First Northwest Bancorp(FNWB)Stock Analysis
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Not in ranked universe
Limited institutional coverage
Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 41 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FNWB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for First Northwest Bancorp (FNWB), a Financials sector company. FNWB is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 41 institutional filers currently hold this stock. Based on the latest XBRL financial filings (Q1 2026), First Northwest Bancorp reports quarterly revenue of $16.4M, net income of $6.0K, free cash flow of $885.0K. Top institutional holders of FNWB by reported 13-F value include Fourthstone, FMR, RENAISSANCE TECHNOLOGIES, based on the most recent SEC filings. FNWB trades on the Nasdaq exchange and files with the SEC under CIK 1556727. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FNWB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for First Northwest Bancorp directly from SEC EDGAR. First Northwest Bancorp's 13F Pro composite quality score has ranged between 30 and 35 since 2021, currently 33.1 — a stable long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q1 2026
$16.4M
Net Income
Q1 2026
$6.0K
Free Cash Flow
Q1 2026
$885.0K
ROIC
Q1 2026
-0.1%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
Net Income
+36.6% YoYEPS (Diluted)
+36.0% YoYTotal Assets
-5.6% YoYTotal Debt
-8.3% YoYOp. Cash Flow
-116.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | $229.0K | — |
| Net Income | $-4.2M +36.6% | $-6.6M -389.3% | $2.3M -85.4% | $15.6M +73.6% | $9.0M +26.9% | $7.1M |
| EPS (Diluted) | $-0.48 +36.0% | $-0.75 -388.5% | $0.26 -84.8% | $1.71 +87.9% | $0.91 +33.8% | $0.68 |
| Total Assets | $2.11B -5.6% | $2.23B +1.4% | $2.20B +7.8% | $2.04B +56.2% | $1.31B +3.9% | $1.26B |
| Total Debt | $308.1M -8.3% | $336.0M +4.7% | $320.9M +12.5% | $285.4M +152.7% | $112.9M -17.3% | $136.6M |
| Operating Cash Flow | $-2.8M -116.3% | $16.9M -5.6% | $17.9M +12.4% | $15.9M +12.8% | $14.1M +5.7% | $13.3M |
AI Insight: FNWB Financial Trends
FNWB posted a string of net losses through Q4 2024 and cash flow turned sharply negative in Q1 2025, with debt remaining elevated near $300–344M across recent quarters.
• Net income deteriorated from $1M in Q2 2024 to -$6M in Q3 2024 and -$3M in Q4 2024, before reaching near-zero in Q1 2026.
• Operating cash flow swung from -$22M in Q1 2025 to $10M in Q4 2025, suggesting some stabilization in cash generation.
• Total debt declined from $344M in Q2 2025 to $260M in Q3 2025, but rebounded to $328M by Q1 2026.
⚠ Debt rebound to $328M in Q1 2026 after touching $260M in Q3 2025 signals balance sheet deleveraging has stalled.
⚠ Operating cash flow fell back to $1M in Q1 2026 after reaching $10M in Q4 2025 — sustainability unclear.
⚠ Revenue and operating income data are entirely absent, severely limiting trend visibility for core earnings power.
AI Insight: FNWB Ratio Trends
FNWB's ROIC has swung violently quarter-to-quarter — from -13.2% in Q1 2025 to 4.6% in Q2 2025 to -0.4% in Q1 2026 — signaling deeply inconsistent profitability.
• ROIC has been predominantly negative, recording positive readings in only Q2 2024 (3.6% ROE), Q2 2025 (4.6%), and Q4 2025 (1.2%).
• ROA turned negative in Q3 2024 (-1.0%) and Q4 2024 (-0.5%), recovering to 0.0% in Q1 2026 — barely breakeven.
• TTM ROIC of 1.3% as of Q1 2026 is marginally positive, a slight improvement from the string of negative quarterly readings.
⚠ ROIC plunged to -13.2% in Q1 2025 — the worst reading in the dataset — monitor whether that quarter's loss driver has truly been resolved.
⚠ ROA at 0.0% in Q1 2026 leaves no cushion; any credit cost or revenue miss could push it negative again.
⚠ Broad data gaps (OpMargin, NPM, D/E all missing) severely limit visibility into leverage and operating efficiency trends.
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Available Research
13F Pro tracks comprehensive data for First Northwest Bancorp including:
Top Institutional Holders of FNWB
Fourthstone LLC
$8.0M924,268 shFMR LLC
$4.1M471,129 shRENAISSANCE TECHNOLOGIES LLC
$2.9M338,305 shVANGUARD CAPITAL MANAGEMENT LLC
$2.9M332,316 shPetiole USA ltd
$2.2M257,897 shDIMENSIONAL FUND ADVISORS LP
$2.0M227,867 shKENNEDY CAPITAL MANAGEMENT LLC
$1.1M128,119 shBlackRock, Inc.
$998.6K115,042 shGEODE CAPITAL MANAGEMENT, LLC
$696.6K80,227 shPinnacle Holdings, LLC
$693.3K79,872 sh
| Fund | Value | Shares |
|---|---|---|
| Fourthstone LLC | $8.0M | 924,268 |
| FMR LLC | $4.1M | 471,129 |
| RENAISSANCE TECHNOLOGIES LLC | $2.9M | 338,305 |
| VANGUARD CAPITAL MANAGEMENT LLC | $2.9M | 332,316 |
| Petiole USA ltd | $2.2M | 257,897 |
| DIMENSIONAL FUND ADVISORS LP | $2.0M | 227,867 |
| KENNEDY CAPITAL MANAGEMENT LLC | $1.1M | 128,119 |
| BlackRock, Inc. | $998.6K | 115,042 |
| GEODE CAPITAL MANAGEMENT, LLC | $696.6K | 80,227 |
| Pinnacle Holdings, LLC | $693.3K | 79,872 |
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Popular Research
Is FNWB a good stock to buy?
13F Pro's AI-powered analysis of First Northwest Bancorp (FNWB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FNWB are available on the FNWB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FNWB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FNWB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of First Northwest Bancorp's investment landscape.