Velocity Financial, Inc.(VEL)Stock Analysis
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This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
VEL Stock Analysis & AI Quality Score
Data updated 2026-07-26AI stock analysis and institutional research for Velocity Financial, Inc. (VEL), a Financials sector company. VEL is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q2 2026), Velocity Financial, Inc. reports net income of $25.2M, free cash flow of $3.6M. Top institutional holders of VEL by reported 13-F value include Snow Phipps Group, Allianz Asset Management GmbH, Beach Point Capital Management, based on the most recent SEC filings. VEL trades on the NYSE exchange and files with the SEC under CIK 1692376. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate VEL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Velocity Financial, Inc. directly from SEC EDGAR.
Net Income
Q2 2026
$25.2M
Free Cash Flow
Q2 2026
$3.6M
ROIC
Q2 2026
19.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProNet Income
+53.5% YoYEPS (Diluted)
+44.0% YoYTotal Assets
+33.5% YoYOp. Cash Flow
-51.9% YoYFree Cash Flow
-52.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Income | $105.1M +53.5% | $68.4M +30.9% | $52.3M +62.3% | $32.2M +10.2% | $29.2M +64.4% | $17.8M |
| EPS (Diluted) | $2.75 +44.0% | $1.91 +25.7% | $1.52 +61.7% | $0.94 +9.3% | $0.86 +155.5% | $-1.55 |
| Total Assets | $7.38B +33.5% | $5.53B +25.5% | $4.40B +17.5% | $3.75B +33.3% | $2.81B +33.7% | $2.10B |
| Operating Cash Flow | $18.2M -51.9% | $37.8M -22.7% | $48.8M +0.3% | $48.7M -15.5% | $57.6M +5.0% | $54.9M |
| Free Cash Flow | $17.9M -52.3% | $37.5M -23.0% | $48.7M +0.6% | $48.3M -15.9% | $57.5M +6.1% | $54.2M |
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13F Pro tracks comprehensive data for Velocity Financial, Inc. including:
Top Institutional Holders of VEL
Snow Phipps Group, LLC
$246.5M13,353,103 shAllianz Asset Management GmbH
$233.3M12,637,764 shBeach Point Capital Management LP
$121.5M6,582,380 shBlackRock, Inc.
$27.5M1,489,827 shHBK INVESTMENTS L P
$13.6M737,500 shDIMENSIONAL FUND ADVISORS LP
$12.1M656,725 shADAGE CAPITAL PARTNERS GP, L.L.C.
$9.3M505,505 shVANGUARD CAPITAL MANAGEMENT LLC
$9.0M487,011 shAMERICAN CENTURY COMPANIES INC
$6.6M357,199 shGEODE CAPITAL MANAGEMENT, LLC
$5.0M272,540 sh
| Fund | Value | Shares |
|---|---|---|
| Snow Phipps Group, LLC | $246.5M | 13,353,103 |
| Allianz Asset Management GmbH | $233.3M | 12,637,764 |
| Beach Point Capital Management LP | $121.5M | 6,582,380 |
| BlackRock, Inc. | $27.5M | 1,489,827 |
| HBK INVESTMENTS L P | $13.6M | 737,500 |
| DIMENSIONAL FUND ADVISORS LP | $12.1M | 656,725 |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $9.3M | 505,505 |
| VANGUARD CAPITAL MANAGEMENT LLC | $9.0M | 487,011 |
| AMERICAN CENTURY COMPANIES INC | $6.6M | 357,199 |
| GEODE CAPITAL MANAGEMENT, LLC | $5.0M | 272,540 |
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Popular Research
Is VEL a good stock to buy?
13F Pro's AI-powered analysis of Velocity Financial, Inc. (VEL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for VEL are available on the VEL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. VEL is classified as a small company.
Which hedge funds own VEL?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling VEL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Velocity Financial, Inc.'s investment landscape.