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SEC EDGAR: CIK 706129HBNC stock profile & AI dashboard →

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This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

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HBNC Stock Analysis & AI Quality Score

Data updated 2026-07-26

AI stock analysis and institutional research for HORIZON BANCORP INC /IN/ (HBNC), a Financials sector company. HBNC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q2 2026), HORIZON BANCORP INC /IN/ reports quarterly revenue of $75.5M, net income of $24.9M, an operating margin of 40.7%. Top institutional holders of HBNC by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, ALLIANCEBERNSTEIN L.P., based on the most recent SEC filings. HBNC trades on the Nasdaq exchange and files with the SEC under CIK 706129. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HBNC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HORIZON BANCORP INC /IN/ directly from SEC EDGAR.

Fun facts about HORIZON BANCORP INC /IN/

Quirks, history, and lore behind HBNC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · listed on Nasdaq · headquartered in northern Indiana · serving the Midwest.
  • 2
    The Numbers
    Total assets in the neighborhood of $8 billion, with a branch network spread across Indiana and Michigan — big enough to matter, small enough to still call itself community banking.
  • 3
    The History
    Founded in the late 1800s in Indiana, it grew steadily through regional acquisitions into one of the larger community banks in the state.
  • 4
    The Secret
    Its bread and butter is commercial and retail banking, but it also leans into mortgage lending and wealth management for its Midwest customer base.
  • 5
    The Lore
    It trades under a ticker that sounds like it belongs to a sunny coastal resort town, yet its roots are firmly planted in the industrial southern shore of Lake Michigan.
  • 6
    The Giveaway
    Its name evokes a vast, distant skyline — fitting for a bank headquartered in Michigan City, Indiana, where you can actually see the Chicago horizon across the lake.
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Revenue

Q2 2026

$75.5M

Net Income

Q2 2026

$24.9M

Free Cash Flow

Q2 2026

$31.3M

Operating Margin

Q2 2026

40.7%

ROIC

Q2 2026

13.0%

D/E Ratio

Q2 2026

0.31

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

FY 2025
FY22 $247.0MFY23 $187.7MFY24 $191.6MFY25

Net Income

-524.7% YoY
$-150.5MFY 2025
FY22 $93.4MFY23 $28.0MFY24 $35.4MFY25 $-150.5M

EPS (Diluted)

-505.0% YoY
$-3.24FY 2025
FY22 $2.14FY23 $0.64FY24 $0.80FY25 $-3.24

Total Assets

-17.5% YoY
$6.44BFY 2025
FY22 $7.87BFY23 $7.94BFY24 $7.80BFY25 $6.44B

Total Debt

-79.8% YoY
$248.6MFY 2025
FY22 $1.14BFY23 $1.35BFY24 $1.23BFY25 $248.6M

Op. Cash Flow

+1144.2% YoY
$79.2MFY 2025
FY22 $94.4MFY23 $88.9MFY24 $6.4MFY25 $79.2M

Free Cash Flow

+5684.7% YoY
$74.3MFY 2025
FY22 $88.0MFY23 $81.2MFY24 $1.3MFY25 $74.3M

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Available Research

13F Pro tracks comprehensive data for HORIZON BANCORP INC /IN/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of HBNC

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Is HBNC a good stock to buy?

13F Pro's AI-powered analysis of HORIZON BANCORP INC /IN/ (HBNC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HBNC are available on the HBNC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. HBNC is classified as a small company.

Which hedge funds own HBNC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HBNC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HORIZON BANCORP INC /IN/'s investment landscape.