0.3%	+21%	—
27	$CBT	CABOT CORP	$1.9M	0.3%	-1%	56.5
28	—	ISHARES TR	$1.0M	0.2%	-4%	—
29	—	DIMENSIONAL ETF TRUST	$920,766	0.2%	-5%	—
30	—	ISHARES INC	$540,362	0.1%	+10%	—
31	—	DIMENSIONAL ETF TRUST	$460,996	0.1%	+0%	—