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SEC EDGAR: CIK 1889123FLD stock profile & AI dashboard →

13F Pro Quality Score

23.6/100

Rank #2,718 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

53.3/100

Profitability

4.8/100

Balance Sheet

2.6/100

Earnings Quality

10.9/100

Free Cash Flow

7.1/100

Institutional Flow

8.5/100

Revenue Scale

4.7/100

Dilution Risk

6.1/100
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Unusual Activity in FLD

Events flagged as statistical outliers against FLD's own multi-year baseline — not fixed dollar thresholds.

FLD Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Fold Holdings, Inc. (FLD), a Financials sector company. 13F Pro's AI-powered ranking engine scores FLD at 23.6/100 on a 32-signal composite quality model, placing it at rank #2,718 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include balance sheet strength (2.6) and revenue scale (4.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 6.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Fold Holdings, Inc. reports quarterly revenue of $6.1M, net income of $-9.7M. Top institutional holders of FLD by reported 13-F value include VANGUARD CAPITAL MANAGEMENT, Blue Owl Capital, HRT FINANCIAL, based on the most recent SEC filings. FLD trades on the Nasdaq exchange and files with the SEC under CIK 1889123. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FLD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Fold Holdings, Inc. directly from SEC EDGAR. Fold Holdings, Inc.'s 13F Pro composite quality score has ranged between 23 and 31 since 2026, currently 23.6 — a declining long-term trajectory across 29 quarterly and live scoring snapshots.

Fun facts about Fold Holdings, Inc.

Quirks, history, and lore behind FLD — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial technology company · listed on Nasdaq · headquartered in Utah · focused on consumer payments and rewards.
  • 2
    The Numbers
    A small-cap firm with modest revenue, it operates in the Bitcoin rewards space — where user engagement, not traditional lending margins, drives the model.
  • 3
    The History
    Founded in 2019, it launched as a fintech startup right before a global pandemic tested every young company's survival instincts — and it survived by doubling down on crypto-linked products.
  • 4
    The Secret
    Its flagship product is a Bitcoin rewards debit card — swipe to buy groceries, earn sats instead of airline miles or cash back.
  • 5
    The Lore
    The company believes in stacking satoshis so deeply that it holds Bitcoin on its own balance sheet, making it a rare breed: part payments company, part crypto treasury play.
  • 6
    The Giveaway
    Its name literally evokes collapsing crypto into everyday spending — a Bitcoin rewards card company whose ticker, brand, and mission all rhyme with the word for a neat, tidy stack.
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Revenue

Q2 2026

$6.1M

Net Income

Q2 2026

$-9.7M

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+33.9% YoY
$31.8MFY 2025
FY22 FY23 FY24 $23.8MFY25 $31.8M

Net Income

-6.9% YoY
$-69.6MFY 2025
FY22 $1.1MFY23 $4.4MFY24 $-65.1MFY25 $-69.6M

Operating Income

FY 2025
FY22 $-1.8MFY23 $-3.7MFY24 $-2.9MFY25

EPS (Diluted)

-18.4% YoY
$-1.65FY 2025
FY22 FY23 FY24 $-1.39FY25 $-1.65

Total Assets

+22.1% YoY
$153.5MFY 2025
FY22 $255.7MFY23 $166.0MFY24 $125.7MFY25 $153.5M

Op. Cash Flow

-386.3% YoY
$-16.1MFY 2025
FY22 $-1.7MFY23 $-5.1MFY24 $-3.3MFY25 $-16.1M

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Available Research

13F Pro tracks comprehensive data for Fold Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of FLD

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is FLD a good stock to buy?

13F Pro's AI-powered analysis of Fold Holdings, Inc. (FLD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FLD are available on the FLD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FLD is classified as a small company.

Which hedge funds own FLD?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FLD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Fold Holdings, Inc.'s investment landscape.